Parent without health insurance

Hi Mr Tan,
My mother is 65 and is not covered under health insurance. I am not able to get insurance for her as she has pre existing high blood pressure, high cholestrol and dibaetes. She is under chronic medication. The last check up the doctor says that her cholestrol level and blood pressure is in normal range but still advise her to continue taking the medication.

I know Aviva has a Shield plan with moratorium by which we can apply under moratorum but all existing conditions will be excluded. I am wondering if it is still worth it to buy the shield plan as it now only covers illnesses that is not a result of the pre existing conditions. The premium for eldery is quite significant. Thanks for any advice.

REPLY
There is no point in buying heatlh insurance where so many medical conditions are excluded.

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