Hi Mr Tan,
The letter mentioned in your blog entry "Fertility rate continues to drop" hit the nail on its head. How does the government expect S'poreans to re-produce more when national policies make life so hard for the middle and lower income groups. For example, how does/can one think about having babies when the threat of being replaced by a cheap foreigner at work is very real once a person turns 40?
The scary belief I hold is that the PAP government is fully aware of this, but they are keeping the floodgates open to foreigners nonetheless. Reason being PAP have no solution to restore the national procreation rate. PAP is simply being myopic and taking the easy way out by artificially increasing the population to offset the declining birth rate (I say "artificially" because the foreigners we get are only here to earn their bucks and return to their homeland either once they have earned enough or when S'pore is in trouble). This may lead to short term economic growth, but will undoubtedly result in long term damage not only to the economy, but to social cohesion as well.
TY
Tuesday, January 4, 2011
How To Become A Wedding Planner | Discount Wedding Invitations
Planning such an event as a wedding, making it memorable, putting all the various parts together, and having it run as smoothly as possible, can be a daunting task. One trait you will want is to be that type of person that thrives on being detail oriented, can manage a diverse group of individuals, and simply enjoys people.
For the bridal party, a lot will be riding on your success. You will want to be confident enough to always be thinking creatively and able to see the ‘big picture’ so to produce something that will be cherished forever by your clients.
See smart wedding planning also.
TKL book - Get value from your life insurance
My new book will be launched in February. It will contain 20 case studies of actual life insurance policies bought by consumers. These are the policies that are most commonly sold in Singapore. If you have bought a life insurance policy previously, you are likely to find it featured among the case studies.
My analysis will show the effect of deduction taken away from the policy after 25 years. If the deduction is more than 20%, the consumer is getting a poor yield (representing a reduction in yield of 2% or higher). I also tell you what to do about your existing policy, i.e how to decide if you should continue or terminate the policy.
More importantly, it tells the consumer, especially the new entrants to the workforce, on how to manage their personal fiannces and insurance coverage. I describe a new policy that does not have any upfront deduction, i.e. 100% of the savings is invested from the first month. This is the type of life insurance policy that is suitable for consumers.
More details about my book will be given later. (I am now at the airport waiting to board the plane to Jakarta).
Tan Kin Lian
My analysis will show the effect of deduction taken away from the policy after 25 years. If the deduction is more than 20%, the consumer is getting a poor yield (representing a reduction in yield of 2% or higher). I also tell you what to do about your existing policy, i.e how to decide if you should continue or terminate the policy.
More importantly, it tells the consumer, especially the new entrants to the workforce, on how to manage their personal fiannces and insurance coverage. I describe a new policy that does not have any upfront deduction, i.e. 100% of the savings is invested from the first month. This is the type of life insurance policy that is suitable for consumers.
More details about my book will be given later. (I am now at the airport waiting to board the plane to Jakarta).
Tan Kin Lian
Unfair Train Penalty
I wrote this letter which was published in the Straits Times Forum page today.
My aim is to tell the commercial enterprises that they should balance corporate profits with fair treatment of their customers.
I also intend the same message to go to our government leaders and remind them about their responsibility to the citizens. They should not allow the citizens to bear the burden of higher cost as commercial enterprises seek to increase their profits.
http://www.straitstimes.com/STForum/Story/STIStory_620600.html
Tan Kin Lian
My aim is to tell the commercial enterprises that they should balance corporate profits with fair treatment of their customers.
I also intend the same message to go to our government leaders and remind them about their responsibility to the citizens. They should not allow the citizens to bear the burden of higher cost as commercial enterprises seek to increase their profits.
http://www.straitstimes.com/STForum/Story/STIStory_620600.html
Tan Kin Lian
Wedding Invitation Ideas | Discount Wedding Invitations
There may be no limit to wedding invitation ideas if you wish to go with a more casual or modern type of ceremony. You can choose from many different cuts and weight of the paper and ink colors. You can choose darker colors if a fall or winter event, or softer colors in the spring and summer ceremonies. If you are going with a theme, like a beach wedding, that message can be sent loud and clear with corresponding prints on all of your stationary. Your imagination may prove to be the only restraint.
Wedding ideas on a budget
Editor of SGEP
Read this message from the Editor of SGEP.
Play your part as a citizen of Singapore in making the general election reflects your views.
http://www.easyapps.sg/SGEP/
Play your part as a citizen of Singapore in making the general election reflects your views.
http://www.easyapps.sg/SGEP/
Wisdom on how to live life - on special offer
Tommy Wong’s books “Wisdom on How to Live Life” are currently on special offer.
The books can be ordered here.
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