HDB Compounding mistakes

Letter from HCM


So the talk now is that HDB owners are not allow to own Landbanking during the first 5 years. It is suppose to be for land banking that invest in residential property related land parcels.  I can see the arguments leading eventually to Property funds, Reits, and even listed property companies??

By not drawing the regulations properly at the beginning, HDB is now fixing leaks as and when water seeps in.

HDB --- ownership is strictly for Singaporean owner-occupier. No ifs or buts.

For whatever reasons, as long as the owner is not staying in the HDB for more than xx months, the owner has to sell the flat within x months, either in the open market or to the HDB at the posted HDB repurchase price.

HDB can resell the flats or deposit the flats in a HDB rental company (HDBrent).  HDBrent is the only agent allowed to rent HDB flats out to either Singaporeans, PRs or foreigners.

HDB owners can invest in anything they wish.    


HCM

Don't spare the rod

Today, some parents spend a disproportionate amount of time and effort to justify punishing their children.
Teachers often dare not act decisively...
School heads are nervous...
The bell tolls for a future Singaporean generation that demands instant gratification, defies rules with impunity, breaks laws recklessly, is impatient, has a skewed sense of righteousness, and regards civic responsibilities with disdain.

Ho Kong Loon
http://www.straitstimes.com/STForum/OnlineStory/STIStory_582306.html

Bus service in Singapore

Letter from Chan Whye Chuen
I READ in your newspaper
about Transport Minister Raymond Lim's ride on a Service 960 bus (Sept 15)...In case, Mr Lim, based on the above visit, concluded that the service has improved, kindly allow me share my experience...
Altogether, I lost 65 minutes that day at the two bus stops.
Although this may not be a daily occurrence, it has happened frequently enough.I would have continued to live with it had I not seen your report.
http://www.todayonline.com/Voices/EDC100924-0000066/Service-960,-another-view

Transport Minister observes bus frequency situation
According to a Channel NewsAsia report, the Ministry of Transport said
the situation in the area has improved since the changes were implemented.
http://sg.yfittopostblog.com/2010/09/14/transport-minister-observes-bus-frequency-situation/

Six sense - new technology around the corner

Watch this video.

Fake shares and investments

Downturn sees 'boiler room' share scams make a comeback. They sell fake or worthless shares, and also pretend to sell legitimate shares, which the purchaser never receives certificates for. Many young people are being conned into these bad investments. Read: www.tankinlian.com/latest.aspx.

Insurance and peace of mind

Many people buy insurance for peace of mind.They are willing to pay an additional premium to get the protection, such as the case of a rider to protect the NCD in case of a claim. But some insurance companies have questionable practices, such as the case mentioned in this letter. See www.tankinlian.com/latest.aspx

SDP rally at Speaker's Corner

You can find a report of this event in the Singapore General Election Portal, www.easyapps.sg/sgep/latest.aspx.

Rebranding and trust

Read this letter written by a father to a son who has just graduated and will be starting work. It reflects the words of wisdom from a father who has learnt the lesson of blind trust and wish to pass it to his son. Please pass this letter to your friends who are starting work soon.

www.tankinlian.com/latest.aspx

Fathers Rights In Child Custody Litigation | Child Joint Custody

However this has been changing in the last few decades and more liberal and progressive judges are affording greater importance to fathers child custody rights. This will vary from state to state and from judge to judge but there has been a progressive move towards recognizing fathers custody rights in a fairer fashion.

The United States Census bureau reported about years ago that fathers were awarded custody in 15% of cases and this figure has risen steadily. If you are a dad who has suffered the breakdown of a marriage or relationship with your child involved then you need to educate yourself as to the possibilities of a satisfactory child custody outcome for you, your child and former partner..yes, even her.

via childjointcustody.com

Winning Child Custody-Child Custody Proceedings | Child Joint Custody

Winning child custody is the top priority for anybody caught in a child custody battle. Child custody arises when it comes to arranging how a child is to be cared for on a day to day basis and who makes the decisions in a global sense about the child after a relationship breaks down.

via childjointcustody.com

Joint Custody Laws – What You Need to Know About Child Joint Custody Laws | Child Joint Custody

This involves both parents making the important decisions in the child’s life, even though one of the parents may have sole physical custody.

There are essentially 2 types of joint custody when it comes to the care of children in a failed relationship.

1) Joint Legal Custody

This involves both parents making the important decisions in the child’s life, even though one of the parents may have sole physical custody.

2) Joint Physical Custody

This involves the child living with each parent in turn according to an agreed schedule.

The schedule will be decided upon by the court if the parents can not agree and the paramount issue and influencing factor is always what is best for the child.

via childjointcustody.com

Joint Custody Agreement – What You Need to Know About Joint Custody of Children | Child Joint Custody

When making a child custody agreement, one of the first things to consider, is if you and your ex spouse are going to have a joint custody agreement. Joint custody agreements involve both parents sharing the task of making decisions for their child.

via childjointcustody.com