Participating Policy

In this article, I explain what is a participating life assurance policy and how are the reversionary bonus ro cash dividend calculated for these policies, and why this type of policies should be avoided by consumers in Singapore.

www.tankinlian.com (see Latest or Ask Mr. Tan)

For alternative types of investments that give a better yield, read Practical Guide on Financial Planning

Singapore Exchange

In this FAQ, I explain why it is better to invest in the financial products traded in the Singapore Exchange (SGX) compared to other platforms, such as the products offered by banks and marketing intermediaries. The SGX offers a wide range of products at transparent prices with narrow spreads and allow you to buy or sell the same prodcut. However, unit trusts are not traded on the SGX.

www.tankinlian.com (click on Ask Mr. Tan or Latest)

Choose your life insurance company carefully

You have to choose your life insurance company carefully, as you have to stick with them for 20 years or more. If you choose the wrong company, you will see a large part of your savings taken away from you. What are the factors to look for in choosing the company? Go to my website, click on "Ask Mr. Tan" and search for "Choose".

www.tankinlian.com