Adequate savings for retirement

Here are some tips for all Singaporeans on how to get adequate savings for retirement. It is especially suitable for young people - as they should start their financial planning of a proper footing. Parents should tell their children about these tips. It is also suitable for older people, although many of them may already be stuck with their existing investments that offer a low yield. Read this article.

Public transport - public corporation or competitive model?

Should public transport be operated through a nationalized public corporation, as proposed by the Workers Party, or through a competitive model? The current model, involving two large publicly listed corporations operating the trains and the buses, does not seem to fit into either model.

What are your views? Discuss them with your friends and come with ideas that are endorsed by them. Send them to kinlian@gmail.com.

Affordable HDB flats

The Minister for National Development faced the challenge of bringing down the price of new HDB flats to an affordable level, without causing a crash of the property market that can bring dire consequence to the economy. Here are some issues to be considered:

• How to determine the affordability and size of the flat?
• How to allocate the new flats and avoid a mad rush?
• Does the BTO scheme meet these objectives?
• How to prevent a crash of the property market?

I hope to get the views of knowledgeable people who have studied this matter in the past. Please send your suggestions to kinlian@gmail.com.