Private Shield and the well off

Are you well off?
If you are - it is all right to have private shield, as you can afford the higher premium and higher co-payment  and you are assured of a better choice of doctors.
But, if you are not well off, and money is an issue, do read these FAQs:
http://tankinlian.com/admin/file.aspx?id=183
http://tankinlian.com/admin/file.aspx?id=229
http://tankinlian.com/admin/file.aspx?id=179

Do not be mistaken that private shield will cover more of your medical bills. They do not. With a private shield, you are likely to end up paying more for your medical treatment. Whether you really get better quality of treatment is a separate issue.