Friday, October 8, 2010

Manage an insurance company

This article is suitable for a person who wishes to make a career in an insurance company as an underwriter or business manager. It is also suitable for an insurance consumer to know if a fair rate of premium is being charged for the coverage.


Advice for a retiree

Dear Kin Lian
I read with great interest on  the article "Insurance for a retiree" dated 06
July 2010. I have retired a few years ago and have since invested my assets in
equities, annuities, etc on my own. I would like to review my investments and
would like to have some financial advice for the review. I would appreciate your
kind advice on this matter.

Eddie

   REPLY
Sorry. I am not able to give any specific advice on selecting investments.
My general advice is contained in my book, Practical Guide on Financial Planning (available at www.tankinlian.com/ishop) and in the FAQs in my website, www.tankinlian.com/ask.aspx



Personal finance on a napkin

http://www.nytimes.com/interactive/your-money/carl-richards-gallery.html?ref=your-money

Dangers of the Internet

Read the letters expressing concern about the dangers that the internet can pose to young people.

www.easyapps.sg/sgep/latest.aspx

Survey: Restructure the global economy

Read this article
http://tankinlian.com/admin/file.aspx?id=233

Give your views in this survey

Casinos - odds of winning

The casinos are asked to display their odds of winning at the tables.

www.easyapps.sg/sgep/latest.aspx

How to retain customers

A survey shows that customers are fed up with automated self service system. They spend a lot of time trying to reach a human being. They dislike the long waiting time. Why are companies still introducing such automated systems, which are costly and end up in lower productivity and lost business?  It is time for companies to change their system to achieve their productivity goal and retain their customers.

www.tankinlian.com/latest.aspx

Child Custody Legal Forms-Legal Forms In Child Custody | Child Joint Custody

If you are going through a divorce and have children, it is in your best interest to end the marriage as amicably as possible because this will help you later on when you go to fill out the legal forms in child custody.  The most important thing to do at this point is to establish that the children will stay with you, even if it is only temporary.

Child Custody Laws in the United States | Child Custody Laws | Child Joint Custody

The biggest advance in child custody laws in the United States occurred when all fifty states adopted the Uniform Child Custody Act (UCCA).  This act makes child custody laws more uniform from state to state, thus allowing states to recognize and enforce decisions from other states in case the family should move.  Without fewer conflicting laws in different parts of the US, child custody laws are much more effective.

Advertisement by Standard Chartered Bank

Standard Chartered Bank has an advertisement over CNBC that ends with the tagline "Here for Good". It is an excellent statement of their corporate policy to act ethically in the interest of their customers and the community.

Although this is just an advertisement, it is refreshing to know that they are prepared to make this bold statement. I expect that they will live by that statement. I will look for the full wordings of their advertisement, which is bold and inspiring.

As a first step, I hope that Standard Chartered will review their practices and introduce fair charges in their fees to customers. Most banks charge exorbitant fees to increase their profits ... way out of the cost of providing these services. If Standard Chartered Bank can take the lead to reduce the fees, this would make bold and clear statement that they intend to live by their words. It will mean much more to consumers than the money spent on advertisements.

It would be to live by their words ... to he "here for good".

Tan Kin Lian

Here is the advertisement