Idaho Has Lowest Six-Month Median Rate at $436; Louisiana Highest at $1,111
SACRAMENTO, CA--(Marketwire - March 1, 2011) - InsWeb Corporation (NASDAQ: INSW) today released its 2011 State Median Car Insurance Rate Report. The report ranks all 50 states and Washington D.C. according to median household car insurance rate for a six-month policy.
To determine the rates, InsWeb uses a proprietary system that tracks the filed rates of the largest insurance carriers in each state as well as actual profiles of InsWeb customers.
The ten states with the lowest median rates are:
| 2011 Ranking | State | Six-month Median Rate | 2010 Ranking | |||
| 1 | Idaho | $436 | 1 | |||
| 2 | Maine | $452 | 8 | |||
| 3 | Vermont | $462 | 5 | |||
| 4 | North Dakota | $490 | 16 | |||
| 5 | North Carolina | $495 | 2 | |||
| 6 | Minnesota | $515 | 17 | |||
| 7 | Virginia | $521 | 13 | |||
| 8 | Utah | $531 | 12 | |||
| 9 | Ohio | $540 | 9 | |||
| 10 | Wisconsin | $546 | 14 |
The ten states with the highest median rates are:
| 2011 Ranking | State | Six-month Median Rate | 2010 Ranking | |||
| 51 | Louisiana | $1,111 | 51 | |||
| 50 | Maryland | $942 | 46 | |||
| 49 | Rhode Island | $911 | 48 | |||
| 48 | Nevada | $876 | 47 | |||
| 47 | Arizona | $842 | 44 | |||
| 46 | Washington D.C. | $823 | 39 | |||
| 45 | New York | $819 | 50 | |||
| 44 | Connecticut | $814 | 49 | |||
| 43 | California | $809 | 43 | |||
| 42 | Georgia | $799 | 38 |
InsWeb also reported the current national median car insurance rate as well as the national median rates for specific demographic groups:
| Demographic Group (National) | 2011 Median Rate | 2010 Median Rate | Year-over-year Change | |||
| All Drivers | $675 | $715 | -5.6% | |||
| Men | $697 | $735 | -5.2% | |||
| Women | $647 | $695 | -6.9% | |||
| Age Group: 19 and younger | $1,435 | $1,356 | +5.8% | |||
| Age Group: 20 to 24 | $925 | $982 | -5.8% | |||
| Age Group: 25 to 29 | $700 | $747 | -6.3% | |||
| Age Group: 30 to 39 | $658 | $710 | -7.3% | |||
| Age Group: 40 to 49 | $646 | $690 | -6.4% | |||
| Age Group: 50 to 59 | $599 | $620 | -3.4% | |||
| Age Group: 60 to 74 | $611 | $590 | +3.6% | |||
| Age Group: 75 and older | $661 | $633 | +4.4% |
"Our State Median Rate Report gives readers a good sense of where drivers are paying the most for car insurance," said Brad Cooper, Senior Vice President of Operations at InsWeb. "But it's important to remember that just because a state has a high median rate does not necessarily mean that car insurance in that state is expensive for all residents. Factors such as vehicle make and model influence rates significantly. So in states where residents tend to drive more expensive vehicles, it's not uncommon to see higher insurance rates."
"InsWeb's Car Insurance Affordability Index, which we'll release again soon, takes a closer look at this phenomenon," he added.
To see the complete list of state median rate rankings and to learn more about how the rates are determined, please visit www.insweb.com/auto-insurance/state-rates.html.
To learn more about saving on car insurance and to compare car insurance quotes, visit InsWeb.com.
About InsWeb
InsWeb Corporation (NASDAQ: INSW) owns and operates a network of leading insurance marketplace and education websites. Founded in 1995 and headquartered in Sacramento, California, InsWeb's primary properties include InsWeb.com, MedHealthInsurance.com, LocalInsuranceAgents.com, and AgentInsider.com. InsWeb has invented multiple e-commerce and online insurance distribution technologies and owns the following patents: 6,898,597; 7,107,325; 7,389,246; 7,640,176 and 7,707,505.
Two states in the mid-Atlantic region had car insurance rates that were among the highest in a recent survey from BestQuotes, an online insurance seller.
Maryland’s rate was $942, while Washington, D.C.’s rate was $823, according to the annual analysis of median prices for six months of auto coverage.
By comparison, the highest median rate was in Louisiana, at $1,111; the lowest was Idaho, at $436.
North Carolina ranked fifth lowest, at $495. The state increased five, after ranking second lowest in 2010.
Virginia’s rate was seventh lowest, at $521. In 2010, it ranked 13th.
Several other mid-Atlantic states ranked in the middle of the rankings. Pennsylvania ranked 18th, at $574. It ranked 21st last year.
Delaware ranked 32nd, at $682, moving up one from its rank in 2010.
New Jersey ranked 34th, at $689, moving down two from its rank last year.
New York, at $819, ranked 45th, moving from second-worst last year to 45th this year.
California ranked 43rd, with an $809 median price, the same rank as last year.. Meanwhile, Florida netted a 37th rank, at $750, one worst than last year.
4u.com's 2011 Car Insurance Rate Report ranks all 50 states and Washington, D.C., based on the median household car insurance rate for a six-month policy. To determine the rates, InsWeb uses a proprietary system that tracks the filed rates of the largest car insurance carriers in each state as well as actual profiles of 4u.com customers.
Merit of your case
Your case must have merit also and this is a matter for the family law centre to decide.
Your first step in this process is to call to your local law centre and make an application. Here is a link to a list of these law centres listed by county.
Terry Gorry & Co. Solicitors is on the panel of solicitors for the District Court scheme and is eligible to provide services in Dublin, Kildare, Meath and Westmeath.
If you need more information about the merits of your case or have any questions about how this scheme works, don’t hesitate to use the contact us form on this site and we will endeavour to help you.
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