Sunday, November 27, 2011

Benefits of Accident Insurance

Term insurance helps customers protect their lives and health of their family. This is a guarantee of compensation for a time, and was specially developed to protect the welfare of the individual, company or other unexpected losses. When you agree on the terms and conditions of the insurance policy creates a contract between the policyholder and the insurance company. There are several types of insurance, some have health insurance, non-life insurance, accident insurance, etc.

Health insurance is the type of health insurance is between individuals. This is an agreement between the insurance provider and the individual. Insurance provides coverage against the risk. This insurance is also known as med claim policy, which provides security for the contractor in case of unforeseen emergencies.

APT also called the Alliance third carried out with the help of others and for which you receive services. It is an important link between the insurer and the insured.
Access to shares offered by the insured and the health care provider

1. Cashless Hospitalization
Each subscriber receives a list of hospitals in the network through which he / she is eligible for cashless hospitalization.

2. Identity
Partnerships TPA provides ID card validated at the time of admission.

3. Claim
TPA manages and resolves complaints from hospitals and insured.

4. Ready in 24 hours
TPA provides assistance through its 24 hour call center for information on the data of the insured, provider network, claims status, benefits available with existing card holders, etc. are available on request.

These are services without cash should be taken into account. Obtain the form of prior approval of the TPA alliance within three to four days. Prior Authorization Form to be completed by the physician. Check the prior approval of an authorization form Helpdesk insurance in the next 24 hours.

You can avail cashless treatment at the hospital after receiving a written TPA to be covered. That all original documents signed and get a credit at the time of discharge. For questions, contact the local office of the TPA.

Make the payment to the hospital, spending beyond the limit approved for the treatment and the TPA are not covered by the package.