Wednesday, February 16, 2011
Kampong Night with SDP
Message from Jaslyn Go of Singapore Democratic Party
Fancy playng a round of chatek? Feel like singing along to Teresa Teng's 天黑黑 (Tian Hei Hei)? Up to dancing theronggeng? Then you won't want to miss Kampung Night. That's when we dip into the past and relive some of the times when we grew up romping around in our slippers and singlets.
That's also the theme for our annual dinner this year and we're looking forward to spending a nostalgically relaxing evening with you. So why not get a ticket and join us next Saturday, 19 Feb 11 from 6-10 pm?
And those of you who've been to SDP's events, you'll know that we rarely pass up the opportunity for a hearty meal. This one will be no exception. Come hungry.
Also come in your kampung best (we'll leave that to you your memory - or imagination - of what that might be) because at the end of the evening we'll be giving out prizes for Best Kampung Dress. There'll also be performances and games which will be good for a chuckle or two.
But even as we relax for a night of fun and entertainment the serious business of our preparation for the coming general elections is never far away. Because of this, we are also looking to raise funds through our dinner. Proceeds from our ticket sales will go towards funding the huge expenses for the elections.
If we are going to run a credible campaign and win the contests that we are in, we need finances. The PAP drips with money and outspends the opposition many times over during the hustings. If we are going to be competitive we will need your help and support.
So come and help us celebrate our annual dinner, and support the party that stands up for you. If you haven't already purchased a ticket and would like to do so, please click here or call Ms Jaslyn Go at 9239-3133 or email us at sdp@yoursdp.org
Jaslyn Go.
Comment by Tan Kin Lian
I encourage readers of my blog to join this event and get to know the people in SDP. They are quite well educated and sensible people. Give them your support, so that they can be your voice in Parliament.
Fancy playng a round of chatek? Feel like singing along to Teresa Teng's 天黑黑 (Tian Hei Hei)? Up to dancing theronggeng? Then you won't want to miss Kampung Night. That's when we dip into the past and relive some of the times when we grew up romping around in our slippers and singlets.
That's also the theme for our annual dinner this year and we're looking forward to spending a nostalgically relaxing evening with you. So why not get a ticket and join us next Saturday, 19 Feb 11 from 6-10 pm?
And those of you who've been to SDP's events, you'll know that we rarely pass up the opportunity for a hearty meal. This one will be no exception. Come hungry.
Also come in your kampung best (we'll leave that to you your memory - or imagination - of what that might be) because at the end of the evening we'll be giving out prizes for Best Kampung Dress. There'll also be performances and games which will be good for a chuckle or two.
But even as we relax for a night of fun and entertainment the serious business of our preparation for the coming general elections is never far away. Because of this, we are also looking to raise funds through our dinner. Proceeds from our ticket sales will go towards funding the huge expenses for the elections.
If we are going to run a credible campaign and win the contests that we are in, we need finances. The PAP drips with money and outspends the opposition many times over during the hustings. If we are going to be competitive we will need your help and support.
So come and help us celebrate our annual dinner, and support the party that stands up for you. If you haven't already purchased a ticket and would like to do so, please click here or call Ms Jaslyn Go at 9239-3133 or email us at sdp@yoursdp.org
Jaslyn Go.
Comment by Tan Kin Lian
I encourage readers of my blog to join this event and get to know the people in SDP. They are quite well educated and sensible people. Give them your support, so that they can be your voice in Parliament.
Invest in land in Canada
Hi Mr. Tan,
I was approached by a marketing manager who gives me an interesting investment proposal. Can I asked your opinion. Will it be a good investment to put some money on land in Canada near Vancouver?
REPLY
Go to Ask Mr. Tan or www.tankinlian.com/ask.aspx and search for "Land Banking". You will see a FAQ written by me previously.
I was approached by a marketing manager who gives me an interesting investment proposal. Can I asked your opinion. Will it be a good investment to put some money on land in Canada near Vancouver?
REPLY
Go to Ask Mr. Tan or www.tankinlian.com/ask.aspx and search for "Land Banking". You will see a FAQ written by me previously.
Make your personal financial plan
Make your personal financial plan here. You will get a PDF report showing how much your savings will accumulated at the time of your retirement (you can specify the age or leave it at the default age of 65) at various investment yields. This is converted into a monthly sum, assumed to be withdrawn over 20 years - which is the typical life expectancy after age 25. It also shows the monthly sum adjusted for inflation - to give you an idea of the real value of the retirement income, so that you can see if it is adequate. You can make changes to the savings and see the impact.
This financial plan shows the importance of the following:
Here are some examples of the financial plans for people at various ages:
Age 25
Age 35
Age 60
However, you should prepare a plan that suits your personal circumstances.
You can buy my book, "Get value from your Life Insurance" to know the insurance policies to avoid and a better way to manage your financial planning. It is available at a discount on the soft launch on 19 February.
Tan Kin Lian
This financial plan shows the importance of the following:
- To earn a yield of at least 4% per annum, or 2% above the rate of inflation
- To have adequate savings to supplement the CPF (say 15% to 20% of your income)
Here are some examples of the financial plans for people at various ages:
Age 25
Age 35
Age 60
However, you should prepare a plan that suits your personal circumstances.
You can buy my book, "Get value from your Life Insurance" to know the insurance policies to avoid and a better way to manage your financial planning. It is available at a discount on the soft launch on 19 February.
Tan Kin Lian
Do you have a good boss?
Read an article in SGEP, www.easyapps.sg/sgep/latest.aspx. Search for "good boss".
Financial Planning book in Chinese
Wobao printed this article about the financial planning book (in Chinese) by Tan Kin Lian
http://tankinlian.com/admin/file.aspx?id=402. It will be available in the bookstores by the first half of March.
http://tankinlian.com/admin/file.aspx?id=402. It will be available in the bookstores by the first half of March.
Financial advisers can benefit or destroy consumers
I met a marketing director of a computer software to be used by financial advisers. He wanted to see how we can collaborate. I told him that there are two types of advisers:
- Those that benefit consumers by helping them to take advantage of tax incentives and earn a better yield, net of tax and charges
- Those that mislead consumers into buying a life insurance policy that gives a poor yield
He agreed with my views. He was previously a financial adviser in Holland. He told me that Holland had the same bad experience of mis-selling and that the regulators had to impose fines on insurance companies and advisers. I told him that, to my knowledge, no fine was imposed on insurance companies, although the case of malpractices is quite bad in Singapore. He agreed to write to me and share some of his perspective as a financial adviser.
Tan Kin Lian
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