Read this letter.
My view
There are positive and negative aspects of our economic growth and progress. Here is one positive view.
Tuesday, August 3, 2010
New wave of immigrants
Read this report.
My view
It is a bad idea for Singapore to take in additional workers when the infrastructure and housing is inadequate.
My view
It is a bad idea for Singapore to take in additional workers when the infrastructure and housing is inadequate.
Purpose of education
Read this valedictorian speech of a high school graduate.
I excelled at every subject just for the purpose of excelling, not learning. And quite frankly, now I’m scared.
My view
I agree with her views. For a long time, I have said that the purpose of education is to learn and not to get good grades.
Read my views here (see item6).
I excelled at every subject just for the purpose of excelling, not learning. And quite frankly, now I’m scared.
My view
I agree with her views. For a long time, I have said that the purpose of education is to learn and not to get good grades.
Read my views here (see item6).
Singapore population trend
Read this article
My view
Singapore has been experiencing a low birth rate and a rapidly aging population for the past two decades. To reverse this undesirable trend, the government has to review its past policies, such as national service liability, depressed wages, high cost of living and focus on elitist policies.
My view
Singapore has been experiencing a low birth rate and a rapidly aging population for the past two decades. To reverse this undesirable trend, the government has to review its past policies, such as national service liability, depressed wages, high cost of living and focus on elitist policies.
Arrest for offences
Read this blog
My view
The police should be active in arresting people who break the law. They should focus on the bigger crimes, such as cheating, rather than going for the petty offences, especially against people trying to make a living.
My view
The police should be active in arresting people who break the law. They should focus on the bigger crimes, such as cheating, rather than going for the petty offences, especially against people trying to make a living.
Bike hire in London
Read this article.
My view
I hope that this scheme works. The major of London is taking the lead to implement this system. I hope that our mayors in the towns in Singapore will follow this example.
My view
I hope that this scheme works. The major of London is taking the lead to implement this system. I hope that our mayors in the towns in Singapore will follow this example.
Guidance on financial planning
Hello Mr. Tan,
I have been following your blog now for the past few months when I accidentally came across it on the internet. I would like to ask for your advise on insurance coverage for myself.
I am 38 yrs old this year and just got married. I would like to know the types of insurance coverage I should be looking at in terms of Hospitalization, Critical illness and Life.
REPLY
Please read my book, Practical guide on financial planning, available at www.tankinlian.com/ishop and the FAQs in my website, www.tankinlian.com (Ask Mr. Tan).
I have been following your blog now for the past few months when I accidentally came across it on the internet. I would like to ask for your advise on insurance coverage for myself.
I am 38 yrs old this year and just got married. I would like to know the types of insurance coverage I should be looking at in terms of Hospitalization, Critical illness and Life.
REPLY
Please read my book, Practical guide on financial planning, available at www.tankinlian.com/ishop and the FAQs in my website, www.tankinlian.com (Ask Mr. Tan).
Crowded MRT stations
Read this article.
My view
Prompt action has to be taken to improve the public transport system. The old approach will not work. I wrote a paper 3 years ago about some steps that can be taken. They are still relevant today. In fact, the critical situation make it necessary for urgent actions to be taken now.
World class transport system (no more)
Getting more people to take public transport
Subway on the street
My view
Prompt action has to be taken to improve the public transport system. The old approach will not work. I wrote a paper 3 years ago about some steps that can be taken. They are still relevant today. In fact, the critical situation make it necessary for urgent actions to be taken now.
World class transport system (no more)
Getting more people to take public transport
Subway on the street
US economy
Read this report.
My view
The US economy was able to achieve a modest recovery during the past year due to the large stimulus to the economy provided by the government. But, it did not solve the underlying problem of high unemployment and creating sustained consumer demand. When the stimulus runs out, the economy will go into recession again. What happens in US will also apply to the rest of the world. The big imbalances, the wide disparity in incomes, the property bubbles, the bloating financial sector - they all contributed to the current global economic mess. If these root problems are not solved, the global economy will continue to get worse.
My view
The US economy was able to achieve a modest recovery during the past year due to the large stimulus to the economy provided by the government. But, it did not solve the underlying problem of high unemployment and creating sustained consumer demand. When the stimulus runs out, the economy will go into recession again. What happens in US will also apply to the rest of the world. The big imbalances, the wide disparity in incomes, the property bubbles, the bloating financial sector - they all contributed to the current global economic mess. If these root problems are not solved, the global economy will continue to get worse.
Home Protection Scheme
I have written a FAQ to explain the home protection scheme offered by CPF to its members who uses their CPF savings to pay the monthly installments of their housing loan. Go to www.tankinlian.com and search for "Home Protection".
High mark ups
Read this report.
My view
Business has to make a profit, but the mark up must be fair. Some products are sold at extremely high mark ups, to take advantage of the ignorance of consumers or the pricing powers of suppliers (due to lack of choice for consumers). These unfair mark ups have to be regulated - a duty of governments.
My view
Business has to make a profit, but the mark up must be fair. Some products are sold at extremely high mark ups, to take advantage of the ignorance of consumers or the pricing powers of suppliers (due to lack of choice for consumers). These unfair mark ups have to be regulated - a duty of governments.
Minimum wage in USA
Read this http://www.mint.com/blog/trends/minimum-wage-08032010/
My view
A minimum wage is necessary to ensure that the lowly paid workers earn enough to be above the poverty line and should be adjusted to the cost of living. It is necessary to protect workers from being exploited due to their weak bargaining position. I remember that Hong Kong has a minimum wage. Singapore is among the few developed countries that still do not have a minimum wage.
My view
A minimum wage is necessary to ensure that the lowly paid workers earn enough to be above the poverty line and should be adjusted to the cost of living. It is necessary to protect workers from being exploited due to their weak bargaining position. I remember that Hong Kong has a minimum wage. Singapore is among the few developed countries that still do not have a minimum wage.
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