Online processes of Government ministries

The online processes of several Government ministries are terrible - they make life difficult for the public. I have bad experience with the Ministry of Manpower in respect of getting work passes and making CPF top-ups. My friend told me that he had a lot of trouble in submitting an application to work as a relief teacher in the Ministry of Education website.

I have submitted several feedback to the Ministry of Manpower giving details of the difficulty faced by me. They give me a polite reply each time, but do not really address the root of the problem - the online process make life very difficult for the public. Instead of improving national productivity, they make things worse. The ministry save 1 hour, but the public has to spend (say) 5 hours.

In many cases, the process are so complicated that the public has to call the helpline. After a while, many of these helplines (especially from the Ministry of Manpower) do not respond (i.e. cannot get through). I can understand the difficulty of these helpline operators. They are deluged with so many questions from the public seeking help.

The underlying problem is the complicated process. They are designed to save time for the government ministry, and they add to the overall waste of national resources. I hope that someone from the Ministry of Finance, who is supposed to drive national productivity, will respond to me (kinlian@gmail.com). My feedback to them in the past were also not attended with seriousness.

The Insider's Secret to Finding Cheap Car Insurance Quotes Online

Has anyone else noticed that the words "expert", "insider" and "top secret" seem to be popping up a lot these days? Not only in terms of books but also in articles, self-help guides, trade secrets, industry information...you name it, it's there. So titling this the "insider's secret" actually feels excessively redundant-but that's exactly what it is. A bird's eye view from the insurance industry

Investing in stock in a volatile environment

Should a young person invest hard earned savings in stocks in a volatile environment? The answer can be found here: http://money.cnn.com/2011/11/04/pf/expert/young_investors/index.htm?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29

I agree with the advice that money for the long term, e.g. for retirement, should be invested in stocks and that money needed for the short term, e.g. to make down payment for a home or other specific purpose, should be invested in a secure asset, such as an insured bank account.

Upgrade Medishield for elderly?

Hi Mr Tan Kin Lian ,

I hope you can advise me on this Medishield upgrade . Presently my wife and i are both 59 years and on basic 

Medishield . I am wondering whether it is better to upgrade and even buy riders to cover the deductibles and co-insurance .  I am thinking not so much about a better bed in the hospital but whether the present basic Medishield is adequate enough to cover major illnesses . Another worry is the annual limit to medical claims for basic Medishield  and  also riders are paid in cash .

REPLY

Please read my views on Medishield in these many articles. After that, you have to make your own decision.

http://tankinlian.com/Information.aspx?q=medishield

NOTE: Consumers should attend the talks on Financial Planning and Life Insurance organised by FISCA. More details can be found at http://easyapps.sg/assn/Org/Event.aspx?id=5. (The last talk on Life Insurance was cancelled due to lack of response.)  Consumers should attend these talks and be educated, rather than expect to get free advise to their specific questions - as they may end up being conned by dishonest advisers.

steven russel biography picture con artist

I would like to give some advice to all the up and coming entrepreneurs; if you really want to be a superstar not only do you have to work harder and smarter than the competition, but you must always keep learning. This is a list I hand out to MBA and Entrepreneurial Students when I give speeches. It is a list of recommended book, biography, audio tapes, and movies.

dictionary of greek and roman biography and mythology

Knowledge was available in your nearest library. You could order a book and, if they didn't have it, maybe they'd get it from another library that did. Of course, many libraries now have free internet access, which is useful for looking up things online.

what college did stephen hillenburg go to

Personally, I use Twitter as a business tool and only tweet stories I write associated with the web. It seems to make little difference commercially, but I continue regardless. So why does a highly intelligent and talented man like Stephen Fry, who recently and publicly declared he was quitting Twitter due to a lame remark that he was "boring", leaving his near-million followers bewildered and angry, tweet as he does?
College football season is back and football fans couldn't be more excited. The tradition of college football is special. It is even more important for fans of the SEC. The SEC has long been thought of as the conference to beat in college football. While the Big 12 is gaining on them, they should still be the top conference in the land, yet again. So what does the most powerful of power conferences have in store for them this year? Check out these Free College Football Picks and find out.

us comedians john stewart stephen colbert

Saturday Night Live (SNL) is held up by "television historians" as a paragon of insightful, ruthless satire of the political scene. Whatever merits SNL might have once had in that department, lately its level of political analysis has been about as deep as the shot glasses its writers undoubtedly empty before they pen each week's program.
There are three talk shows that I watch on television, "The Late Show" with David Letterman, "The Daily Show" with Jon Stewart, and, "The Tonight Show" with Jay Leno. Here's what I think of them and my "Top Ten Reasons David Letterman Always Wears White Sox"

stephen j cannell shane scully book series order

Author Justin Gustainis is the author of an exciting new paranormal series featuring kick-ass supernatural investigator Quincey Morris. I had the pleasure of reading this book recently, so look for my review in a day or two. In a few words, you won't be able to put the book down.
Crime fiction is big business at the moment, but there are certain situations that have been overplayed so much that they have become genre cliches and everybody knows what to expect next. Here are ten cliches you should try to avoid and thoughts on how to subvert the cliches if you do decide to use them.

sandra model early forum hvgbook ls

With the changing world and constant new technology that is available, managers need to be aware of the technology that will increase effectiveness in their company. Human resource information systems (HRIS) have increasingly transformed since it was first introduced at General Electric in the 1950s.

lego star wars the complete saga cheat codes for wii

Its not often that two of your favorite things from your youth combine together - in this case great child hood memories of playing with Lego and movie memories of the Star Wars Saga. Lego Stars Wars is a great game for the family to play with the right amount of 'slaughter' of enemies combined with puzzles. If you get too stuck on a level there are a number of walkthrough's available online.
Lucas Arts and Traveller's Tales created the perfect combination of nostalgia and geekery with the 2005 release of Lego Star Wars. This innovative, cartoony, action adventure game that took advantage of a multi-generational love for both the Star Wars film franchise and every kid's favourite toy, Lego bricks. In 2006 the game's sequel was more refined, largely because it was based on the much loved original trilogy rather than the prequels which some what disappointed the Star Wars fan base.

nach baliye 5 reality show star plus nach baliye 5 contestants

Are you a full figured woman looking for a corsets in plus sizes that are stylish, fashionable, and sexy and most of all fit? If you are you are certainly not alone. Many women today, who are a bit curvier than your average stick thin model, want to look good and wear sexy lingerie. And why not?
Have you ever thought about how many music award competitions and shows there are? It's unbelievable, and there are contests on any instrument that can be played, singing and song style, songwriting method, battle of the bands, even Karaoke contests! As an up and coming band, singer or songwriter, has entering a music contest cross your mind?

who got voted off dancing with the stars tonight

What fascinates us so much about celebrity news? Are our lives really so boring that we need to know the latest gossip about our favorite hip hop artist? Is our life so mundane that we get fascinated by the latest adulterous conduct of famous athletes?

who got voted off dancing with the stars tonight

What fascinates us so much about celebrity news? Are our lives really so boring that we need to know the latest gossip about our favorite hip hop artist? Is our life so mundane that we get fascinated by the latest adulterous conduct of famous athletes?

signing name to power of attorney without my permission

Cheap or free durable power of attorney forms omit important provisions. Learn the "must have" provisions to protect yourself and family members!
Every professional knows the value of a power of attorney for an elder even if not by name. The advance directive or a living will is widely recognized as the legal remedy for control over ones destiny in the face of terminal illness.
Durable power of attorney form entrusts an agent to act in behalf of principal owner for business purposes. Here are some most commonly included durable attorney powers.

advantages and disadvantages of nuclear power

A significant amount of the electricity produced for the world's needs is generated by nuclear power. In many countries, the majority of the electricity comes from nuclear energy.
Alternative energy solutions are becoming more and more popular these days as people look for ways to help beat the dual threats of global warming and peak oil. Harnessing the potential energy of the sun is now a billion dollar business, and it seems to be the way of the future. Today you will learn the advantages and disadvantages of solar power, including whether you would benefit from installing your own system in your home.

net neutrality is a grab for power bad legislation

A Power of Attorney is a legal document that evidences the creation of a liaison between two people who are designated as "principal" and "agent". Through this document, the principal authorizes the agent to act on his or her behalf. A Power of Attorney can be general, so that the agent can conduct any sort of business on behalf of the principal, or it may be specific, i.e. restricted to the business expressly mentioned in the document.
New York power of attorney forms must meet the requirements of New York's General Obligations Law, which was substantially revised in 2009. As a result of the changes in New York law, all power of attorney forms in New York must: (a) have a font no small than 12 points; (b) be signed and notarized by both the principal and agent; and (c) include certain cautionary language set forth in the New York statute. If using a pre-printed power of attorney, be sure that it contains the required NY statutory language.

free printable power of attorney forms for new york

New York power of attorney forms must meet the requirements of New York's General Obligations Law, which was substantially revised in 2009. As a result of the changes in New York law, all power of attorney forms in New York must: (a) have a font no small than 12 points; (b) be signed and notarized by both the principal and agent; and (c) include certain cautionary language set forth in the New York statute. If using a pre-printed power of attorney, be sure that it contains the required NY statutory language.
A power of attorney form is a type of legal form that is commonly used for conducting basic personal and business transactions, including matters that relate to banking, loans and real estate transactions. In particular, a power of attorney authorizes a specifically designated third party (known as the "agent") to engage in certain tasks (e.g. banking transactions) on behalf of the person granting the power (the "principal").

doe fuel cells used in combined heat and power

Comedian George Wallace often starts a joke with the line, "I be thinking." I use the reference for two reasons. First, I saw Wallace in Vegas recently and second, because I'd been thinking about teaming solar with fuel cells to create power producers on a small scale via energy independent homes, commercial buildings and industrial scale operations. The conclusion? The merger is possible. But more importantly, the query introduced me to the concept of microgrids and the Galvin Electricity Initiative.
Hydrogen power is a phrase that you must have heard very often? Ho effective is this in your life? Well, you need to understand that this is an element that is full of energy and something when burnt does not produce any pollution at all.

mercury 90 hp four stroke outboard motor owners manual

After your engine has been properly run in, you'll need to establish a maintenance routine that begins with systematic checks every time you use your boat. These checks won't take long, but could spell the difference between life and death for your engine.

caterpillar d4 downloadable service manual

Content is King - you've read and heard that many times before but what does it really mean for your online sales? Content doesn't mean lifeless words that exist only on your blog or in an article. It should inform, entertain, connect and persuade visitors to delve deeper into your copy and take a desired action (sign up, click or buy).
Since the creation of human kind, he has been looking for ways to entertain himself. Right from the cave years till today, we are constantly searching for means to delight ourselves. Our ancestors who lived in the caves and used animal skin barely to cover their bodies, entertained themselves by hunting and painting on the cave walls.

bounty hunter metal detectors manual

I have unearthed all sorts of valuable finds with my bounty hunter and this happened almost from the minute I switched it on. Over the years I have found coins from near and distant pasts found in the most unlikely of places. I have also found gold and silver jewelery including watches rings and bracelets, one piece was over 100 years old.
It may sound like a statement of the painfully obvious, but too many people purchase a metal detector, and do not bother to read the manual that comes with it, this is essential for the effective and proper use of the detector. This will allow you to more easily pinpoint any potential problems that may arise, and will also allow you to familiarize yourself with best practices so as to avoid any damaging conduct.

free solutions manual and test bank economics 6 e boyes melvin

Online appointment scheduling technology makes it easier for colleges, universities, technical schools and other institutions of higher learning to automate their appointment and reservation procedures. They use for such routine tasks as booking rooms and scheduling academic advising and student testing.
The Article contains a discussion on the rise of banking frauds and various methods that can be used to avoid such frauds. A bank fraud is a deliberate act of omission or commission by any person carried out in the course of banking transactions or in the books of accounts, resulting in wrongful gain to any person for a temporary period or otherwise, with or without any monetary loss to the bank. The relevant provisions of Indian Penal Code, Criminal Procedure Code, Indian Contract Act, and Negotiable Instruments Act relating to banking frauds has been cited in the present Article. The Article also contains emerging trends in Banking Sector and also covers the security measures adopted by the Banks.

detroit diesel service manual download

Do you already have a boat that requires a new or reconditioned marine engine before you can take it out on the water, or you are starting from scratch and building your very own boat. Either way, your boat requires a well-serviced marine engine before you can go boating. There are a few things that you are going to want to learn first before you head out to do any shopping. And when you've chosen your engine you'll need a marine diesel engine manual to maintain your marine engine.
VW parts manuals change accordingly with each and every edition that comes out. After all, information is not stagnant. It does not stay as it is. New discoveries in different fields push the boundaries of acceptable knowledge every day. So it follows that even car parts manuals, too, will accommodate such changes in their technical specifications and procedural details.

maytag quiet series 300 dishwasher manual

It wasn't that long ago, sometime in the 1950's, when dishwashing machines emerged as the dish cleaning staple in the kitchen of most homes. At the time, however, variety was limited and getting dishes clean was still a kink manufacturers had not quite worked out. Fortunately, much has changed since then.

game face paintball e rex pro manual

Released in the year 1993, Doom Video games are identified as making the perspective of first person shooter genre in video games widely popular. This video game had such an effect on the video gaming industry that all first person shooter games released after Doom were commonly recognized as Doom Clones. Immersive 3D graphics and networked multiplayer gaming are very effectively integrated into this game which resulted in providing a very interesting and exciting video gaming experience.
If you are reading this, you are in search of a Microsoft Xbox 360 repair manual. The problem you are facing is the fact that, unless your Xbox 360 is under warranty to Microsoft and therefore free to repair, you will be facing a hefty repair charge.

download mercury two stroke outboard motor manual

Outboard engines come in into two main categories: two stroke and four stroke. Both types both have their advantages and disadvantages and the type you pick will depend on the intended use. This guide will help you choose which outboard engine is suitable for your type of watercraft.
2 stroke vs 4 stroke outboard engines and what size of boat each is best suited to. The differences between the two types of outboard motors are compared helping you decide which boats and outboards combinations are right for you.

bobcat model 220 mini excavator service manual

You might be surprised at the amount of waste that will be produced when you are renovating your home. The skip has probably already been ordered and is sitting on your drive but how do you propose to transport the waste from the back garden into the skip, especially when some of the pieces are so bulky and heavy that you cannot lift them into a wheelbarrow - Even if you could the pushing a wheelbarrow isn't exactly the easiest thing to do when it is full.
Using an excavator rental service provide the benefits of today's multi-purpose machines without having to purchase one. Whether you need it for a commercial job or a residential project, renting an excavator isn't as complicated.

'Glee' star Charice 'very sad' after dad's killing

NEW YORK (AP) ? Filipina singer and "Glee" star Charice says she and her relatives are "very sad" after the killing of her father. She calls it a "terrible tragedy."

Forty-year-old Ricky Pempengco was fatally stabbed late Monday near the Philippines' capital, Manila, after a brush with a drunken man in a grocery store.

Charice said Tuesday in a statement she wants to thank her fans around the world "for their support and love at this very difficult time."

The 19-year-old starred on "Glee" last season and was touring in Southeast Asia. She cancelled the rest of the tour dates and has flown to the Philippines to be with her family.

Charice and her father had been estranged for several years. But she wanted to reconcile.

Police are searching for her father's killer.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2011-11-01-People-Charice/id-7860f4948e6148b7ab338b8498bce185

bérénice marlohe bérénice marlohe google offers ascii art ascii art anagram tim gunn

manual lymphatic drainage lymington

Manual lymphatic drainage therapy is a technique that involves very gentle manual massages that is said to aid in the flow of lymph fluid within the vessels and nodes. This therapy is excellent in treating patients who suffer from lymphedema and experience swellings due to congestion of the lymphatic fluid. The treatment is an excellent system that helps in removing all the toxic fluid that has gathered in the body and has no outlet because of the nodes being
There are many kinds of alternative therapies and treatments. Examples of the popular ones are acupuncture and acupressure, aromatherapy, Reiki therapy, shiatsu and even crystal therapy. Another example is the manual lymphatic drainage or MLD. This type of alternative therapy is based on the idea that healing and treatment can be done with the restoration of the body's natural lymphatic state. It is actually a massage system that focuses on the lymph nodes and vessels of the body. To know whether the manual lymphatic drainage is for you, then know about these useful facts...

ge quietpower 3 dishwasher manual

Fancy using a manual coffee maker? Find out what exactly you can get in using this type of brewer.
Dishwasher parts of course can be replaced by yourself as a unit which is quite less expensive and often easier rather than asking for a repairman or professional help. A user manual helps us how to do it simply and easily.

free repair manual pdf for 2003 yamaha 250

"What is the most dangerous woodworking power tool?" That's what I asked the woodworkers at the woodworking forums FamilyWoodworking.org and WoodNet.net. WoodNet.net's woodworkers responded with 55 replies and the guys at FamilyWoodworking.org responded with 51 replies with over 3000 views between them. The chilling experiences and hard-knock wisdom from both forums inspired this article, and I hope that by reading this and following the links I provide that you become a safer, more tool-respecting woodworker.

materials science and engineering callister solution manual

Mechanical engineering is arguably one of the most competitive fields in the world. Whether you are a mechanical engineer or studying to become one, you will always need reliable and up-to-date sources and references to get by. A good handbook on engineering design, for instance, will save you a lot of time and help you tackle design challenges.

1977 25 hp evinrude outboard motor operating manual torrents

You like to play the lottery. It's fun. It's exciting. And you enjoy studying the past winning numbers. You're convinced there are trends and patterns in all that data that would give you an advantage, but they're elusive and seem to be just out of your reach. You know that all major businesses, industries and governments use computer software to make forecasts and predictions about tomorrow. So, why not you? You've decided to buy some lottery software and create a little luck for yourself.
Is your computer infected with a deadly Trojan horse virus? If you have been unfortunate enough to encounter this nasty virus then don't worry you are not alone, studies have shown that it is the most common type of virus around these days, and millions have been infected.

ge quiet power 3 dishwasher manual

Dishwashers are an essential and convenient part of a modern kitchen. They save time and are able achieve a constant standard of germ free cleanliness in contrast to manual washing. Due to their utility and subsequent demand dishwashers are available in a variety of styles and brands.
Kitchenaid dishwasher is a powerful, dependable, state-of-the-art device that will provide you with the ultimate power that you need to wash your everyday dishes. Any kind of dishwashing liquids may boast themselves with extra power and ultra hygiene substance that will rinse all the grease that's left on dishes.

briggs and stratton online repair manuals

Online repair manuals are similar to the traditional car repair manuals you would find in your local auto parts stores. The main difference between the two is the fact that the online repair manuals are available anywhere you have an internet connection. There are also quite a few benefits you will receive when you choose repair manuals online over traditional manuals.
Online repair manuals provide the easiest way for a do-it-yourself mechanic to get the job done right. Throughout most of the history of auto repair, we've had to deal with traditional paper repair manuals. While these books would get us through the ordeal, they also involved quite a few shortcomings which made them difficult to use compared to digital repair information.

sign cutter software compatible with windows 7

The allure of Windows Vista, replete with nifty Aero animation, is too tempting to resist. You must have it. You're on board and ready to go, but "Oh no, wait, what about my hard-won collection of software and freeware, will they run?"
In the early days there was little compatibility between Apple applications and Microsoft Windows applications. However, much has changed over the years, and many applications can be seamlessly shared between the two operating systems. This is especially true of the Max OS X Tiger which enables not only the sharing of files, but can co-exist peacefully on the same network. Sharing printers, scanners and other peripheral devices between Macs and PCs is now almost a non-issue, while there are still the occasional user who has problems sharing files between PCs and Macs, the difficulties have mostly be resolved.

what zodiac sign is compatible with gemini

If you have been looking for love, you may feel as if you are always looking in the wrong places. One thing that could help you find love a little easier would be to examine love compatibilities for zodiac signs. This is not an exact science, but it can give you an idea of the type of person you would be more compatible with, and, therefore, it could help you find love.
So what signs are most compatible with Aquarius? This is an important question you may want to know if you are dating an Aquarius man or woman, and want to make sure your zodiac signs and characteristics are compatible.

vista compatible terminal emulator software

This article will discuss the differences between the Linux and Windows operating software's; we discuss some of the pro's and con's of each system. Let us first start out with a general overview of the Linux operating system. Linux at its most basic form is a computer kernel.

what is the most compatible sign with a gemini

We are going to take a very brief look at each sign of the zodiac as well at the signs general sexual traits. This is not gender specific. The characteristics you will read about apply to both the male and female sexes.
Most couples fight every now and then. Some fight every day; others rarely fight. When fights do happen, there are two main topics that always seem to get brought up: sex and money. The reason why couples fight about these topics has to do with compatibility, or rather incompatibility. They just can't seem to agree on.

compatible spam filter software for outloomw

Spam filter reviews are the best resources to glean useful details regarding the spam filters that cater to your business and working style. Spam filter is a web based program, which helps to prevent critical spam attacks from entering your inbox. Once you have decided to purchase a spam filtering solution, it is sensible to look up some spam filter reviews. Most of the software development companies offer a wide range of spam filters and best customer service.
Working with business Exchange email servers can be severely hampered without a quality Exchange spam filter. This component is used to filter out any unsolicited e-mails that are sent from various sources via the internet. Without any blocking device for spam emails, it is a cumbersome task for web users to sort out wanted or genuine mails from unsolicited mails.

who is a sagittarius compatible with

Ask anyone to describe their dream mate and they will often start out describing what they look like and what type of job they have. They will then talk a little bit about personality and wrap it all up with more superficial characteristics. Every once in a while you will find someone who...
Successful relationships occur when the two people involved are compatible. Usually, the more compatible a couple is, the more successful their relationship will be. So, if you're looking for a successful, enduring relationship, you should be dating people that you are compatible with.

what sign is compatible with aquarius

So what signs are most compatible with Aquarius? This is an important question you may want to know if you are dating an Aquarius man or woman, and want to make sure your zodiac signs and characteristics are compatible.
There are 12 zodiac signs and each one has some unique qualities. For this reason, some people bond with you so easily and some fail to make the connection.

which star signs are compatible with each other

The signs of the Zodiac can give us a great insight into our day to day living as well as the many talents and special qualities we possess. You can discover a great deal of relevant information about yourself through reading about your Zodiac sign.
Do you want to know how compatible you are with your new boyfriend? Do you want to know if everything worth's all the effort? Do you want a guide on how you will handle your relationship? These are all possible. All you need is a love match compatibility test to check how your relationship is going.

what signs are compatible with gemini

So what signs are most compatible with Aquarius? This is an important question you may want to know if you are dating an Aquarius man or woman, and want to make sure your zodiac signs and characteristics are compatible.
Zodiac sign compatibility is an important factor in relationship analysis in astrology. But compatibility is nowhere near as simple as is commonly thought. Zodiac signs get along based on their essential qualities such as element and gender.

signs that are compatible with aquarius

So what signs are most compatible with Aquarius? This is an important question you may want to know if you are dating an Aquarius man or woman, and want to make sure your zodiac signs and characteristics are compatible.
Zodiac sign compatibility is an important factor in relationship analysis in astrology. But compatibility is nowhere near as simple as is commonly thought. Zodiac signs get along based on their essential qualities such as element and gender.

who is the scorpio most compatible with

So what signs are most compatible with Aquarius? This is an important question you may want to know if you are dating an Aquarius man or woman, and want to make sure your zodiac signs and characteristics are compatible.
After two failed marriages, I believe I have discovered the solution. Now please keep in mind that I am not advising people to become involve in forecasting personal futures. But rather, to help others over come to stigmata placed on astrological signs that has been placed there by Church Inc.

how can i find out if someone has taken out a restraining order before

The scenario gets played out every single day in American courts: warring couples cannot work things out, and one takes out an injunction against the other, for the purpose of keeping them away and restricting their access to their home and/or children. The concept of restraining orders, otherwise known in most court systems as Domestic Violence Injunctions, was originally intended to protect one partner from the other because of the danger they posed to them. Unfortunately today this writ is abused more often by those that are just seeking to inconvenience and aggravate the spouse they are about to divorce.

how do i find out where someone works?

This is a very complicated subject, but truth is a lot of people are wondering about someone they used to know or someone that has gone missing. Usually the last question someone would ask is if someone is dead. But after a long time, this question must be asked and I am here to help you find out the answer.
Finding out if your new lover is hiding something from you like the fact that he is married is vitally important. Find out the truth and have fun doing it. It's better to be safe than sorry.

how do i find out how much car taxes i owe to get my tags in richmond va.d

If you are running an online business or researching how to start a home business, then your inbox is likely cluttered with junk (just like mine!) There are oodles of self proclaimed experts, but few have any real qualification or for that matter, much of anything unique to say. I've lost count of how many people want my money to get a "top secret" Google #1 web page ranking, or to optimise my web page to receive "millions of new and unique visitors," I think you will agree it gets very tiresome and down right confusing.
Tired of renting? Want to control your own destiny when it comes to where you live and raise your family? Afraid of getting an eviction notice telling you to vacate? Is the home you're renting going on the market, and you don't want to buy it? Ready to move out of your parent's home and into your own? Does the idea bother you of paying off your landlord's mortgage instead of your own, making him richer? Do you like the idea of improving your own home, hence building equity and increasing its market value, for yourself and your family? Would you prefer to be making an investment in your own property with each mortgage payment, rather than paying rent every month that can never be recovered?

how do i find out if a collection agency has sued me

In the first article, I disclosed five answers to common questions posed to me about small claims court. In this article, I will discuss eight things you need to know before seeking the legal route against the big bad agencies.
Being hounded by debt collection agencies is uncomfortable enough, but the prospect of being sued if you cannot pay can be extremely worrying. There are different types of debt collection agencies who deal with debts in different ways, so it is important to understand the differences, as these dictate whether they can sue you for the debt.

how to find out who owns a car by the license plate number

Those that have been through a hit and run situation or they are looking for a way to find the owner of a car for any reason need to know how using a license plate number can help you find out who owns that vehicle. There are many ways to find out who you owns a vehicle, but one of the easiest and fastest ways it to use a reverse search for a license plate. Here is how it works.
When you are thinking about how you can find out who owns a specific vehicle you have to understand that it is pretty easy to do, that is if you know how to look up a license plate number and find the owner. This is called a reverse search and you can do it right online. It is very easy to perform and there are many reasons why you may need to use such a search.

how soon can i find out if im pregnate

The possibility of being pregnant has some common clues that you should read. How soon can I take a pregnancy test? After reading these classic clues you may find that you feel you're ready to take the test. The test really is what determines if you are pregnant or not. It is not uncommon for a woman to suspect that you're pregnant even before you miss your first period. You may have some suspicions in that area but you know that taking the test too soon will not confirm if you're pregnant. How soon can I take a pregnancy test? I realize that being a new mommy you have many questions about the test and when to take it...

how do i find out if my house is haunted

This is an guide to help anybody who needs to know if there house is truly haunted, remember there is help available if you need it. What to watch for - and what to do about it. You hear heavy footsteps in the upstairs hallway when you know no one is up there. Doors slam unaccountably.
Are strange, unexplained things happening in your home? Do you think that your home is haunted? This article gives you a guide to see whether your home is really haunted and what to do about it.

how can i find out if someone has done a credit check on me

Obtaining one's own credit report is something that everyone needs to do. It's such an important thing that the credit bureaus are required to offer everyone one free credit report each year. This makes it easy for everyone to receive their credit reports and people have no excuse not to do it. The reasons listed below also demonstrate how necessary it is for people to perform self credit checks.
This is a great system that is perfect for small businesses. I have personally seen this program generate 25%-%40 increase in sales just by telling people you offer "No Credit Check Financing". This article will show you step by step the way to set it up and...

find out if i have a warrant out for my arrest

Are you looking to find out whether you have a warrant out for your arrest or not? Do you know how to go about it discretely, professionally, and cheaply without alerting the authorities to the search you're trying to conduct? If you do, you may not know the pitfalls to avoid in order to get a good, comprehensive search completed, and it is in your best interest to learn those possible traps. If you do not, then read on...
Do you know if there are any warrants for your arrest outstanding? Have you checked lately? There are a number of reasons why warrants may have been placed on you and you might not even be aware of it. If you do have warrants and you ignore them it could prove costly for you when they finally catch up and arrest you. So how do you find out if you have a warrant for arrest?

can i find out what kind of car someone has from their name and address

Everyone wants a website, and every day it's becoming easier and cheaper to own one. Yet it can still be a daunting process for the beginner - what do all these terms mean? What's the difference between buying a domain name and hosting space? What do you do first? This guide will get you on your feet.
In over 85% of cases, people who thought their partner was cheating on them were right. What to do once an infidelity has been discovered is a personal choice, but finding out the truth is vital.

find out what the statistics on women getting abused

Whether they're fine lines, laugh lines or deep furrows, wrinkles is the number one skin complaint among women. So what causes them and what solutions are available?
Abusers are adept at targeting vulnerable women and in drawing them into an abusive relationship or marriage. Things might start out well at first but once he has you where he wants you then his true nature comes out. Then begins an ordeal that could stretch for years. You can spend years being desperate to escape the relationship but never finding the courage to do it. Unfortunately, never finding the courage...

how to find out the url address of a search

Here is how to find out who someone is by telephone number. The process is easy and fast if you are using an online reverse phone directory look up. Though this cell phone number trace service has been around, its popularity and usage is growing by the day. In this write up, I will show you how to trace any phone number in easy steps.
Knowing how to register a domain name properly is extremely important for a number of reasons and I will cover all of those reasons below. I will also go into detail an explain what a domain name is, and why you need one.

how do i find out if a phrase is copyrighted

Do you have a bright idea you want to turn into the next hot product? Before you spend thousands of dollars that may be wasted, you will want to know whether or not your idea already has been patented. Read this article and discover the resources to get the information you need.
Copyright is a relevant part of our lives and yet, despite its impact on our lives, people have insufficient knowledge of what copyright is. Following are questions I am often asked by clients developing their website, looking for photos/artwork to use on their materials, or those interested in protecting their business logo.

how do i find out if a business is legitimate

Knowing whether an online business that you come across is legitimate or not can be a little tricky. Read on for a few tips that will help you find out the truth behind the online jobs.
One concern that many people have when using the Internet to research business opportunities is determining if a business is legitimate or not. In this article we will talk about a few things you can do to determine if a business is a legitimate to help ease your mind if you decide to do business with them.

how can i find out who has been searching for me for free

Did someone text you or call you, and you want to find out who the phone number belongs to? Listed land line phone numbers can easily be found for free in online; But, many land line phones, as well as the majority of cell phone numbers are unlisted, meaning you can't find out who has been calling you for free.

how can i find out if someone is legally married

How easy is it to find out if some is married? What are the ways I can use to get this information? Go through the following article and get the answers you need.
Two of the most popular questions regarding relationships seem to be: 1- Is the man I am dating married? 2- How do I find out if he has married before? It is very common when an individual gets into a relationship that they don't stop to ask these two questions, however, these questions should have been asked before becoming involved.

how can i find out who unfriended me on facebook

One of the marketing platforms we often use in promoting our network marketing businesses online is social networks. Facebook and MySpace are likely the most popular...and free...social networking sites on the web.
Marketing your business with Facebook can be fun but also challenging. Learn all about how to do it effectively with this alphabet soup of marketing on Facebook ideas.

how do i find out if someone is using my ip address

Are you thinking about someone that you haven't seen in a long time? If you are then you might be wondering what's been happening to them. Where is he or she now? What have they been doing? did they get married while we were out of touch? Are they available?
If you find yourself asking "how do I find out who an email address belongs to" and you are not sure where to begin, you might be feeling a little lost. In many situations we can end up with just the email address of someone that we want to track down and at the end of the day, you will discover that you are in a place where you are going to think about how you are going to get the results that you need If you just have an email, it can be very hard to get the results that you want, but remember that it is far from impossible.

how can i find out if my nj state income tax check wa

Doing your income taxes is a pain. Watching all that money leave your wallet to go to the government. It is natural to want to save money on the tax filing.
Every small business owner with employees must withhold and then pay state payroll taxes. It's just part of doing business that every employer must handle properly. If you don't, you face the likelihood of incurring stiff penalties (late payment fines and interest charges). The purpose of this article is to give you an overview of how the state payroll tax system works, so you can do it right not only the first time, but every time, and thereby avoid any unnecessary expenses.

how do i find out if someone died in my house

The easiest way to find out which houses are up for sale for back taxes in your area is to do one of two things: call your local tax sale office, and inquire about when the tax sale is held, and how to get a list of properties that will be for sale; or, find a tax sale list online at one of several popular tax sale websites. The information you'll be able to find out about houses that are up for sale for back taxes is limited.
We hear so much about what is wrong in our world its a wonder the light can ever get through but shine on it does! And a lot of the brightness we experience is ignited by people who follow the promptings of their heart and in so doing touch the hearts of others often in their hour of greatest need.

how do i find out if someone is married

Are you thinking about someone that you haven't seen in a long time? If you are then you might be wondering what's been happening to them. Where is he or she now? What have they been doing? did they get married while we were out of touch? Are they available?
Did you know that you can find out if someone is married just by talking to them? They might tell you if you ask outright but your new boyfriend might try to hide it from you as he cheats on his wife. Have a great time when you date him but follow this advice to find out if he's lying to you.

i ll never stop i want you to know you belong in my life i love the hope

When you are walking in the mountains, high up there in Nepal, there is always a problem to be faced. Things are always in a dance with each other. The clouds might be low but there is warmth. The rain is coming down but there is a cozy fire somewhere. The sun might burn but the visibility is amazing. The wind can be freezing yet, it blows away the cloud and leaves photographs inspired. You may be tired, but the altitude you gained may bring you closer to your self. Your feet and knees are sore, but you meet a Sherpa and hear something that changed your life. You may get stomock upset but because you take a break, you meet monks on the way and stop and talk. It's the same in love.
Am sitting down in retrospect and am thinking about some of the very funny things we all do for love, most times in desperate moves to get love by all means and am having a good laugh at myself. Today is one of those days that I wake up and everything around me just makes me happy. On a day like this, it is just impossible for me to get angry or sad.

taylor swift barbie doll that sings you belong with m

Recently on The Early Show on CBS, toy expert Laurie Schacht gave her predictions for the hottest toys for Christmas of 2009. Here is the list of favorites.
Each year fabulous new gift products emerge for girls and young women and Christmas gifts for girls in 2009 will be no exception. However, not everyone has the time or inclination to sort the wonderful from the dreadful and a little help from those experienced in researching these items can save an enormous amount of time for shoppers.

taylor swift you belong with me lyrics

Talor Swift recently released her second studio album. Overall, it's a mix of quality tracks and ones listeners could do without.
Taylor Swift came out of nowhere for most music fans and though initially it was easy to undermine her bubbly blond hair and winning smile, Taylor Swift quickly proved her song-writing talent and handiness with a guitar would win, well, Grammys! Though I too was among the ones who couldn't stomach the thought of another Miley Cyrus, teen-bopper, overnight success, I saw that maybe fans understood something I had initially missed.

vikki carr everything i ve got belongs to you

You've cheated yourself out of a successful lifestyle for years by saying all manner of things block you. And all along you were doing all the blocking. Today is your day for a turnaround as you give yourself permission to make a success of your life. Motivate yourself to get a hold of this truth now by being open minded and open hearted. As you read on you will learn the secret of how others have begun to turn their lives around.
Have you ever wondered what would really happen if you were the unfortunate victim of a house fire, your home and everything in it being reduced to a smoldering heap of ashes? By chance a tornado ripping through your neighborhood leaving your residence in a broken pile of twisted sticks, your once treasured belongings now just a tattered mangled mess. Maybe one day you may fall prey to thieves and have to live through the nightmare of a break-in, priceless family heirlooms disappear to never be seen again.

we belong together by ritchie valens

1. We Belong Together, Ritchie Valens. "You're mine and we belong together." Is that what you are thinking about your prospects? And just how are you showing them? Do you take your time to build rapport? Are you getting to know them? Then are you letting them get to know you, your product and your service?

2. What's Your Name, Don and Juan. "What's your name? May I walk you to your door? It's so hard to find a personality, With charms like yours for me." Learn about primary personality styles with a model like the Personal Profile System or some other. An easy and exacting model of a prospects buying style will help you help them easier. If you open the next sales step sooner or later, depending on the buying style, you will find a perfect match of selling for your customer.

3. Stop And Think It Over, Dale & Grace. This is the slow song of rapport: "We've got to stop and think it over. Before we say we're in love. Are we right for each other? Can what we feel be lasting love?" Ask early on a qualifying question like, "And are you able to move forward today if you find I can provide you with ...?" It is your role to ask at the appropriate time, often at the end of follow up meeting, for your prospect to make a decision. If you find there are concerns or objections, the next 50's hit is ready to play.

4. Talk To Me, Little Willie John. "Talk to me, talk to me. Um-mm, I love the things you say. Talk to me, talk to me. Tell me what I want to know." Welcome objections. I remember an early selling situation where I was not communicating properly with a prospect on their sensory language pattern. I was using primarily visual words when she was clearly auditory. I was getting maybe, maybe, maybe until I made a question shift using auditory language. All of a sudden she was pouring out her concerns to me! Because of that, I could answer her questions and she signed training contract.

5. I'm So Lonesome I Could Cry, Roy Orbison. "The silence of a fallin' star, Lights up a purple sky, And as I wonder where you are, I'm so lonesome I could cry." Lack of follow-up is the bane of salespeople. Yet the prospect wants to and even needs to hear from you. Maybe they aren't really lonesome, but they are waiting to hear from you. They want you to attend to their original interest. Plan a scheduled series of between five and twenty-one follow-ups.

6. At Last, Etta James. "At last my love has come along. My lonely days are over, And life is like a song." Both the prospect and the salesperson will be singing this! The buyer, they want relief from the product or service you have. You the seller, you want that new happy, lifetime customer. Both buyer and seller really are headed in the same direction, but it is because of the skills of the salesperson that they will reach that same point, at the same time, together.

to whom a phone number belongs

Have you been getting so many unwanted phone calls from strange phone numbers? Such an experience can be scary for women and older people. millions if not billions of people have experience situations in life that made them want to know to find out whom a phone numbers to.
Looking up to whom a phone number belongs to might seem an easy task to do in today's high tech times. One would automatically think of using a free reverse phone lookup using a phone directory on the internet and that would make sense. If you're lucky enough, you would go to one of the free sites, enter the entire phone number including area code and start the search.

unlisted phone number belongs to

Today, it is now very easy to know who an unlisted phone number belongs to. This is because of the existence of reverse phone lookup services. Before now it was next to impossible for anyone to do this as the only place to check out unknown numbers was the white pages.
If you are getting unknown or prank calls and need to find out who an unlisted phone number belongs to here are a few things you can try. This will also work to trace most cell phones, whether they are unlisted or not.

who does this phone number belong to

A reverse cell phone look up is often the best bet for people who want to match a phone number to a person. You see often there are times when an unknown phone number is displayed on your phone bill or on your caller ID and you want to know who the telephone number belongs to and you are asking yourself "who does this phone number belong to?"
Have you ever taken a look at your spouse is ringing phone and ask yourself -- who does this phone number belong to? I know that it can be annoying when your spouse keeps getting these kinds of phone calls and tells you over and over that it is just a friend or that they do not know who it is. However there is something you can do about it. You can find out for sure exactly who keeps calling. Before you jump to any other conclusions here are a list of who it could be.

i need to know who a phone number belongs too

There are several different methods you can use if you decide "I need to know who a phone number belongs too". The first is to simply call back the number and see who picks up. If you don't want to be traced then you could call from a mobile phone or hide your caller ID. There are other, more sophisticated methods though that can work just as well. Here are two of the most common in more detail.
We are often bombarded with calls from numbers that do not give a name. Caller ID often fails to provide names for businesses and cellular phones. For all of the times that you find yourself thinking "I need to know who a phone number belongs too", there is a solution.

taylor swift you belong with me music video

Country pop star 20 years old Taylor Swift has been nominated in five categories for Academy of Country Music Awards. Press reported that female vocalist Swift heard this pleasing news at her home near Nashville. Swift has got 5 nominations, which she will be adding to her past nomination record.
The teenage music artist jumped on top of hoops to find its way to the top after merely three years in the industry, having country music veterans both consider and exclaim as for the future of country music. As the youngest winner to the most important prize for the night, she happens to be also one among just six females to be able to experience the Entertainer of the Year award - behind Loretta Lynn, Dolly Parton, Barbara Mandrell, Reba McEntire, Shania Twain and the Dixie Chicks. It has been only 2 years ago in which the new Nashville...

Company Strike Off in Ireland-Consequences for Directors

Amplify’d from businessandlegal.ie

he striking off of a company from the Register of Companies can be voluntary or involuntary. Elsewhere on this site you can read about the voluntary strike off scheme; in this piece we will take a look at involuntary strike off of a company and how to restore it to the register of companies. Serious consequences When a company is struck off the Register of Companies it is dissolved and no longer exists. This means that Company directors could be held personally liable for debts of the company incurred after strike off; Limited liability protection no longer exists; The company’s property becomes the State’s property. Involuntary strike off Involuntary strike off can happen if the Registrar of Companies strikes off for failure to file returns for example; the Revenue Commissioners can also apply to have a company struck off. Read more at businessandlegal.ie

 

See this Amp at http://amplify.com/u/a1gi79

It is all right to get rich in an honest way, but it is now quite common for people to get rich by being dishonest and they get away with it.

Most Americans don't begrudge great riches to anybody who works hard, takes real risks, and creates things of value. As evidenced by the positive outpouring for Steve Jobs, great entrepreneurs are still celebrated. But there is an implicit social contract that links rewards to effort and accomplishment. If many people now believe that corporate America has violated that contract, is it surprising? At many big corporations, the senior managers have seemed more interested in stuffing their pockets than building for the long term. Gargantuan pay packages are only the start of it. Think boards of directors packed with patsies, books cooked to juice earnings, potential whistleblowers silenced, golden parachutes, and finally taxpayers obliged to save expensively tanned hides. The thing that is really surprising is that it has taken this long for public anger to well up.

http://finance.fortune.cnn.com/2011/11/04/one-percent-wake-up-call/?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29

Free Instant Car Insurance Quote Online - Free Quotes Fast

Free Instant Car Insurance Quote Online - Free Quotes Fast Getting instant car insurance quotes is fast and easy when you use the Internet. If you're looking to find low rates for car insurance in the shortest amount of time, just look for links at the end of this article for instant car insurance quotes. It's Fast, Free and Easy.Car Insurance CoverageCar insurance comes in different types of