Occupy Wall Street - the issues

1. "#OWS is fighting back against the corrosive power of major banks and multinational corporations over the democratic process, and the role of Wall Street in creating an economic collapse that has caused the greatest recession in generations." It goes on: "The movement is inspired by popular uprisings in Egypt and Tunisia, and aims to expose how the richest 1% of people are writing the rules of an unfair global economy that is foreclosing on our future."


2. Our current capital markets are structured around a dangerous lie -- that the sole function of the corporation is to return value to shareholders. Under this construct, every action undertaken by Wall Street traders, mortgage brokers and the rest make perfect sense and are morally unambiguous. It was their job to sell as much as they could, to grab as much value as possible, in order to return that value to shareholders. So long as shareholder-value-maximization remains our governing principle, no change in regulations will change the fundamental behavior. Executives are simply acting according to their incentives.


http://management.fortune.cnn.com/2011/11/09/what-occupy-wall-street-got-right/?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29

Itialy is too big to bail

The problem for Italy and the global financial system is serious.

http://money.cnn.com/2011/11/09/news/international/italy_crisis_bail/index.htm?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29

Sales Negotiation practice - How to Buy a Car

So let's spend some time talking about something that we can all divulge to: buying a car. It's all good and fine to talk about negotiating concepts, but buying a car is when the (pardon the pun) rubber verily hits the road. Nobody that I know ever looks forward to the whole process of buying a car.

Although they want a car, they don't want the hassle that they have to go through to get one. For the purposes of this discussion, we won't care if you are seeing for a new or a used car - the process is basically the same. Let's see if we can make things just a bit easier for you the next time you need to go car shopping:

We Buy Any Car

Determine Your Schedule: This will set the tone for the whole car buying process: how much time do you have before you need to have a car? The more time that you have before you need to make a decision, the more power you have. If you currently have a car to drive or if you walk/bike/run anywhere and can keep doing so, then you are (another pun) in the driver's seat. You can take your time in selecting the brand, model, and sales location that you want to buy from. If things aren't going your way at any time, you can just stop the process and restart it whenever it suits you. On the other hand, if your clunker just gave up the ghost and you verily need a new set of wheels, like yesterday, then you have less negotiating power, but you can maximize what power you do have. You do this by spending more time on the car search right now and doing your study throughly and keen quickly. If you spend more time now, then you'll have all of the information that you need and you can lead the negotiations.
Find Out What You Want:Negotiations can't start until you rule exactly what you want. If you already know, then great move on to the next step. If you don't know, then this is the time to do some off-line study and then go do some test driving. No matter what the "helpful" salesperson says, keep in mind that you are not a car buyer right now - you are a car researcher and so your one and only job is to rule what make and model you want. Don't sweat options and maintenance packages right now - just pick a car!
Research How Much This Car Should Cost:Ah, isn't living in the 21st Century grand? Thanks to the power of the Internet you can go online and swiftly find out how much your dealer paid for. A great place to start is Edmunds.com. If you need to understand the inequity between Manufacturer's recommend sell Price, Dealer Invoice price, etc., then checkout an perfect overview at WikiAnswers. Once you know what a uncostly price is, then you are ready to negotiate.
Own The Stage: When you go to a car dealer to start negotiating, it is as though you are walking onto a stage. This is one of the reasons that so many people fear buying a car - they've got stage fright. Ideally you want the salesperson to be eager to talk to you so you should do you best to set things up in your favor. We all know that car dealers want to move as much account as potential before the end of the month/year. If you can wait until that time is drawing close, then you'll heighten your position. No matter what, make sure that you have all the time in the world to talk to the car dealer because that will put you in control of the discussion. The salesperson won't have the same estimate of time and so you'll be in control.
The Last Word Said Is The Most Important:Realize that even after you've reached a fair price for your car, the salesperson is still participating in the negotiating game - it's not over yet. You need to stay awake and engaged because this is where the money can slip out of your wallet / purse. Taxes, documentation, dealer prep are all negotiable items and the salesperson is going to want to present them to you as fixed items. Don't give up now!

No matter what information I can pass on to you, buying a car will always be an sense that causes emotions to run high simply due to the estimate of money that is involved. If you supervene these straightforward steps, you can at least be more calm and focus on achieving the outcome that will make you a happy driver for years to come.

Sales Negotiation practice - How to Buy a Car

Instant Car Insurance Quotes - Online

In these modern days, you do not have to walk door to door to get car insurance quotes. With the aid of Internet, you can now get free insurance quotes online.There are so many websites that provides you with free car insurance quotes. No matter where you are, there are websites that can give you these quotes within minutes after you enter the details required.Unfortunately, not all websites can

Launchpad LA Receives VC Funding: $50,000 Per Startup

Launchpad LA today announces it will accept applications for its third class of Los Angeles-based tech startups. There are significant VC commitments and every entering company will get $50,000 in funding plus free office space. The program was founded in 2009 by LA-based venture capitalist Mark Suster and has received funding from several prominent investors including Rincon Ventures (largest seed stage investor in SoCal), Idealab (first major incubator built by Bill Gross), Baroda Ventures, GRP Partners, David Cohen (founder of TechStars), David Tisch (founder of TechStars NY). Launchpad LA has also signed up many prominent VC & individual advisors including: VCs: 500 Startups, BlueRun Ventures, First Round Capital, Foundry Group, Menlo Ventures, MK Capital Individuals: Jason Calacanis, Paul Kedrosky, Peter Levin (Principal, GeekChicDaily/Nerdist Industries), Howard Lindzon & Eric Ries 23 companies have graduated from Launchpad LA: 19 have received funding and 5 have been acquired. For full details read on ...

Source: http://feedproxy.google.com/~r/Techcrunch/~3/LvyEF8E1iT0/

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European Order for Payment Regulation

Amplify’d from businessandlegal.ie

The European Order for Payment Regulation is an attempt to put in place an EU wide procedure for inter EU state debts. The whole purpose of the regulation was to put in place a uniform procedure across member states for the collection of uncontested debts. It is an additional procedure to existing home state procedures and the obtaining of a European Enforcement Order in the creditor’s home state. Conditions for issuing of an EOP To obtain an EOP The debt must be inter-state, Must be an uncontested claim for a discrete amount of money. In Ireland the application is made to the Master of the High Court and the order is made on the basis of the affidavit sworn by the creditor. Once the order is granted it must be served on the debtor; if the debtor does not pay the amount due he has 30 days to lodge a Statement of Opposition. If he lodges the Statement of Opposition the case proceeds in the courts of the state in which the European Order for Payment. Read more at businessandlegal.ie

 

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Enforcing UK Debts in Ireland

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If you have secured a judgment in the UK in respect of a debt but find that your debtor is now living in Ireland, how do you enforce your debt? Article 33 of the Brussels I regulation stipulates that any judgment obtained in a member state will be recognised in other member states without any special procedure required. But how do you enforce your UK judgment in Ireland? Order 42A of the Rules of the Superoir Courts in Ireland provides the procedure which involves making an application to the Master of the High Court in the first instance. This is an ex parte application (only one party required, there is no need to serve any papers on the debtor at this stage). Your application needs to be supported by an affidavit which shows Read more at businessandlegal.ie

 

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Redundancy Calculator in Ireland-Redundancy Entitlements

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the fact that his employer has decided that the work for which the employee had been employed (or had been doing before his dismissal) should henceforward be done by a person who is also capable of doing other work for which the employee is not sufficiently qualified or trained. Key factors in redundancy There are two critical factors to be gleaned from this definition- The redundancy should arise from the doing away with the job, not the person. This feature of impersonality is necessary in a genuine redundancy situation. Change-the change must arise as a result of change in the workplace which might range from a closing down of the business to a simple reduction in number of employees. Redundancy payment entitlement To be entitled to a redundancy payment you must have the requisite period of service served which is: 104 weeks of continuous employment attained after the age of 16 years. Dismissal Read more at businessandlegal.ie

 

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