Dental health

I brush my teeth daily in the conventional way, using an ordinary tooth-brush. For the past few years, I have been visiting my dentist regularly to look at some dental problem. The dentist recommended that I should also use an inter dental brush (like a small christmas tree). This is an alternative to flossing the teeth, which has been quite troublesome.

Recently, I changed my brushing habit. Apart from using the ordinary brush, I spent a minute to use the interdental brush to remove the food particles between the teeth. It was quite easy and is likely to be quite useful.

Like to share your experience on dental health?

Here is a picture of an interdental (christmas tree) brush.

Property market in USA and China

Hi Mr Tan,
Here is an interesting article about the housing crash continuing in US even after all the stimulus.. I suspect that China(Shangai and HK) and eventually Singapore will suffer the same fate. http://patrick.net/housing/crash.html


Here is another interesting article on possible crash of china propery bubble for you to read.
http://www.dailymarkets.com/economy/2010/04/09/jim-chanos-on-the-coming-collapse-of-chinas-property-market/

Why Life Insurance Is Not an Investment

Life insurance is one of those things that most of us need but none of us enjoy talking about.


When it does come up in conversations, it’s mostly because someone is complaining about being sold a whole life insurance or variable life insurance that is both expensive and complex, who would be better off with a plain term insurance policy.


http://bucks.blogs.nytimes.com/2010/04/12/why-life-insurance-is-not-an-investment/

My comment
The same message is given in my b ook, Practical Guide on Financial Planning ($12) which is available here. Spend $12 and save a few thousand dollars by avoiding a bad investment.

Develop thinking skills with puzzles

Singaporeans need to develop the ability to think independent and to solve problems, rather than rely on their bosses for detailed instructions at every step of the way. This confidence and skill can come from a liberal arts education and can also be developed through practical training.

I have created four puzzles (i.e. tangram, shape quiz, einstein quiz and sudoku) that are useful in developing the thinking skills. These puzzles can be downloaded here.  Watch these videos to learn about how these puzzles help to develop the thining skills.

You can buy the puzzle books here. Spend some time to learn the thinking skills and develop the confidence through practice. It is also fun and interesting.

Tan Kin Lian