Five Best Mobile Sports Trackers [Hive Five]

When the big game is on but you have to head out and away fro the TV, staying on top of the action while you're away from the big screen has never been easier. There are several mobile apps and services that will make sure you never miss a big score and let you cheer your favorite team on even when you're not watching the game. Here's a look at five of the most popular, based on reader nominations.

Earlier in the week, we asked you which apps or services you used on the go to stay on top of your favorite games and matchups, whether you just wanted to know the score or you were interested in a play-by-play. You responded, and now we're back to highlight the top five. Photo by Audrey Pilato.

Yahoo! Sportacular (iOS/Android)

The Yahoo! Sportacular mobile app lets you keep set up watch lists of your favorite teams and players so you can stay on top of their performance when you're on the go. Whether you're working late or have to miss a game because of another appointment, you'll be able to track the scores and the get alerts for scoring plays and tight-score situations in real time just by firing up the app. Sportacular lets you check in to events, and offers coverage of major league and college sports in the United States, and multiple major futbol leagues in Europe.

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ScoreMobile (iOS/Android/BlackBerry/WP7)

With support for major leagues in the US, auto racing, MMA, futbol in European leagues, tennis, and even Cricket, ScoreMobile bills itself as the best sports app ever. The app also supports live push notifications when the tide of a game changes, a team scores, or another major game-changing event takes place. If you're a soccer fan in the US or a futbol fan anywhere else in the world, ScoreMobile FC tracks over 60 leagues and teams in over 20 countries. Plus, the app has tablet-specific apps for the iPad, Android Honeycomb tablets, and Windows slates.

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ESPN Scorecenter (iOS/Android/WP7)

Brought to you by the most well-known name in broadcast sports, ESPN Scorecenter brings you play-by-play events and scores in almost every major sport worldwide, including American major league sports, tennis, cricket, and hundreds of national and international soccer leagues and tournaments. In addition to comprehensive coverage, you can also create personalized scoreboards and get live game details, like the last play and the last scoring play. You can set up push-alerts for scores and games involving your favorite teams. Of course, since the app was built by ESPN, you can expect video clips and other in-depth game analysis from ESPN anchors and experts.

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SportsTap (iOS/Android)

SportsTap comes in the form of a mobile site and mobile apps for iOS and Android devices. All platforms give you direct access to game scores, team standings, player information, and more for almost every major American sports league and then some, including futbol and tennis. Like many of the other apps, you can set up push notifications for important events, and in the Android app you can set up a homescreen widget to stay informed just by glancing at your phone.

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Twitter

A number of you pointed out that if you're really interested in a play-by-play with behind the scenes action, all you have to do is follow the right Twitter accounts. Whether it's the official accounts of the teams that you love, or some of the players on those teams, sometimes following the right Twitter account is the difference between getting the official account of the game and what's really being said on the sidelines.

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Now that you've seen the top five, it's time to vote for an all out winner.

Honorable mentions this week go to the NFL ?11 mobile app, which a number of you noted is the perfect way to stay on top of your favorite games, players, and scores now that American football season is in full swing. Some of you also mentioned that Google had a good thing going with Google Scoreboard, which was a great sports tracker for Android, but Google neglected it, and then eventually pulled it from the Android Market. Unfortunately it's no longer available, which means we can't include it in the roundup.

Do you have a favorite sports app that didn't make it into the roundup? Have something to say in defense of one of the contenders? Have your say in the comments.

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You can reach Alan Henry, the author of this post, at alan@lifehacker.com, or better yet, follow him on Twitter or Google+.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/yK1sjyPR3JA/five-best-mobile-sports-trackers

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Make Money Your Friend

Make friends with your money. Like you friend new people on Facebook and other social networking venues. Consciously welcome money into your life, world and affairs.
Think of money as an energy system with feelings. We need to respect its feelings. Invite your money to sit down, have a cup of tea, and talk to you. Let your money share what is on its agenda for you. Tell your money about your hopes and dreams. Talk about your plans.
Discuss your vision of what is for your highest good in terms of how you want to live your life. Paint pictures of your goals. Think bigger. Help money see what you plan to do with it. Invite more money into your life in order to achieve your goals.
Share how you are respecting the flow of money to you. You're no longer casual with money, and you know that money won't be casual with you. It shows up on time. Just like you do.
No longer are you driven by the desire or impulse to get rid of money as soon as you receive it. You no longer spend merely for the sake of spending. You found better forms of entertainment.
You've discovered the beauty of building your savings and investment accounts. You endorse the act of saving now for future investment. You invest now for future comfort and a higher quality of living as you get older. You deserve the money you have, you attract abundantly and allow it to stay.
Your relationship with money is harmonious and enjoyable because at last you decided to make money your friend. What a great shift in your mindset. You let go of the stress of feeling unworthy, undeserving, and not having enough.
Yes, you now know there is plenty of money! Yay!

How to Make Money If the Stocks Don't Move Much Either Way!

There are two strategies to make money if the stocks don't move much either way.
1. Bull Put Credit Spread:
Bull Put (Credit) Spreads are a low downside risk and limited reward strategy when stock price is expected to go up or remains there. Bull Credit Spread is very much similar to that of naked put. The only difference is that the option is bought further out of money put which protects the investor from catastrophic event. An option contract is sold on a particular stock at a certain strike price (at or near money) and the same number of option contracts are bought on the same stock with the same expiration date at a slightly lower strike price below the strike price at which bull put is sold, simultaneously. This transaction results in a net credit that is credited to the investor's account. This net credit will be maximum profit for the investor. Maximum profit is made when the stock price rises above the strike price at which put option is sold. Although bull put spreads are generally 'out of the money' trades, they can also be put on 'at the money' or 'in the money', however, it will increases risk and potential profits.
2. Bear Call Credit Spread:
This spread is similar to bull put credit spread except it is used when you expect the stock to remain at about the same level, go up slightly or go down a lot. The spread involves buying a call (OTM) at a higher strike price and selling a call at a lower strike price (ITM) with the same expiration date. This strategy is considered to be low risk and low reward strategy and profit potential is limited. The risk is minimized with the purchase of low priced call which protects when price goes up. Profit potential is limited because premium collected minus cost of the premium paid will be limited.
In a bear market, the investor need to follow a stock trading plan using different analysis, strategies and trading tools. A bear call spread is one of the techniques where investor can try to find profits in a bearish market. One can make money by selling any number of expectations as long as the option does not go in the money (ITM) before it is expired as one can keep the premium received out of sales. The higher strike price acts as an insurance agent and the strategy can be more effective in declining or stagnant markets.

Dr. Harsimran Sigh
Investor, Author and Motivational Speaker

Hot Topics - 3 Ways to Make Money Online

One of today's hot topics is about how to make money online. There are lots of ways by which one can earn money with their computer and work at home. One should be very careful too while trying to earn from home, because there are lots of cheaters around the World Wide Web that may try to cheat you. With or without having to make an investment one can earn money on the internet by investigating some of the ways by which one can earn money online.
1. Get paid to view ads:
There are lots of websites that offer users and its member's money for viewing ads. Each ad is specified with some amount of money. When the user views or clicks the ad, they get paid for that. Likewise daily members need to click ads on the website and once the member reaches the minimum payment specified by the website, then they can withdraw money from the website through online payment processors like PayPal or Alertpay.
2. Get paid to answer surveys:
Websites offer its members, survey's that are sponsored by major multinational companies. Member s need to answer the surveys, and will be paid a specified amount for answering that specified survey. Once the user reaches the minimum amount of money gathered by answering the survey's, then they can withdraw their earning by check or by online payment processors, or can ask for gift vouchers, etc;
3. Get paid to doing micro jobs:
There are some websites like microworkers.com, shortask.com, which offer micro jobs that are posted by requesters. Workers need to complete those micro jobs and need to submit proof to the requester. Based on the proof submitted, the requester will pay the worker for the job they completed. Once the minimum amount specified by the website is reached by the user, then they can withdraw funds through online payment processors like PayPal or alertpay etc;
4. Get paid to do jobs in "Amazon Mechanical Turk"
Amazon offers a website called mturk.com which offers HIT's that are started by requester and those HIT's are attended and completed by the workers. Workers earn money for each HIT they complete. They can withdraw their earning at any time. Mturk offer many option to workers by which they can withdraw funds. US workers can withdraw money to their bank account. Indian workers can ask for check that can be deposited in their bank account. Also workers can ask for Amazon gift card for the money they earned in mturk.com

Money Guide - 2 Making Money Online Tips to Avoid Failure

If you're getting started in the affiliate marketing business, use this money guide for 2 making money online tips to help you to become successful. Many beginner affiliate marketers jump right into PPC advertising with products that they know nothing about and expect to earn hundreds of thousands of dollars overnight. Here's what you need to do to avoid falling into this trap:
Money Guide Tip #1
Research the product you are promoting. When you try to blindly promote a product that you really don't know anything about, it makes it difficult to tell your potential customers exactly why they should buy it. If it's reasonably priced, buy it and try it out before you start your marketing campaigns. Also, if it doesn't look appealing to you, and you wouldn't spend the money on it, do you think other people are going to?
Even if the commission you would earn off of the product is extremely high, if it's not a product that you would buy or feel comfortable endorsing, stay away. You'll end up wasting time and money that would be better spent on something more promising.
If you do buy a product and find out that it is a scam or a waste of money, use this to your advantage. Find another similar product and try that one out as well. If this one works and you like it, you can now use both experiences in your marketing campaigns. Write articles and blog posts comparing your experiences with both, and encourage people that were interested in the first product to buy the second and give reasons why they should change their mind based on what you learned. You can market both products, get traffic from potential customers looking to buy either one, and then hopefully persuade all of the readers to buy the product that you were satisfied with and liked using.
Money Guide Tip #2
DON'T BE GREEDY! With all of the offers out there claiming that you can earn $100,000 overnight, who wouldn't want to be a part of that? In order to be truly successful and reap the benefits of affiliate marketing for years to come, it's going to take time and effort to build your business. It's not going to happen overnight, but if you build your site and market the right products correctly, you will see positive results and will be thankful that you did.
There are many affiliate training programs available to help you get started and learn the basics of affiliate marketing. For a small fee, you can get complete video and written instructions, along with pre-made websites to get you earning money as quickly as possible. However, do your research and find the affiliate training that fits you best. This is the best route to take so you can learn the business while earning money. Now, take what this money guide taught you with these making money online tips and start earning a paycheck!

Real Estate Now, Can You Make Money in Today's Market?

I get this question often. Understand I have been investing full time in real estate for more than a decade. I've seen up markets and down markets. And, the question is consistent, "Can you make money in this market?"
The answer is always, yes. In today's market there is loads of inventory. There are however a limited number of loan programs, and the ones that are available have stricter guidelines and qualifications. BUT people are still buying.
How Do You Profit?
There are plenty of strategies (or recipes as I call them) to win. One that you can use is "buying, fixing, and re-selling". Remember this is but one-way to win. The first thing to realize about real estate is there is always a current value. Unless we are speculating, the current value is the value. NOT what the home was worth last year, or what it might be worth next year.
If you are buying at a discount on the current value then you have potential to win, period. It's like gas prices; we remember what it once cost. But the reality is we buy gas at today's price. You must treat real estate investment the same way. What is this house worth today?
Using a local agent to establish value - and even an appraiser - will help you understand the values in your investment market, the average time on market, and the median house price.

• AVERAGE TIME ON MARKET will tell you how long it takes to sell a house in your market, and even better, for the neighborhood of the house you are buying.
• MEDIAN HOUSE PRICE tells you what the average price is for a house in your area. You want to know this number because if you buy a house lower than or near this median you will have a higher number of potential buyers.

In other words, take the statistics of wealth in general; there are many more people with ordinary jobs than there are rich and carefree. You want to follow this statistic. Don't worry we aren't going to get crazy about analytics here, just know we want average houses, not mansions.

Okay so where are we? You are buying average houses, under the current market value. What's next? Here is your punch list:

• MONEY - How will you pay for this house?
• FIX IT - Who will be doing the rehab work?
• SELLING - Who will sell it?
• DISCOUNT - How much under value?

Notice I didn't number this list. That was intentional. All the factors here tell you what you can pay for a house...

DISCOUNT - How Much Under Value?
On average we are paying no more than 75 cents for a house. What that means is if the house will sell for $100,000 we will pay no more than $75,000 AND that number must include any repairs. If the house requires $15,000 in work then we can pay no more than $60,000 for the purchase.
Understand, we have been doing this for many years. As a rookie you can quickly eat away a 25% profit. Let's look at an example transaction:
You pay 60 cents for a house, where you budget $15k to fix it. You will have an additional 6% or ($6,000) in agents fees, another 2% in closing costs, and this does not include any holding costs; utilities, cost of money, etc.
Here it is more clearly (same end value of $100,000):
- 60% buy
- 15% in repairs
- 6% in commissions
- 2% holding costs
- 83% total
- 17% potential profit
MONEY - How Will You Pay for This House?
There are many ways to pay. You can get a bank loan on the property, but, in many cases rehabs need more work and the lending guidelines will not allow for rundown houses. You can get a loan on your current house, if you have equity. You can borrow private/hard money. And, you can likely do a combination of several. Lastly, you can use your own cash or partner with someone with cash.
Regardless, there is a cost of money. That cost is the interest rate and any loan fees, plus time. For example, a private lender will charge points - one point, equals 1%. On a loan for $75,000 one point is $750 or for a two point loan - $1500. In most cases this will be added to your loan. Meaning you will pay it when you sell the house.
The common lingo for investors and private money is "two and twelve" which means that the loan costs 2 points and 12% interest. Note: you may pay more, even six and eighteen. Shop around. Assuming you paid 2 and 12 your points are $1500 and you monthly interest is $765 monthly.
If you hold a house for a number of months time is ticking dollars:
- month 1 - $765
- month 2 - $1,530
- month 3 - $2,295
- month 4 - $3,060
- month 5 - $3,825
Which means that over five months you will pay $3,825 plus $1500 (the points) for a total cost of money of $5,325. IF you held your house for 8 months you'd spend $6,120 plus $1500 ($7,620).
Remember you had 17% potential profit ($17,000). The other variable here is unforeseen costs of repair. I just bought a house that had an overage of $2000 for roof repairs - hidden under snow. Which brings us back around to your repair work.
FIX IT - Who Will Be Doing the Rehab Work?
People come and go. Over the years I've had several dream teams. Your contractor is a part of your team, as is your agent, and any other person you find yourself working with again and again. Once you have all the players your job will get easier. Our focus now is on your contractor.
All you have to do is turn on the TV for a primer on how to flip houses. And you see all the clichés; yelling at contractors, contractors who don't do good work, and contractor who charge too much, etc. There are however, a select few who get it.
You want someone fixing your houses that wants to grow with you - I assume you plan on buying more than one investment. You want a team player that not only understands how to fix houses, has a team attitude, and enough of a foundation he can eat some of his mistakes. Why? Because no matter how hard you BOTH try there will be houses like mine with a $2000 roof overage. I made the contractor share the cost. It was an item he over looked.
Your contractor is also there to look at houses before you buy, give you a cost for repair, then to DO the repairs quickly and have the home shining for you tell sell it - in the shortest time possible, tick-tock.
SELLING - Who Will Sell It?
Choosing an agent to work with is much like finding a contractor. There are people that specialize. You want an agent that works with investors when you are buying. But, you also want an agent capable of selling your house when it's ready to go back on the market!
RECAP

• MONEY, how will you pay for this house? - You can use private/hard money lenders, bank loans, or cash. Yours or a partners.
• FIX IT, who will be doing the rehab work? - Find your team. Shop around. Ask for referrals, there ARE good contractors with great prices.
• SELLING, who will sell it? - The agent that helps you buy can also help you sell. Again, shop for an agent who works with investors.
• DISCOUNT, how much under value? - Your discount may change based on your cost of money. I would never pay more than 75 cents with repairs.

In closing, this article was not meant to give you every answer about buying real estate for profit, but rather a glimpse at how you can win today. Again this is but one recipe for buying and selling houses. You must find the one that works for you. "Can you make money in this market?" You bet!

How to Make Money Online Economically

Making money online, online jobs allow you to work from the comfort of your own home. However, many folks fear that the cost of online business is prohibitive. You can earn money online without spending a lot of money to start. Switch on your computer and get to work.
Google the terms "freelance writer" or "freelance article" and you will get over 14 million sites to start researching.
You will find sites where you can bid on jobs to get paid for writing articles, sites where you can learn how to write article, sites that publish your articles for free. You decide how you want to proceed, you will not have to have a website to write and sell articles just you and your computer and no money is needed to get started, only time and determination.
Tip: If you are not motivated then you will not succeed at anything so get it in your mind to succeed no mater what the cost in terms of learning and writing. Learning how to make money online will require some effort.
Google "sell stuff online" and get 69 million resources.
You can find places that have items for you to sell, places that will take care of the shipping of the products. You can find places to sell your own stuff and places that will sell your stuff if you have access to products.
Tip: In today's market their are a lot of stores with extra inventory that they need to get rid off they don't want to through it away but they can't seem to sell it and it takes up space. I was successful calling and asking for the manager of stores and saying "I was wondering if you had any merchandise you needed to get rid of, I could pay up to fifteen cents on the dollar" then waiting to hear what they said. I got some very good deals some I paid more money for, but you get the idea. One guy found a place to get baseball bats like that and now has a multi-million dollar business online selling overstocked sports equipment.
Google "affiliate marketing" and get 41 million resources. Sell other peoples stuff online and get a commission its straight forward and easy to get started for little or no money. You need a website so go to Google and type in "free Website" for 296 million resources.

Tip: I have made some of the research a little easier by listing some links to products and services that I use, follow the link below to get to the site. I have around 50 blogs and websites all for free all marketing products and you can learn how with very little out of pocket expense.
Good luck and never never quit.

Fun Making Money - Secrets Revealed

When we talk about internet marketing, the first thing that comes to mind is to gain profits. Many online businesses assure huge proceeds but never bring them. To create money online you have to get into a system where the flow of money generates prosperity. The truth to making money online is constructing numerous line of income from up lines. Victory in internet marketing also comes from having a lot of down line members in your up lines. This is how and where the flow of currency takes place.
The basic to making money online is joining with a course that places no restrictions. Prefer a program where you can construct a sophisticated group. They supply you with a great deal software correspondence to advertise to clients. They permit you to do this inside a striking money-generating scheme. You advertise the organization and the reseller software as fraction of a whole package.
Opt an online business opportunity whose structure consent to assemble a group considerably extensive. Your task in internet marketing is to draw others to you so both of you can create a company together. You equally hold up each other in the course of recruiting additional affiliates.
A grand online business is one where you need to market only an opportunity. You merely promote a business opportunity and let fascinated persons join under you. This is the most excellent way to produce outstanding profits. It is an everlasting money producing scheme as long as you and your powerline remain marketing and joining in fresh associates.
The first factor in choosing the best online business is one where you are eligible to build up your own powerline after producing merely a single deal. Select the one where your next sale begins gaining you downline proceeds. You harvest the profit of this sale and all succeeding ones. Pick one that offers you your own advertising website. The secret to a best online business is joining in with course that gives you the podium to be successful.

How to Make Money From My Recovery Truck

The recovery truck business can be a very trying business to start. It can also be very frustrating in the beginning because you as the owner have to find customers. They don't just come out of thin air. You have to hit the pavement and put out fillers that will draw customers to your business. The problem is how you do this. Is there a magic formula as to getting the word out? Why are some tow truck companies more successful than you are? Well, it all comes down to the amount of marketing you are willing to do. Just because you have brought a new recovery truck does not mean that people will be flooding your door step wanting to have their cars towed. Most people will not even know that you exist. So, before you even buy a tow truck you need to have a plan in place to get the word out that you are in business.
There are many way to get the word out, but I think these suggestions will provide you with the most payback. When cars break down where do they call first. They either call a mechanic or a tow truck company. Well, if they call a tow truck company they already have a favorite in mind. Even with that you need to cover your bases.
1. Get your tow truck company in the Yellow pages. I know, I know who uses the yellow pages. Well, you will be surprised. A lot of people work in offices that don't allow their employees to use the internet. In these cases they have to go old school and get the yellow pages book. This is your chance to draw up some business. When putting an ad in the yellow pages you will want to have a large ad with pictures and toll free phone numbers. This expense may cost a little more money but it will be worth it. Did you know that the yellow pages are also online? Yes, yellow pages is moving along with the times. They are now providing offering in their books and online to draw even more business.
2. Get business cards and pass them out. Do you know that everyone that you come into contact with is a potential customer in a towing business? Every person that you come into contact with either owns a car or knows someone who owns a car. So, be sure to pass out your business car at every opportunity. That means when you go out to lunch, breakfast or dinner leave your business card with your waiter. When you go to the grocery store leave your business card with your cashier. When you stop to get the paper at 7'11 leave your business card with your check out person, the more business cards that you are able to get out the more business that you potentially will get.
3. Offer a bonus - Some businesses who just start out forget to use these little tricks when trying to get new business. But it works. People are motivated by money and if you can provide a means to give money back for business earned you can get a small sells force working for you without having a payroll that you have to provide each month. This works by telling your mechanics friends or others in the auto industry that if they recommend business and the person buys then they will get a kickback for that recommendation. The person wanting the service will have to mention their name though. This kickback can be something like $5 to $10 dollars. But, if the mechanic or friend is good about recommending your service this could be a little gold mine for you and the referrer. A win win situation.
4. Contract with state agencies. This one is very good and can provide a lot of business to the right business man. Accidents occur daily on our nation's highways and state agencies like the state police need tow companies to get these vehicles when they break down. When you contract with a state agency they will call you when they need accident cleanup. You get paid usually by the insurance company or the people who had the accident or you take the vehicle. At the least if you're stuck with the vehicle you can have it picked up by a junk yard who will pay you $300 to $500 dollars for the car. That is easy money in your pocket.
5. Offer to pick up junk cars for free. This could be a little gold mine on your part. People are always trying to get rid of old junked cars that just don't work anymore. You pick them up free and either sell the parts yourself or sell the entire car to the junk yard for a price. Either way you make money off of a vehicle that no one else wanted.
These are just a few ideas that have been used by new tow truck owners throughout the years. The work and help to get tow truck companies off the ground. You need to be proactive in your startup, the more proactive you are the more you will be able to get more business.

6 Tools Available For Your Kids Making Money

Alright mom and dad you have achieved your goal and you have your kids making money. Now, what will your children do with that money? Some parents know their children should have a savings account but are there any other ways you can teach your children to use their money. Here is a great suggestion that follows and it uses the acronym MAGNET. This acronym is a simple way to help you remember 6 different types of accounts your child can place their money.
One Account
M - Money Magnet - This account will be your child's long term saving account. Have your child place 10% of their money in this account and as it is with any long term savings account don't touch it except for extreme emergency.
A - Adventures & Fun Account - Don't just have your kids making money let them enjoy some of what they work for. You should have them put 10% of their earnings here as well.
G - Give Account - It is important that you teach your children to help others less fortunate than themselves. Apply 5-10% of their earnings here and help them to identify organizations that the child would want to help or assist.
N - Next Goals Account - Don't just go out and buy that next bigger ticket item, let your child save towards it. 10% of their income can go here to help them save towards Christmas or vacation or generally any item that may take some time to save for. This is a great account because you are not only teaching your children how to save but showing them how to work towards a goal.
E - Education Account - Have them place 10% of their money here as well. This money can be used for traditional college education but also any education that could help them become "street smart" in their financial education. This could be a financial seminar or even training for a business opportunity.
T - Today's Essentials - 50-55% of their money should go here to cover living expenses. Imagine the joy of your child becoming self sufficient and purchasing their own clothes or even helping buy groceries, that is what this account is for.
So there you have it parents, the tools are available to have your kids making money and then have them saving and using it wisely. The key is to continually educate yourself and to pass that knowledge down to your children. Finally, remember that your children are only young once but they grow up quick, so get as much information as you can because you are helping shape their financial future.

Making Money Online - Novices Notebook 3

Hello People and I know there are people out there just like me. I thought about the one most indispensable tool the thing without which you cannot bring back those dollars and carve your way to online wealth. What is it, have you guessed, the only thing really without which you could not do it. Yes you have guessed right, that magical machine - A COMPUTER.
Thank the god lord for them, - and Microsoft of course! There were days before my days of walking the path to online riches when I held up the cross to the technological devil, but thing is whatever the world may have been before it is not possible to live without some reference to the computer, even if you don't own one the tax man does. So does the supermarket, the doctor and just about every other person you will ever meet. Even in the middle of nowhere, does anyone go to the middle of nowhere with out their mobile phone - I wonder.
So this magical machine is literally worth its weight in gold and will help you carve your path to online riches. Making money online is not difficult if you have the right tools. Leaving aside for a moment the magical mind the only other hard wear you will need is a place to work, and a small amount of cash to fund your business. By small amount I would say $100 would start you off. Lets just look at some free services out there to help you on your way.
EBAY - You only pay them when you sell something
CLICKBANK - They pay you to sell other peoples products no money required
PAYPAL - You only pay to receive money it costs nothing to send it, and totally secure!
GOOGLE - MASSIVE INFORMATION DATABASE. Access it through searches, keyword tools, Google Analytics - all free.
YOU TUBE - FREE ENTERTAINMENT AND INFORMATION - MASSIVE.
So lots to think about lots of toys to play with and all of them will assist you in your quest for Online wealth.
There is so much more out there for you to play with, at no cost and all valuable tools in your quest for that online income we all want.

Best Ways to Make Money Now

Money is the source of survival. Money plays an important role for a person in the society. Everybody wants money to gain name, fame in the society. Money gives the leisure for everybody. One should understand that Money is not the purpose in life, but a way to manage living. So, of late, people want to earn more money. Other than the regular 9-5 office, people tend to explore ways to earn the extra money as well.
The importance of earning money has to be well defined as well to have a happy living. Money is required to educate children, to buy commodities, to enjoy a vacation by planning holidays. These days, there are a lot of offerings for those who want to earn money.
One can easily earn their extra income by working on Internet or getting into the fantasy of get rich quickly schemes. Internet offers a lot of job opportunities to fulfill the desire to earn the extra money. One needs to take care of the risk involved and must work for the genuine sites without any investments.
Easy ways to earn money now ---
Cut the grass in your neighborhood.
Collect your junk, and sell on eBay, or Craigslist.
Start tutoring neighborhood kids.
Use your skill, and consult, or actually do it.
There are also a lot of other ways also to earn like being the Financial Advisor for a Financial Company. There are quite a few free lancers; writers job available for everybody of any country. It is always a worry if there is debt and having a hand to mouth living. When there is abundance of the money, one can find happiness in the family and also can keep good health.
But, one can even say that the art of making money is by saving money. By regular investments in Fixed Deposits, Mutual Funds, etc. is also a source of the extra income that everybody looks for. Money is extremely important for a man to lead is his life happily. When there is understanding of the money and when one values the money, there is proper earning and saving of Money to transform their lives for a better living.

Online Surveys - The Best Option to Make Money

Earning extra money is something that almost everyone wants to do. With the internet being so widespread now, many dream of making money or at least extra money online. Unfortunately, many give up after finding no successful ways to earn money online and don't bother looking any further. Those have probably not heard of online surveys and have probably missed out on one of the easiest and most consistent ways of making some money. Online surveys are easy to do and are something that everyone can do and that regardless of where you live.
Before joining any sites or paying money, you should first know what these surveys are and who offers them. First of all, internet surveys are the same as the ones done over the phone or by fax which are done by various market research companies. They are simply questionnaires that are done online and since you are anonymous there is no fear of your name being attached to the answers you give. Internet surveys can also be answered at a pace that is comfortable for you and you can even finish at a later time should something important come up.
They are most often focused on one theme and will ask you about it and the screening questions at the beginning of all online surveys will determine if it is a subject you can answer about, so don't worry about encountering a topic you know nothing about. Everything is carefully explained and all you have to do is follow the instructions.

Mentoring to Make Money With Your Home-Based Business

Do you like money? Of course you do! It's OK to admit that. You're not a bad person or materialistic. You're human. After all, money pays the bills, gives us the means to buy the food in our refrigerators, the clothes on our backs and the gas for our cars. Eventually, when your bills are paid and you are blessed with financial abundance, having money allows you the opportunity to give back to others, to your community and to your world. There's nothing wrong with that.
In fact, earning money is sensible and necessary. It's the responsible thing to do. The question is, how do you earn your money? We all go about earning our money in different ways, some are easier than others; some just seem that way. Let me tell you about what I used to do and what I do now. Then I will let you know how I can help you, too.
First, I should tell you that, if you're new to marketing, don't let the word "marketing" scare you. Marketing, in plain English, is spreading the word about something. It used to be that if you were marketing something you were going door-to-door, pounding the pavement talking up whatever it was you were selling.
Today, the internet has opened the world to anyone who wants to sell anything. However, the internet does not necessarily equal easy work. While having your name and product searchable on the internet is critical for your success, it does not happen all by itself. You've got to be able and willing to work smart and get the word out. Getting the word out and drawing people to 'come see what you got' is critical. People won't buy if they're not in the store and they're not in the store if they don't know about it.
The internet can be compared to an oven. When you turn on the oven, make whatever you're going to bake and then put it in the oven, your work is done. You can go do something else while the oven does the work for you. Such is the internet. Of course, you've got to have the right ingredients in order for your 'cake' (product) to come out right, once you've put it on the internet to let the internet do the work.
If you're looking for a new opportunity to make money and a future for yourself, this might be what you're looking for. Internet marketing isn't for everybody but if you're willing to work hard and smart, you are the biggest factor in your success or failure. You can do anything you want to do and be successful at it, too!

Carbon nanotube muscles generate giant twist for novel motors

Friday, October 14, 2011

New artificial muscles that twist like the trunk of an elephant, but provide a thousand times higher rotation per length, were announced on Oct. 13 for a publication in Sciencemagazine by a team of researchers from The University of Texas at Dallas, The University of Wollongong in Australia, The University of British Columbia in Canada, and Hanyang University in Korea.

These muscles, based on carbon nanotubes yarns, accelerate a 2000 times heavier paddle up to 590 revolutions per minute in 1.2 seconds, and then reverse this rotation when the applied voltage is changed. The demonstrated rotation of 250 per millimeter of muscle length is over a thousand times that of previous artificial muscles, which are based on ferroelectrics, shape memory alloys, or conducting organic polymers. The output power per yarn weight is comparable to that for large electric motors, and the weight-normalized performance of these conventional electric motors severely degrades when they are downsized to millimeter scale.

These muscles exploit strong, tough, highly flexible yarns of carbon nanotubes, which consist of nanoscale cylinders of carbon that are ten thousand times smaller in diameter than a human hair. Important for success, these nanotubes are spun into helical yarns, which means that they have left and right handed versions (like our hands), depending upon the direction of rotation during twisting the nanotubes to make yarn. Rotation is torsional, meaning that twist occurs in one direction until a limiting rotation results, and then rotation can be reversed by changing the applied voltage. Left and right hand yarns rotate in opposite directions when electrically charged, but in both cases the effect of charging is to partially untwist the yarn.

Unlike conventional motors, whose complexity makes them difficult to miniaturize, the torsional carbon nanotube muscles are simple to inexpensively construct in either very long or millimeter lengths. The nanotube torsional motors consist of a yarn electrode and a counter-electrode, which are immersed in an ionically conducting liquid. A low voltage battery can serve as the power source, which enables electrochemical charge and discharge of the yarn to provide torsional rotation in opposite directions. In the simplest case, the researchers attach a paddle to the nanotube yarn, which enables torsional rotation to do useful work ? like mixing liquids on "micro-fluidic chips" used for chemical analysis and sensing.

The mechanism of torsional rotation is remarkable. Charging the nanotube yarns is like charging a supercapacitor - ions migrate into the yarns to electrostatically balance the electronic charge electrically injected onto the nanotubes. Although the yarns are porous, this influx of ions causes the yarn to increase volume, shrink in length by up to a percent, and torsionally rotate. This surprising shrinkage in yarn length as its volume increases is explained by the yarn's helical structure, which is similar in structure to finger cuff toys that trap a child's fingers when elongated, but frees them when shortened.

Nature has used torsional rotation based on helically wound muscles for hundreds of millions of years, and exploits this action for such tasks as twisting the trunks of elephants and octopus limbs. In these natural appendages, helically wound muscle fibers cause rotation by contracting against an essentially incompressible, bone-less core. On the other hand, the helically wound carbon nanotubes in the nanotube yarns are undergoing little change in length, but are instead causing the volume of liquid electrolyte within the porous yarn to increase during electrochemical charging, so that torsional rotation occurs.

The combination of mechanical simplicity, giant torsional rotations, high rotation rates, and micron-size yarn diameters are attractive for applications, such as microfluidic pumps, valve drives, and mixers. In a fluidic mixer demonstrated by the researchers, a 15 micron diameter yarn rotated a 200 times larger radius and 80 times heavier paddle in flowing liquids at up to one rotation per second.

"The discovery, characterization, and understanding of these high performance torsional motors shows the power of international collaborations", said Ray H. Baughman, a corresponding author of the author of the Science article and Robert A. Welch Professor of Chemistry and director of The University of Texas at Dallas Alan G. MacDiarmid NanoTech Institute. "Researchers from four universities in three different continents that were born in eight different countries made critically important contributions."

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University of Texas at Dallas: http://www.utdallas.edu

Thanks to University of Texas at Dallas for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/114287/Carbon_nanotube_muscles_generate_giant_twist_for_novel_motors

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Transportation Made Easy with Used Car Auto Loans

As the technology is getting advanced everyday we are getting many new products which make our life easy. Cars, a means to transport are one such example. Now sometimes we desire it due to simple needs and sometimes because of passion. There are many persons who desire to have car but do not have sufficient money. Leave new ones they are not in position to buy used cars. For these people, used car auto loans are the best possible way to fulfill their desire of owning a car.

In the present day it is very easy to get used car auto loans. You can choose the lender best suited for you due to competitive market. And as you are going for loan for a used car therefore due to cheaper rate the interest rate will also be low.

We Buy Any Car

The best part of used car auto loans is that there are no hidden charges. The loan amount varies from £1000 to £25000. The repayment time varies from 1 to 7 years depending on borrower's convenience. The interest rate varies from 5.8% APR to 19.8% APR depending on the loan amount. Used car auto loans are classified into two types of secured used car auto loans and unsecured used car auto loans. In secured form borrower have to place some part of property as collateral while no collateral is needed for unsecured forms.

The interest rate for secured form is low as compared to that of unsecured form. It is obvious because collateral is placed for secured form. It is better to go for unsecured form if loan amount is less. The interest rate also depends on your credit score. If you are with a bad credit score you have to pay relatively high interest rates. For these loans borrower's income and residence proof is required. The borrower should be between 18 to 65 years of age and employed living in UK.

Transportation Made Easy with Used Car Auto Loans

Making Money - Cart Before the Horse?

Think money, think freedom! Think money, think peace of mind. Think money, think pleasure. All very reasonable comparisons when we start to dream about having the kind of income to achieve this. Is this the problem we have when we start, or try to build an online business?. We become mesmerized by the promises of luxury cars, houses, clothes, lifestyles fed to us from sales copy more suited to science fiction than basic reality. Of course there is an abundance of all these things, but in the right order.
Being too focused on the cash end of the business can lead us to be careless in our construction of a solid, viable, growing concern. Aren't you turned off when a page wreaks of hype, gaudy, comic book style content? A great deal, a solid product or service at a competitive price will outlast any or all of the questionable "Give me the the money now" sites. The way to build a sound online business is to put service first, create the buzz that will surround your site when you have, researched the market. Put as much passion into the undertaking as you can muster,give value for money, give, give, give.
What if you've done all that and still not got results? I have had people say to me, "We have tried everything we can to make money from our business, but nothing worked. Tried Everything? Nothing worked? Belief is a strong influence in deciding the outcome of any undertaking. Relax, believe that you can, let it happen rather than trying to force things. How many businesses do you imagine are working for their owners at the present time? It's millions, that's a lot of people to give you the reason to persevere.

Why bid for the car COE?

Dear Mr. Tan
I spoke to numerous people, but did not get an answer that is acceptable. I have been struggling to understand the rationale for the COE bidding exercise. Surely, a balloting for the COE could achieve the same objective of limiting the no. of COE. That is, if the government fix the COE price at a reasonable amount (which could be adjusted periodically), and use balloting for the no. of COE, the same quota would be achieved as well. 

Why is there a need for Bidding, which for whatever reason result in the sky rocketing of the price. In other words, the control of the car population do not have to result in the people paying exhorbitant prices for a cars. Unless the government is all out to make money, which I thought that is not the intent.

REPLY
my personal preference is to have a balloting exercise, instead of bidding for the COE. But our Government believes that bidding (and money) is the best way to allocate scarce resources. I do not agree with their approach, but they are the Government!

If we go on the balloting exercise, there is still a problem. Many people will ballot for the COE and resell the car to the highest buyer. So, the Government decided that the best way to prevent this "black market" is to go bidding in the first place, and let the market decide on who gets the COE.

Blame game looms over BlackBerry email delays (Reuters)

(Reuters) ? BlackBerry maker Research In Motion faced the prospect of a compensation bill from network providers on Thursday as it wrestled for a fourth day to get the world's dominant mobile email service working properly.

RIM said services were starting to improve in all affected regions, reducing disruption for the millions of users hit by delays and outages this week.

But significant damage may have been done to a business that had its share of troubles already, and a hefty bill to compensate customers could well land at RIM's door.

Spanish group Telefonica said on its website it would compensate customers, in line with Spanish law, and Britain's Vodafone is looking at the issue too.

"We are reviewing our options in terms of compensation," said a Vodafone spokesman. He would not be drawn on whether such costs might be passed on to RIM, but analysts said there was little doubt the British group and other operators would try.

"In the past there have been outages but they have been limited to an hour here and an hour there and the operators have been tempted to let that go," said Will Draper, analyst at Espirito Santo.

"They have not been happy about it but it is not the kind of thing you go to court over. But this is completely different. This is a three-day outage. This is 10 percent of your working month, so I am pretty sure there will be compensation claims and I am pretty sure they will try and pass it on to RIM, but my feeling is it will be very difficult to make it stick."

The Spanish Consumer Association FACUA estimated clients would receive 0.23-1.90 euros ($0.31-$2.62) for each 24 hours of service interruption. At such a rate, one full day's compensation to all 70 million BlackBerry users worldwide could cost the telecoms industry as much as 133 million euros ($183 million).

RIM is unique among handset makers in that it compresses and encrypts data before pushing it to BlackBerry devices via carrier networks. Apple and other rivals rely on the carrier networks to handle all routing and delivery of content.

But other providers are hitting it with smarter handsets and many with free offerings. Overnight, Apple started rolling out new version of its iOS software, which includes BlackBerry Messenger (BBM)-like iMessage service.

"Clearly there are issues. And clearly this has come at a bad time - just as Apple are launching their rival service to BBM," said a person at the major European retailer which sells Blackberry products.

SERVICES RECOVER

RIM said there had been a significant improvement for services and some users said services had started to work again, although there were still some delays.

RIM co-CEO Mike Lazaridis said in a video posted on BlackBerry's Youtube channel it was too early to call the problem solved and he could not estimate time for full recovery.

"We are seeing steady improvements," Lazaridis said. "We expect to see continued progress, possibly some instability as the system comes back to normal service levels everywhere."

Singapore employees of global news and data provider Thomson Reuters were still having problems on Thursday but colleagues in London, Paris, Amsterdam, Beijing, Tokyo, Jakarta and Bangkok said BlackBerry service was normal.

The outages -- and RIM's sluggish communications with its customers -- have fanned rising dissatisfaction Lazaridis and Jim Balsillie, RIM's other CEO.

Critics have called for a shake-up, saying the top managers have let the company fall too far behind Apple and other rivals in a rapidly changing market.

RIM shares have tumbled more than 50 percent this year on a series of profit warnings and product missteps -- a sharp reversal of fortune for a company that once dominated its market.

SILVER LINING?

Anecdotal evidence suggested some users of the device are jumping ship.

"We have lost clients. Two clients changed their BlackBerrys for an iPhone yesterday here in our boutique," said a salesman in an SFR boutique in central Paris. "They are not very satisfied."

But there are those with a BlackBerry in their pocket who sometimes half wish it wasn't there. "It's been a God-send," one user joked in an email to colleagues. Let's hope the bloody things never work again."

(Reporting By Tarmo Virki in Helsinki and Kate Holton in London; Additional reporting by Mehdi-Nicolas El Moueffak, Mark Potter and Devidutta Tripathy; Editing by Andrew Callus)

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/nm/20111013/bs_nm/us_blackberry

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Visit to Sri Lanka

I plan to visit Sri Lanka next month. I searched Youtube for a video of Sri Lanka and found this excellent video. This is the marvel of Youtube and the internet.