risk based capital insurance companies

Life insurance is weighted on the amount of risk involved to determine the future outcome of insuring someone. When you apply for life insurance your health and any risks to your wellbeing must be taken into consideration. But how many think about the overall health of their insurance companies or the innumerable risks that can determine its future? Like other types of businesses, life insurance companies are rated. Those ratings comprise important information about a company that measures its financial health and provides consumers with a way to compare one company's fiscal wellbeing with others.