TKL Election Posters

The contractor should have removed all the election posters. But he might have overlooked some of them. If you see any of my poster still not removed, please send an email to kinlian@gmail.com with the location of the poster. Thank you.

How to unify the people of Singapore

This article in TKL Facebook summarises the views of readers on "how to unify the people of Singapore. Do go to www.facebook.com/kinlian to participate in the active discussions.

Car Insurance Jargon Buster

Car insurance and other financial products, has its fair share of jargon and arbitrary inclination, this means that no one is working in the industry every day.
Fortunately, it is exactly what we do at moneysupermarket.com. As a result, we wrote a jargon to give you the orientation in the technical discourse, which can occur in the search for offers or a complaint.
ABI Group - is there a risk group defined by the Association of British Insurance, the car was put in. All damaged cars in a group, with smaller and cheaper, a car belonging to a group of lower rank, to a sports car repair of high performance in the group 50th
Repairer - often prefer insurance for any repairs should be through a garage that they know and trust to be done - these are known as authorized repairers.
Full - This is the most comprehensive reporting, you can buy today. It is often called "complete", but it's a bit wrong - every company has different ideas of what does 'global' really.
Including DOC - that means for driving other cars, and does exactly what it says on the tin. This covers you for driving a car other than those named in the policy.Save time and money on your car insurance
Fault / no claim for error - error does not claim refers to the case that you are innocent, and therefore your insurance can claim back the costs by a third party. Claims of error is slightly different, but that the claims back the error in each case in which the company can not claim the cost - when a person driving without insurance, for example.
Compensation - refers to payments to policyholders to ensure they are in the same financial position after the incident, because they are directly in front.
TPI - Tax on insurance premiums is a tax on all insurance premiums paid. This is calculated at the basic level of 5% for most types of insurance, and increased from 17.5% for some form of car insurance
Adjuster - Adjuster is a person who put the application reviews, sure they are legitimate and that the company they work without pay on the possibility of action.
Also the hardware - the failure of the material that can dissolve a policy, such as driving lay open to persuasion.
S, D & P - Social Domestic & Pleasure. If you want to drive your car for non-official purposes, SD & P is the type of coverage you need. If you go to work and back, you have to add the shuttle, and if your job involves driving, you should also be considered.
Regulation - Regulation relating to the claims paid and closed, quite often, the payment from your insurance company is designated as a regulation.
TPFT - third party fire and theft. Enter your warranty claim against fire and theft of the vehicle and damage to third parties.
TPO - Third. This is the bare minimum legally covers you in the street. This covers you for damage to other people's property and injuries, and nothing else.
Subscriber - participants work in an insurance company, and decide whether an insurance company willing to accept the risk of political gifts. If this happens, the underwriters and then decide how much to charge policyholders to accept this risk.
Under-insurance - insurance for your car is worth less than the underinsured as well known. It is very important when it comes to making a claim, even if your claim does not cover the total value of car insurance can refuse to pay the percentage difference between the insured and the actual value. For example, if your car is worth £ 10,000 and £ 8,000 for the insured, your insurer may refuse to pay 20% of the receivables.
ULR cover - Uninsured loss recovery is known, better known as the cost of legal protection. Basically, this means that you recover the money spent on attorney's fees incident should lead you to court.
Of uninsured losses - item not covered by your auto insurance. This includes things such as recruitment and attorney fees.

How to increase the birth rate in Singapore

This is a summary of 75 contributions in my Facebook page on this topic. Do visit my Facebook daily and contribute to several topics that have been created each day.

Making HDB flats affordable

Most respondents to two surveys like to see the HDB flat prices lowered for first time buyers, even though it may cause a drop in the prices of existing flats. Read this article in Facebook.

If you wish to make your comments, you need to register your profile in www.facebook.com and go to "like" www.facebook.com/kinlian. After that, you can add your comments easily.

Lon's Article Directory ? Web Hosting Reviews: Why It Is Important to ...

The internet is one of the perfect areas to get profit from. Since its early beginnings, the web has promised several potential profits particularly for people who do business online where web hosting is required. There is an increased demand for web host providers as increasingly more entrepreneurs venture into online business.

As mentioned earlier, getting the right web host provider may be difficult for those who are fresh in the business since they still do not know which service provider offers the best services. There are numerous things to think about when you want to set up a new online business and this consists of having competent staff, the right server location, an effective operating system and a reliable web host that you can depend on. You will have difficulty with your business if everything is ironed aside from an efficient web host provider. There are a lot of web host providers nowadays and they?re competing. As the business builder that you are, make the most of that fact so you obtain your business running smoothly. But how can an inexperienced online business person find the right web host provider?

If you intend to get the best, search the web and you will see that there are many web host providers that you could choose from. However, coming up with a decision could be difficult . Now this is where web hosting reviews come into the scene as they?re made to help you check out the several web host providers. These reviews are made by online users who are currently enjoying the services of web host providers which are reliable and efficient.

These ranking sites are ranked based on actual clients who share their reviews by using the services of web host provider. A list of the very best performing web host providers is made by certain site developers who accomplished actual tests and depend on the reviews made by users of a particular provider. By viewing ranking sites, online business owners will determine the most reliable web host provider that can offer quality service to its clients.

If you intend to come up with a great website, you may need the services of a good web host provider. Refer to online web hosting reviews to help you be sure to get the best web host provider for your business needs online.

To discover more about web hosting check out our website today!

Source: http://www.lonad.com/2011/09/07/web-hosting-reviews-why-it-is-important-to-know/

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Facebook page for Tan Kin Lian

Many social issues are now being discussed actively in my Facebook page. You can also see the views of many readers there. My Facebook page is:  www.facebook.com/kinlian.

If you wish to contribute, you can register a Facebook profile on www.facebook.com, click on "like" in my page and post your comments.

Join now. It is a great place to discuss issues that concern your future, and that of your children.

Discount on TKL books

You can get a discount on TKL books from iShop, compared to the normal price in the bookstores. The popular books are Financial Planning, Life Insurance, Intelligence Quiz, Tangram, Shape Quiz. Order here.

Investing in life insurance policies

Some people asked for my advice about specific types of life insurance policies that is being sold to them. I suggest that they attend my talk on life insurance - as it gives examples of the yield on the popular insurance policies that are being sold in Singapore.

It cost only $30 to attend the talk and can save you $5,000 to $10,000 in lost premiums due to the commission that you have to pay to the agent. Do not expect to get advice for free, without effort - as it will lead to a big loss for you.

Click here.

Six investment scams to avoid

This article describes 6 investment scams to avoid in USA. I urge readers to learn the lesson and be aware that many similar scams can be found in Singapore. You should be careful of all types of shady investments and avoid them. The best bet is to invest in an indexed fund (or ETF based on a market index) for the long term. All other types of investments should be avoided, unless you are really an expert and able to carry out your own evaluation. Do not trust a financial intermediary who is interested to earn the commission by selling the investment to you. Some of them may not be aware that they are selling you a scam!