Life insurance can play a useful role for consumers to manage their personal finance, provided that it can be bought directly without incurring an exorbitant upfront charge (to pay commission). Here is chapter 7 from my new book, Get Value from your Life Insurance Policy.
www.tankinlian.com/latest.aspx
http://tankinlian.com/admin/file.aspx?id=328
You can learn more about the Flexi-Life policy (an investment linked policy where 100% of your savings is invested from the first month) here. This policy is not available yet, but will hopefully be available one day!
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