Wednesday, September 7, 2011

Cheap Car Insurance From Aviva

Today Aviva Car Insurance, formerly Norwich Union, is one of the most recognized names in the car insurance market. Its history dates back to 1797 when the Norwich Union Society for the Insurance of Houses, Stock and Merchandise from Fire was formed.

Now the company is under the umbrella of the Aviva Group, formed after the merger in 2000 of Norwich Union and Commercial Union. It is the 5th largest insurance company in the world, with over 50 million customers in 28 countries. It is the largest insurance company in the UK. Besides selling car insurance, Aviva also has numerous other insurance and financial services.

Although the practice of insurance has changed almost completely since the foundation of Norwich Union, Aviva has continued to set the pace on innovation. For example, they were the insurers who introduced Pay As You Drive, (PAYD), which uses mobile phone technology and GPS to track a car’s mileage and relay it back to the office. This information is then used to determine a rate of insurance fee and the money is deducted from the customer’s account.


Save up to 20% on Comprehensive Car Insurance Online!
Aviva Car Insurance Services

Aviva insures classic cars, antique cars, and modern cars, offering discounts and cash backs on many of its policies. It offers Comprehensive cover, third party fire or theft, and third party cover. There is even Aviva Temporary Insurance.
Transparent Pricing Policy

The insurance quotes are based on using a transparent pricing policy and their website allows a customer to compare their various prices and products. The quotes are customized to suit individual differences, taking into account such factors as mileage, experience, and number of cars a customer wants to insure.

For example, if a customer has low miles, many years of driving experience, and intends to insure more than a single car, he or she will receive generous discounts that will considerably lower the premium.
Named Drivers Can Earn A No Claims Discount

With the Comprehensive cover plan, a named driver is eligible to earn a No Claims Discount. This allows someone sharing a car whose name is on someone else’s policy to begin to build their own insurance records.

Aviva allows them to create an insurance history despite not having their own car or their own insurance policy.
Uninsured Drivers Promise

The Comprehensive cover protects an insured person should they be involved in a collision with an uninsured driver. If the accident was not the fault of an insured driver, his or her No Claims Bonus will remain unaffected. In addition, the insured driver can claim back any paid excess.
Accident Recovery

In the event of an accident, Aviva will recover a customer’s car and take it to an approved garage for repairs. The repairs made at the garage will be protected by a three year guarantee. Aviva will also take the driver and passengers home.

In addition, the customer will be offered a courtesy car until their own car is repaired and on the road again. If the accident was not the fault of the Aviva insured driver, the driver is protected by legal cover for damages, medical expenses, and uninsured losses.
Sign Up Bonus

A new customer who purchases a twelve month policy directly from Aviva and who has had four or more years of a No Claims Discount with their current provider is eligible for two months of free insurance. Moreover, if they made their purchase online, they can save up to 20 percent.
Saving With Aviva

Aviva have calculated that on average, customers can save as much as £212.21 by switching over to them from another car insurance company.
Save 20% on Aviva Car Insurance

Some of the features of Aviva car insurance include:

    Up to 20% online discount
    Up to 70% no claims discount*
    No claims discount for named drivers
    Multi-car discount
    Unisured driver promise – don’t lose your no claims
    Change or renew your policy online


Save up to 20% on Comprehensive Car Insurance Online!

Aviva car insurance is flexible, so it can meet your individual needs, giving you the cover you want at a competitive premium. To see if Aviva car insurance can offer you the best deal on your policy, get more information and apply online, or compare quotes from other leading car insurance providers using our FREE car insurance comparison service.