A few decades ago, it was quite common and convenient for policyholders to pay insurance premiums to the agents. At that time, there was the risk that the insurance agent might pocket the money, so the policyholder have to rely on an agent that they can trust.
Nowadays, with GIRO and internet banking, there is no need to pay insurance premium to an agent. It is better to pay the premium directly to the insurance company, especially through GIRO.
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