Message from Kevin Lim, Correspondent of Reuters:
Hi folks,
I’m basically looking to speak to people who are looking to buy property (either HDB or private) but who find prices too high or are worried about a sharp correction in the market.
Need people who are willing to be named.
Kevin Lim
Correspondent
Reuters News
kevin.lim@thomsonreuters.com
Tuesday, March 8, 2011
Elderly person - not insured
Hi Mr Tan,
My mother is a housewife and she is 61 year old. She has no contribution to her cpf thus she does not have any medishield or medisave. Two years ago I try to get a medical insurance from NTUC for her but was rejected due to her high blood pressure and irregular heart rhythm. I having problems to get a suitable medical insurance for her as it either too expensive or they would normally reject for her case.
MY REPLY
You can try to apply for basic Medishield with CPF and see if she can be accepted. If not, it is all right. I know of many elderly people who are not insured. If they are hospitalised, go to a subsidised ward (B2 or Cclass) as the bill is kept affordable.
Read this FAQ
http://tankinlian.com/admin/file.aspx?id=298
My mother is a housewife and she is 61 year old. She has no contribution to her cpf thus she does not have any medishield or medisave. Two years ago I try to get a medical insurance from NTUC for her but was rejected due to her high blood pressure and irregular heart rhythm. I having problems to get a suitable medical insurance for her as it either too expensive or they would normally reject for her case.
MY REPLY
You can try to apply for basic Medishield with CPF and see if she can be accepted. If not, it is all right. I know of many elderly people who are not insured. If they are hospitalised, go to a subsidised ward (B2 or Cclass) as the bill is kept affordable.
Read this FAQ
http://tankinlian.com/admin/file.aspx?id=298
SGEP editorial - digital warfare
The SGEP published a new Editorial captioned "The Digital Warfare in Electoral Battle", in respond to TODAY's commentary "“Deep fissures behind Opposition bravado” [7 Mar 2011- Local Media] by Mr. Eugene Tan, an SMU Assistant Professor of Law. Link : http://www.easyapps.sg/SGEP/
There was also an article in the Kent Ridge Common, "Enough of political opinions from Eugene Tan?". [8 Mar 2011 - Blogs].
We note TODAY Forum also carried a letter "Three-way fights good for voters" [9 Mar 2011 - Letters] by Aloysius Foo today.
See www.easyapps.sg/sgep
There was also an article in the Kent Ridge Common, "Enough of political opinions from Eugene Tan?". [8 Mar 2011 - Blogs].
We note TODAY Forum also carried a letter "Three-way fights good for voters" [9 Mar 2011 - Letters] by Aloysius Foo today.
See www.easyapps.sg/sgep
New books at the book stores
Get Value From Your Life Insurance will be out at the following places on 14 Mar:
- 7-Eleven convenience stores
- Popular bookstores
- Harris Bookstores
- Prologue
- Kinokuniya
- MPH
- Page One
- Major newsstands
Guide To Financial Planning (Chinese) will be ready after 14 Mar at the following places:
- Popular bookstores
- Harris bookstores
- Prologue
- Page One
- Kinokuniya Ngee Ann City outlet
- MPH bookstores
- Major newsstands
- 7-Eleven convenience stores
- Popular bookstores
- Harris Bookstores
- Prologue
- Kinokuniya
- MPH
- Page One
- Major newsstands
Guide To Financial Planning (Chinese) will be ready after 14 Mar at the following places:
- Popular bookstores
- Harris bookstores
- Prologue
- Page One
- Kinokuniya Ngee Ann City outlet
- MPH bookstores
- Major newsstands
Spams and fraud in e-mail
E-mail is free - and because it is free, it has been abused in the following ways:
- Spam emails on advertising products
- Fraud, e.g. MLM, ponzi scheme or taking money and disappear
- Declare these activities to be illegal and take action against the spam or frauds. Although it is difficult to enforce, at least it will deter some people.
- Require the sender of each e-mail to donate (say) 2 cents to a charity. The paid mail will be marked and recipients can opt to receive only paid mail, i.e. reject free mail. This requires the email community to adopt a standard for paid mail.
- Continue the current situation and ignore the spam.
Which approach do your prefer? Give your vote in this survey.
SAF insurance pays out the full sum insured on death
Hello Sir,
I have been searching internet for an answer, but no vail. Therefore, I would like to see your advice. I am considering SAF Group Term insurance. Is there is ceiling/cap payout per year?
I heard group insurance has a maximum payout per year on group level (since this is group insurance), so if the pool of $$$ is left (example) 300K for the remaining of this year, and if I were to claim 1million, the maximum payout is only 300K (since the rest of the money in the pool have been compensated to other beneficiaries). Is the above context correct?
REPLY
SAF allows you to buy insurance for up to $600,000. See http://tankinlian.com/admin/file.aspx?id=116
You are covered for the amount that you are insured for, and it is not subject to any "pooling" or "cap".
This statement about the cap could have been told by a dishonest insurance agent who has a vested interested to get the consumer to buy a life insurance policy - instead of the SAF group insurance.
I have been searching internet for an answer, but no vail. Therefore, I would like to see your advice. I am considering SAF Group Term insurance. Is there is ceiling/cap payout per year?
I heard group insurance has a maximum payout per year on group level (since this is group insurance), so if the pool of $$$ is left (example) 300K for the remaining of this year, and if I were to claim 1million, the maximum payout is only 300K (since the rest of the money in the pool have been compensated to other beneficiaries). Is the above context correct?
REPLY
SAF allows you to buy insurance for up to $600,000. See http://tankinlian.com/admin/file.aspx?id=116
You are covered for the amount that you are insured for, and it is not subject to any "pooling" or "cap".
This statement about the cap could have been told by a dishonest insurance agent who has a vested interested to get the consumer to buy a life insurance policy - instead of the SAF group insurance.
Profile of a Ponzi or MLM scheme?
I receive this email. It fits into the profile of a ponzi or a MLM scheme. I delete all of them.
Email
Hi, my name is Brad Flowers I have a franchise that is on the cutting edge of digital marketing services.
I am looking for brokers who would like to earn $2000 on the first 7 sales they make and $3000 on each additional sale.
For more information go to www.extremefranchise.com/brad.
E-mail extrememarketing7@gmail.com
Phone 970-213-1741
P.S. If you are not broker contact me if you have an interest.
Hi, my name is Brad Flowers I have a franchise that is on the cutting edge of digital marketing services.
I am looking for brokers who would like to earn $2000 on the first 7 sales they make and $3000 on each additional sale.
For more information go to www.extremefranchise.com/brad.
E-mail extrememarketing7@gmail.com
Phone 970-213-1741
P.S. If you are not broker contact me if you have an interest.
Scams are getting more personal
I receive scams regularly, They are getting to be more personal. I believe that this fit into the profile of a scam. This is a nuisance as it is now quite difficult to distinguish between the genuine inquiry and the scams.
Email
I am Mr. Vincent Cheng Chairman of the Hong Kong and Shanghai Banking Corporation Limited. I have a sensitive, confidential brief from Hong Kong and I am asking for your partnership in re- profiling funds.
What I require from you is your honest co-operation and all confirmable documents to back up this fund shall be made available to you prior to your acceptance and as soon as I receive your return mail I will let you know what is required of you.
Vincent Cheng.
Email.:chengvincent81@yahoo.com.hk
I am Mr. Vincent Cheng Chairman of the Hong Kong and Shanghai Banking Corporation Limited. I have a sensitive, confidential brief from Hong Kong and I am asking for your partnership in re- profiling funds.
What I require from you is your honest co-operation and all confirmable documents to back up this fund shall be made available to you prior to your acceptance and as soon as I receive your return mail I will let you know what is required of you.
Vincent Cheng.
Email.:chengvincent81@yahoo.com.hk
Give firm enlistment date
Ministry of Defence urged to give firm enlistment date in advance to Singaporeans who are required to serve National Service.
Read SGEP-Latest or click here.
Edited letter published in St Times Online Forum.
Read SGEP-Latest or click here.
Edited letter published in St Times Online Forum.
No claim discount for motor insurance
Should you make a claim for a minor accident and lose the no-claim discount on your motor car? See Ask Mr. Tan or click here.
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