Thursday, December 1, 2011
Get An Insurance Quote Online The Easy Way
Where can I get some cheap auto insurance quotes online? | Cheap ...
Premiums may also differ from one insurer to another. Finding affordable coverage does not need to be stressful.
Simply use our ZIP code search to compare FREE quotes from car insurance companies in your area! It?s that easy!
Learn About Auto Insurance
There are a few things that every car owner should know about auto insurance. Before you go shopping for coverage, make sure you know how car insurance works.
Do your homework and compare the main types of auto insurance. Even you opt for a more expensive plan, you can still save money by increasing your deductible and applying for car insurance discounts.
Keep in mind that you should never focus solely on price. It is important that you purchase as much coverage as you need.
Most insurance companies provide optional types of coverage such as uninsured/underinsured motorist coverage, gap coverage, rental reimbursement, roadside assistance, and comprehensive coverage. These policies are slightly more expensive, but offer lots of benefits in the event of a car accident.
Types of Auto Insurance Coverage
When shopping for car insurance with our ZIP code search, you will receive free online quotes for different types of coverage. Depending on the plan you choose, it will cover everything from theft, loss of income, or injury.
Certain types of insurance are required by law, while others are optional. Drivers usually opt for third party liability insurance, collision insurance, comprehensive insurance, gap insurance, medical payments coverage, personal injury protection, or rental car insurance.
Third Party Liability
Bodily injury liability pays for damages caused to other people in the event of a car accident, while property damage coverage offers protection for damages caused to their property.
This type of insurance does not protect the policy holder if an accident occurs. The policy may offer limited coverage for passenger indemnity and legal liabilities.
Third party liability insurance is required by all states, although the level of coverage may vary depending on where you live.
Collision Coverage
Most drivers choose to buy collision insurance because this type of coverage pays for the repair or replacement of their vehicles in the event of a car accident, regardless of who was at fault. Collision insurance covers all damages to your vehicle above a certain amount. This policy is often required when buying a new car using a loan.
Comprehensive Auto Insurance
This type of coverage pays to repair or replace the policy owner?s car and personal property in case of theft, fire, vandalism, flood, and weather damage.
If you purchase comprehensive auto insurance coverage, the insurance company will pay for non accident related damage. Comprehensive and collision coverage are more expensive than other types of auto insurance. For this reason they are not recommended to those who drive older vehicles.
Shopping for Auto Insurance Online
When you go shopping for auto insurance, compare rates and coverage with our FREE quote comparison tool! Evaluate your budget and try to find out exactly how much coverage you need.
When it comes to buying auto insurance, the prize often goes to those who take the time to compare auto insurance quotes online with our ZIP code search.
Once you receive auto insurance quotes from national and local carriers, select three to five offers that best suit your needs.
Reduce Your Premiums
Whether you choose to raise your deductible, drop off additional benefits, or apply for car insurance discounts, there are many ways to save money on coverage and get a great deal.
Car owners can save up to 30 percent on their policies simply by comparing auto insurance quotes online. If you are on a tight budget, raise your deductible up to $1000. This can help you lower your rates by 25 percent.
Apply for Car Insurance Discounts
If you haven?t been involved in car accidents in the last three years, you may qualify for auto insurance discounts. Limiting your annual mileage can help you cut costs and get lower auto insurance rates.
Car owners who add an alarm or immobilizer to their vehicles pay less on coverage. For extra savings, take an advanced driving course. This will you will improve your driving skills and reduce your car insurance premiums.
Source: http://www.autoinsurance.org/where-can-get-some-cheap-auto-insurance-quotes-online/
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Straw Dogs (2011) DvDRip xvid-MAX for free 1 link
Posted By: DVDshare
Post Time: 11-27-2011 at 08:53 AM
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Property bubble in China
http://www.youtube.com/watch?v=wm7rOKT151Y&feature=player_embedded
Action by Massachusetts Attorney General
http://money.cnn.com/2011/12/01/news/economy/massachusetts_foreclosure_lawsuit/index.htm?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29
Singapore has followed America in adopting some of the bad practices, such as the bad financial products that were created and sold to consumers. It is time for the Singapore authority to realize that they also have a duty to the public and to stop the bad financial products from being marketed to defraud the public.
Challenges from the global economic system
Think again. Why are we having an economic system where people have to work long hours, just to earn enough money to survive, and along the way, other people have to be unemployed? And we need to keep growing faster, so that they is enough work for people to work long hours just to be employed?
The simple answer is "the majority of people have to work long hours, as slaves, just to earn enough to get by, so that the 1% can be super rich. The worst countries are those with the largest disparity of income between the top 1% and the bottom 99%. Sad to say, Singapore fared among the worst in the world in this measure. This is why we have one of the lowest birth rate in the world and a high level of unhappiness among the people".
What is the solution? Minimum wage (to make sure that people can earn enough with 8 hours of work), control over immigration, better planning and allocation of resources. Singapore fared badly on all three measures, but the situation can be managed, if we pay attention to these matters now.
Be educated on financial matters
Its been a pleasure reading your blog this evening. I've been looking for some investment advice and found your explanation on dual currency investment, which I've admire its simplicity and transparency.
I've got some extra cash in US dollar 50K which are kept in a bank for several year with low yield. With the rate of the inflation nowadays, I feel that that value is depreciating and I'd like to invest on some banking products or instruments which will provide good yield with a medium risk to cover the inflation within 3-5 yrs.
Will you be able to advice me and pretend if its you're money. What will you do? What will be the best option of investment right now in Singapore and amidst this EU crisis?
REPLY
Read this
http://tankinlian.com/Redirect.aspx?PK=6e81acf4a41c102e93b20d62c2a6f8e8
Lack of consideration for the public
Travelling is different today. The traveler has to complete another form - for customer declaration. There is also security check several times before boarding the plane and after arrival. Laptops and metals have to be removed from the bags and put back. The passport and board pass have to be shown a few times during the journey.
While new requirements and hassles are added, the officials forget to remove the old requirements, that are not needed any more. The passports are now scanned electronically, and make the immigration card unnecessary. I believe that millions of cards are collected each year, but are not being used. But nobody cares.
Recently, I collected the immigration card that is being given to non-residents arriving into Singapore. The card is the same as many cards that I have to fill in when I visit other countries. Although Singapore is a more advanced country in the use of technology, and has spent tens of millions on technology, we are still implementing the backward and wasteful requirements on other people.
Are banks to blame for climate change?
A report released by non-governmental groups at the climate talks in Durban, South Africa, said that major global banks bear responsibility for global warming by funding utilities and mining?companies?to build coal-fired power plants
Major global banks are exacerbating the fight against global warming by supplying power utilities and mining firms with ample funds to build coal-fired plants, according to a report released by non-governmental groups at the climate talks in Durban.
Skip to next paragraphThe study examined the portfolios of 93 major banks and found that coal financing supplied by those institutions to the coal industry totaled 232 billion euros ($309.4 billion) since 2005 when the Kyoto Protocol came into force.
"If banks provide money for these projects, they will wreck all attempts to limit global warming to 2 degrees Celsius," said?Heffa Schuecking of environmental think tank urgewald who worked on the report.
The Kyoto pact was set up to reduce greenhouse gases emitted by developed countries by an average of 5.2 percent below 1990 levels during the five-year period up to 2012.
At the same time many countries still invest in coal-fired plants, especially India and China, to supply their growing economies.
Among the top 20 banks listed in the report are institutions from the United States, the United Kingdom, Germany, France, Switzerland, China, Italy and Japan.
JP Morgan Chase, Citibank and Bank of America are the top three banks on the list.
"Between 2005 and 2010, coal financing almost doubled. If we don't take banks to task now, coal financing will continue to grow," said Tristen Taylor from environmental group Earthlife.
A 600 MW power plant costs around $2 billion to build, making it necessary for developers to rely heavily on banks to provide and mobilize the money they need.
The report argued that coal mining was harmful to natural landscapes, communities and water resources while coal-fired power plants are blamed for major emissions and waste.
Each new power plant is likely to add millions of tons of annual emissions of CO2 over the lifetime of these plants of 30-40 years.
Host of the climate talks South Africa is currently building two 4,800 MW coal-fired plants to meet fast-rising demand for power in Africa's biggest economy.
The country has big plans for rolling out renewable energy investments to cut its reliance on coal - now 85 percent of its energy mix - but this is likely to take years to materialize.
Many emerging countries have no option than fossil fuels and coal to power their development. For banks, the investments can be seen as practical projects to help finance growth.
South Africa has vast coal reserves and green energy is more challenging and costly to build on a meaningful scale, which means coal is likely to be part of the country's energy portfolio for some time to come.
State-owned power utility Eskom spews out some 225 million tons of CO2 each year.
The report urged banks to shift their portfolios towards renewable energy and energy efficiency projects and implement CO2 reduction goals for the emissions they help finance.
(Editing by James Jukwey)
Source: http://rss.csmonitor.com/~r/feeds/science/~3/Q7MoNBAZIM4/Are-banks-to-blame-for-climate-change
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Fukushima residents tour German renewable village (AP)
FELDHEIM, Germany ? Residents of Fukushima, the radiation-stricken area around Japan's tsunami-hit nuclear reactors, are touring Germany to learn how renewable energy could work in their homeland.
Months after a March 11 earthquake and tsunami caused radiation leaks in Japan, the German government caved into popular protests to shutter its own nuclear reactors by 2020 and focus on expanding its network of wind, solar and other renewable energy sources.
Actor Taro Yamamoto, from Tokyo, accompanied the group of residents Wednesday. He said he hopes to motivate people in Japan to realize energy is not dependent on nuclear reactors.
The Japanese group toured a self-sustaining, energy-positive German village that relies entirely on renewables.
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AT&T announces the LG Nitro HD with 720p display and LTE
AT&T today took the wraps off the LG Nitro HD -- the carrier's verison of the Optimus LTE. Leading the specs charge is the phone's 4.5-inch display (it's an "Advanced High-Performance IPS display, if you must know), with the new high-end resolution of 1280x720. It's also got a 1.5GHz dual-core processor and will run on AT&T's LTE network, which has hit 15 markets.
The Nitro HD will be available in stores and online Dec. 4 for $249.99 with a two-year contract. Hit the break to see our pal Stephanie -- aka the LG Girl -- give the Nitro HD the what-for.
Source: AT&T; More: LG Nitro HD Forums
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Source: http://feedproxy.google.com/~r/androidcentral/~3/AyGrTFwZeEY/story01.htm
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