The New Car Selling Game - How to Win With a Low Car Rate

A low car rate is almost essential when trying to buy a new car and keep those payments under 9 a month. Yep, it's not only possible but you can get a quality new car with a monthly payment of less that what some folks pay one time to fill up the big SUV with gas!

It used to be that the best game in town to get a half way decent car was to do a lease option. That way, many lenders could massage the numbers just enough to get you in that new ride for less than 0 a month.

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Obviously times have changed in a really big way. Although getting a low car rate is still a great option even with the bad credit markets the leasing game is become a really hard game to play.

Just in August both General Motors and Chrysler and essentially gotten out of leasing in both the U.S. and Canada. Those numbers are huge as they both combined provided over 1/3 of all new car sales.

So, is getting that car for 9 a month still possible. Yes! Let us count the ways!

Of course, the quickest way is to play with the loan terms. By extending the terms from the traditional 36 months to say four, five or even seven years you can keep that payment lower.

Most people own their cars for 7 years on average so getting a 4 year loan would still provide you with 3 years of driving loan payment free.

So now, lets explore a few cars that you can get with low monthly payments and still get great gas mileage.

The Hyundai Accent is available in a 2 door sedan with a 4 door being made available within just months.

There is also the Chevy Aveo5 and along with the Accent can be had with loan deal at 0 % on the 2009 models... can't beat that deal!

There is also the 2009 Versa Hatchback but if you have good credit you can generally do better than that.

lastly you may want to consider the Honda Fit. It's a little more expensive but with incentives coming up soon and a little down payment money and you can get in this car for less than 9 a month.

The real kicker with this car is that the depreciation is way less than the others mentioned with the average worth of the vehicle in good shape at around 00 to 00 after owning it for five years... the best deal we've seen so far.

Just make sure you weight your options when new car shopping. Often times by seeking other lenders besides the one's offered by the dealer you will save a ton of cash.

Do your homework before shopping by getting online and using a car payment calculator. There is a wide variety to fit your bill if you know where to look. My car payment calculator has saved me a lot of cash and can do the same for you.

The New Car Selling Game - How to Win With a Low Car Rate