Tuesday, March 8, 2011

Elderly person - not insured

Hi Mr Tan,
My mother is a housewife and she is 61 year old. She has no contribution to her cpf thus she does not have any medishield or medisave. Two years ago I try to get a medical insurance from NTUC for her but was rejected due to her high blood pressure and irregular heart rhythm. I having problems to get a suitable medical insurance for her as it either too expensive or they would normally reject for her case.

MY REPLY
You can try to apply for basic Medishield with CPF and see if she can be accepted. If not, it is all right. I know of many elderly people who are not insured. If they are hospitalised, go to a subsidised ward (B2 or Cclass) as the bill is kept affordable.
Read this FAQ
http://tankinlian.com/admin/file.aspx?id=298