Top up CPF savings

Here are 3 reasons to top up CPF savings and some tips on choosing between the retirement account and CPF Life. To enjoy the tax savings, the top up has to be done before the end of the year.


http://tankinlian.com/admin/file.aspx?id=584&PK=6a9035fe4e91102f8aebde1ae83d78a1

Work and Play Go Together in Montessori

Montessori school helps grow your toddler with confidence and develops high self-esteem. The Montessori education impacts positively on your child’s intelligence level, making him/her smarter. His IQ level is further raised, slowly and gradually. The educational materials are carefully selected according to age-groups in Montessori system of education.
Parents must be very careful while selecting the toys, play things, kinds of books and other kid’s materials. They must learn at what age should computer knowledge be introduced to kids and should they be allowed to watch TV, and at what age and for how long? What kinds of programs to be introduced or using games software will be appropriate or not!
As we live in a society that is market oriented and far more concerned about profits and financial outcomes than the well-being of its members and the quality of life in this competitive world, the pressure on parents increase in the matter of right selection of educational gadgets for their kids. There are many companies selling kid’s educational toys of best quality to surpass their competitors in this field.
The manufacturers produce useful learn-while-play things to meet the growing demands of Montessori schools. All companies use marketing techniques and aims at improving sales. Companies invest huge amounts of money in campaigns that sometimes, de-motivate consumer self-esteem. They impose such standards in order to make sure their products sell. The parents are often confused over which products to buy to help the child develop his positive personality.
However, Montessori Method provides us the best opportunity to invest for the child’s bright future. Children become capable to learn by themselves. This is based on expert’s opinion after close observation and research study of countless children in countless schools world-wide. Children in different societies, speaking different languages belonging to different cultural backgrounds have been studied and observations have been recorded.
The kid’s are introduced to computer application, through various games, at an early age. They quickly learn to distinguish between big and small, learn colors, shapes and sizes, playing computer software games and building blocks. Personal computers, laptops, or refurbished computers may be used to teach them basic knowledge to build a firm foundation for their future.

Prep Cram 70-680 Exam Question Answers

Microsoft revealed Windows 7 to the world in 2009 and has now created several mcsa(http://www.certtopper.com) certifications based on this new technology. These include the MCITP: Enterprise Desktop Support Technician 7 and the MCITP Enterprise Administrator 7. Candidates for both these certifications should have experience of implementing, managing and configuring Microsoft technologies in an enterprise environment. For the 70-680 exam, which is included in both certifications, you are required to already understand how to upgrade to Windows 7, overcome compatibility issues and manage and maintain the Windows 7 system.
BigNews.Biz – Apr 08,2011 – As expected as Microsoft technology has changed, so has the certifications. Although many still remain the same, there was been some changes to specific certifications. Windows 7 has quickly replaced most Vista and XP systems, and in turn many IT specialists have had to bring up to date their qualifications.
To certify under any of these two certifications, you need to pass the 70-680 exam, which tests your initial ability to configure windows. You should be able to perform a clean installation of Windows 7(windows 7 certification) and upgrade from prior Microsoft technologies or versions of Windows 7. The exam will go on to test your ability in deploying Windows, configuring applications and hardware, network connectivity, access to resources (i.e. shared folders, printers etc), backup and recovery options, maintaining the personal computer and mobile computing. This exam covers everything from the essential process of installation to the configuration of software, hardware and resources.

For the Desktop Enterprise Technician 7, next you will need to take MCITP Enterprise Administrator(http://www.certtopper.com) exam 70-685, which focuses on identifying issues, from initial setup and configuration issues to failure issues. Exam 70-685 tests these skills in the following areas; Desktop applications, networking, hardware, performance, wireless connectivity, remote access and security. This exam focuses on understanding the causes of such issues and how to resolve them.

For the Enterprise Administrator 7, the next exam to take is the 70-686 exam, which aims to test your ability to set the strategy for managing and supporting the infrastructure as well as applications. This exam mostly focuses on the administrative side and concentrates on creating standard images for windows clients, designing Windows 7 client configurations and deployment, planning and managing a strategy for hardware, software and licensing, acknowledging any issues or problems (i.e. network issues) and managing applications.

To prepare for these exams, it is recommended that you study for these exams, as well as have hands on experience with Windows 7. Since Microsoft certifications are knowledge based(mcts certification) as well as practical, you’ll need to be able to put your knowledge into practice. You can access 70-640(http://www.certtopper.com) training resources whether by attending classes, or self study (book or computer based training).

Singaporeans are reluctant to protest

Signaporeans are reluctant to protest. They generally do not care, if some bad things happen to other people. When it happens to them, they find that the other Singaporeans do not care.

http://singaporemind.blogspot.com/2011/10/singapore-leads-occupy-rally-reluctance.html

Singaporeans should read and understand the meaning behind this story, "First they came for the Socialists" ....
hhttp://www.ushmm.org/wlc/en/article.php?ModuleId=10007392

'Paranormal Activity 3' Hits Theaters, Unveils New Clip

The third installment in the "Paranormal Activity" franchise creeps into theaters this weekend. To get you ready for supernatural chills, there's a sixth viral clip that's been released. "Catfish" directors Henry Joost and Ariel Schulman direct the film that finds a young Katie (from the first and second films), and her sister Kristi battling evil. [...]

Source: http://moviesblog.mtv.com/2011/10/21/paranormal-activity-3-hits-theaters-unveils-new-clip/

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Hypnosis for Public Speaking Fear

Amplify’d from publicspeakingfearhq.com

Hypnosis for public speaking has proven to be very effective. Fear of speaking in public is something that affects more than 75% of the population. Some studies even have this figure at over 90%. What this statistic does not take into account is the level of the fear involved. The anxiety can be as minor as butterflies, or it could be an all out panic attack. If your phobia has reached the point where it is controlling your life, you have to start making changes. Hypnotherapy can help you to not only be a better speaker, but one who can speak with ease and confidence. (See use of acupuncture to overcome public speaking and public speaking ebooks) Read more at publicspeakingfearhq.com

 

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Public Speaking eBooks

Amplify’d from publicspeakingfearhq.com

Knowing how to use your voice is an essential part of delivering a speech. A person that speaks in a monotone will quickly lose the audience’s attention. An audio aid of some kind can be an enormous benefit in your effort to becoming a better speaker. EBooks have a couple of advantages over traditional books. You can get them at home anytime you want. All you have to do is turn on the computer and download a book at your convenience. Additionally, you can get many of these informative books for free. (Check out statistics on fear of public speaking and public speaking fear) There are public speaking eBooks on virtually every aspect of public speaking. Learning to talk in front of a crowd is a skill that can be learned by anybody. Read more at publicspeakingfearhq.com

 

See this Amp at http://amplify.com/u/a1fby7

Will Providing My VIN Number Help Sell My Car?

First, a disclaimer: I'm going to call it a "VIN number" just like everyone else, even though we all know that the 'N' in VIN stands for "Number," which I probably don't have to tell you means we are all essentially calling it a Vehicle Identification Number... Number. Yes, just as we like to refer to our bank card Personal Identification Number as a PIN number, knowing full well that the 'N' in PIN also stands for "Number." We digress...

Think of your VIN number as one of the little things that...well... COUNTS when it comes to selling your vehicle quickly. That tiny little combination of numbers and letters, typically found embedded in the dashboard of your vehicle (close to where it meets the windshield), or on the vehicle's firewall, or on the driver's side door post, or even on many of the main components of the originally manufactured vehicle (i.e., the engine), provides a lot of information to a potential buyer. And before I go on, allow me to dispel the myth that someone can use your VIN number to have a key made, which would make breaking into or stealing your car much easier. Don't sweat it. It's just not true.

We Buy Any Car

While most of the the 17 individual numbers or letters only confirm much of what you would have already told a potential buyer about your vehicle -- the year, make, model, body style, engine type, etc. -- decoding the remaining digits is pretty irrelevant in the grand scheme of getting your car sold. Let's face it, nobody outside of Robert Langdon really cares about deciphering the carline code (the what?) or figuring out at what assembly plant the vehicle was produced -- yes, these are actual details that the individual numbers or letters of a VIN abbreviate for you. However, what a potential buyer would like to know -- not just be told -- are details related to the history of the vehicle. Herein lays the true beauty of the VIN number.

By providing the VIN number to potential buyers you are allowing them to virtually travel back in time, without a DeLorean, to make sure you're not hiding anything about your vehicle. Did you know that every time a vehicle is treated by a [reputable] mechanic or service department that the diagnosis and treatment are logged under that vehicle's VIN number? Think of it as a vehicle's Social Security Number, or DNA, or fingerprint, or any other cheesy analogy that stresses that these numbers are UNIQUE for every vehicle. Yes, you could even say VIN numbers are like snowflakes because no two are alike. I would really just prefer you didn't.

There are now a plethora of websites and services that offer Vehicle History Reports, where all someone needs to provide is a VIN number and they'll provide documentation (some instantly on the web) confirming or dispelling all of a buyer's worst fears - Is this vehicle stolen? Has there ever been any major frame damage? Did someone forge a river in this Jeep? Has it been on fire? Are there really only 18 miles on this '95 Camry, or did someone jack with the odometer? Is this thing a LEMON or what?!

Selling a car is stressful. Buying a car, especially a used car, is more stressful. Next to buying a home, a vehicle is often the largest type of purchase people make and they don't want to get ripped off. And they want to trust you, the seller, but they don't want to be naive.

My answer to this question is an emphatic, "YES!" Put the minds of potential buyers at rest by providing your vehicle's VIN number, so they can do their homework. And if you want to set yourself apart from other sellers with vehicles comparable to yours, do the buyer's homework for them (your allowed - this isn't school) and purchase the Vehicle History Report yourself. It'll cost you about . I'm not suggesting giving it away, rather making it available. If you want selling your car to be easier, make buying your car easier.

Will Providing My VIN Number Help Sell My Car?

Top 40 blue chips in Singapore

This table shows the top 40 blue chips traded in the Singapore Exchange. Of special interest are the drop in price from the recent high dividend yield and a stockbroker's forecast of the EPS (earning per share) and PER (price earning ratio for the next two years. These figures should be treated with caution. The stockbroker's recommendation has been removed. Before investing in any share, you should consult your stock broker.
http://tankinlian.com/admin/file.aspx?id=583&PK=6e4c42184de0102f8aebde1ae83d78a1

Grading the MBM DestroyIt 2360 Strip Cut Paper Shredder

MBM DestroyIt paper shredders tend to be great machines and their 2360 strip-cut model is no exception. Let's take a look at what this device has to offer and see what kind of grade it gets.

* The 2360's shredding capacity can't be beat. It can shred up to 14 sheets of 20 lb. paper per pass. As for speed, this device can shred up to 27 feet of material in just one minute.

* This shredder can take care of a variety of materials. In addition to letter- and legal-sized documents, it can shred staples and paper clips, as well as credit cards. This means you won't need to remove the document fasteners beforehand (and thus, you'll save some time) and that your credit card information will stay private.

* Since this a strip-cut shredder, it has a Level 2 security rating. (Level 6 is the highest rating possible.) It's perfect for shredding junk mail, old bank statements, and anything else you don't want to end up in the wrong hands.

* Paper shredders can be dangerous, so it's important to choose one that has adequate safety features. The 2360 fits the bill because it has a Safety Protection System. This includes a protective shield in the feed opening that will prevent your hands from coming into contact with the blades.

* This device will start running automatically when you place paper in the feed opening. If you ever experience a paper jam, you can use the machine's reverse mode to clear it up.

* Overall, this device is extremely easy to use so you can use it almost instantly even if you've never used a shredder before. There's a feature called "Easy Switch" which is a control element that's back-lit and has icons that are easy to interpret.

* The 2360 has a pretty large waste bin that can hold up to 9.25 gallons of detritus. When the bin gets full, the shredder will stop running so you'll have a chance to get rid of the shreds.

* This machine operates quietly so your office won't get too cacophonous. That's because the motor is enclosed in a high-quality wooden cabinet. Also, you won't need to spend money on repairs because this device is unlikely to overheat.

* Although this machine is on the large side with dimensions of 11.75" (height) x 15.5" (width) x 25" (depth), it's easy to move around thanks to its casters.

* Most of the 2360's parts are covered by a one-year warranty. However, the cutting mechanism (i.e. wheels and shafts) is covered for a full 10 years.

Overall grade: A.

After reading through the list of the 2360's features, it should be obvious that this is a really terrific paper shredder. The shredding capacity is first-rate and a machine that can destroy credit cards is always worth considering. You'll find that the 2360 is safe and easy to use, and you'll love the fact that it won't add to the noise in your office. If you're in need of a high-quality strip-cut paper shredder, the 2360 is definitely one you should consider.

Soybean Market Conditions Improved in July

Turbulence due to the external environment and pressure from the supply side, domestic soybeans from early May to start a decline, yet to get rid of the current market weakness pattern. But analysts believe the current market momentum has been released short, and even with the price of soybean prices to continue to gradually close down the State Reserve has a very limited space. Since July is the traditional hype about the weather period, together with the peak arrival time has passed domestic soybean imports as well as pig market demand for the gradual recovery impact bottom, analysts believe, Dalian soybean market will be improved gradually after entering in July .

First of all, from the outside of the site concerned, the current decline in U.S. soybean futures had slowed down, brought South American soybean harvest seasonal market pressure to make good the new U.S. soybean cultivation has been reflected in the disk, but the lack of new fundamental supportive news, the market remained sluggish rebound, if good weather continued failure to provide the disadvantaged situation of expected short-term volatility will remain. However, to June 30, the U.S. Department of Agriculture will release a new area of soybean planting and quarterly stocks reports, with the introduction of the report, U.S. soybean acreage basically OK, continued good weather conditions will make the U.S. soybean prices based on the expected high yield basis. Then in the United States Department of Agriculture's supply and demand report released early in July, the fundamentals of basic out negative factors will do. After the July soybean pod filling growth into the critical period of weather conditions on the yield components of importance. National Oceanic and Atmospheric Organization NOAA6 report released on 3, said the summer of 2010 La Nina weather phenomenon may occur, which would threaten U.S. Midwest growing areas of hot, dry weather. Weather is expected to become the main driving force push prices higher.

Second, the domestic port of arrival of soybean imports in June increased dramatically, imports peaked at 7-August is expected to remain at a high level, but the volume will start to tend to fall too much due to inventory pressure, squeezing oil plant situation poor, domestic procurement schedules in recent months to reduce. Despite the excess supply of domestic soybean pressure stage of the spot market would still constrain, but later fell to the volume of the market or pessimism on the bean market has improved. In addition, affected by over-supply situation, domestic pork prices continue to fall, pig grain from February 2010 compared with 18 consecutive weeks starting below break-even point, pig breeding industry loss for the year 2000 the most serious one, farmers will take the initiative or passive reduction of breeding stock, while the outbreak of the epidemic in some areas also led directly to a decline in livestock on hand. According to the Ministry of Agriculture statistics show that China can be complicated sow and pig breeding stock to open this year, have since shown a downward trend, which will allow the future to reduce the supply of domestic pigs. According to progressive reduction in pig breeding and the time period, is now entering a cyclical breeding pigs 'trough' expected in June the price will run on low, and by 7-8 months, or to start some recovery in prices, because after nearly months of concentrated slaughter and Bulan lag, when the domestic pork supply will be affected, together with corn prices lower farming costs down, the turning point of the domestic pig market is expected to occur in 7-8 months, in the second half market will gradually turn for the better will drive the demand for soybean meal and other feed, a favorable impact on the soybean market.

Finally, the Northeast of the new production areas for soybean weather there is a big uncertainty. The new production area of soybean planting is over and now continuing in Heilongjiang Province in fine weather conditions conducive to the emergence and growth of new work. However, most of the recent Northeast continued fine and hot temperature, maximum temperature in some areas over the same period in the history record, the drought has outcrop trend. Since the ecology and agriculture of Heilongjiang Meteorological Center noted that, since early days of hot dry June, most of the late rainfall agricultural areas less than one calendar year to Jiucheng, Heilongjiang Province, currently there are Plain, Sanjiang plain and other places in 27 counties dry soil in partial state. Dry hot weather increased soil moisture evaporation, the rise in parts of signs of drought, crop moisture conditions are not conducive to rapid growth of soybean growing or will be affected later, the weather factors that could provide the market with bullish themes.