comparison of free credit report websites

A credit report is one of the most important documents that a person can access, because it contains all of the financial information that will determine the rate of interest offered by lending institutions. Lenders base their ability to provide a loan upon these documents that are calculated by the average of the 3 credit reporting bureaus (Experian, Equifax and TransUnion). FICO scores help the credit bureaus determine what a consumers score will be and thus their ability to receive credit.