Friday, February 13, 2009

Survey: Central database of medical records

Should we have a central database of medical records? Will it lead to more efficient treatment and low medical cost? Give your views in this survey.

Here are the survey results.

Survey: Jobs Credit Scheme

Give your views on the Job Credit Scheme in this survey.

49 people responded to the survey within 12 hours. Here are the results. Most of the respondents do not like the scheme. They find the name of "job credit" to be misleading, as it is actually a wage subsidy and not a credit (that needs to be repaid). They prefer other ways to use the $4.5 billion.


Survey: Compensation for Credit Linked Notes

This survey is for you to share some information about the compensation offer given to you on the credit linked notes. 

As you are under a "no disclosure agreement", you do not have to provide your particulars. You can avoid giving personal details that can identify your case specifically.

Please provide general information that can be helpful to other customers who were misled into buying these notes in this survey.

Here are the survey results.

Visitors to Tan Kin Lian's blog

I like to ask the regular visitors to my blog to register your e-mail address in the Google Group shown at the top of the right panel. This will allow me to send an e-mail to notify you of matters that may be of interest to you.

Bought credit linked note from stockbroker

X approached me for advice. He bought the Minibond from his broker (i.e. securities firm). The broker telephoned him and advised me to buy the product. The broker gave him the wrong information about the product, but admitted that this was the same information provided by Lehman Brothers in the briefing.

X wanted to join a class action, but there were insufficient number of investors in the same category (i.e. approached by broker through the telephone) to form a class.  X decided that his best option was to file a complaint with FIDREC. He felt strongly that he had been misled, but he was not confident of presenting his case clearly.

It is important that X made his point of mis-selling clearly in the complaint filed with FIDREC. I advised X to approach Adrian Tan (atans1@hotmail.com) and seek his assistance to prepare the complaint. X should pay a fee for the time taken by Adrian to study and write the complaint, but this will be lower than the fee charged by a lawyer. Furthermore, Adrian Tan is more familiar with this matter. X was happy to take my suggestion.

I wish X all the best in lodging his complaint.