Md child support calculator
Oftentimes, when a parent is first looking at getting court-ordered child support, the first question is: how much will I get? This is not an easy question to answer all the time. The best way to determine this is to use a MD child support calculator. For the most part, these calculators will give you a good sense of how much money you can expect to receive. However, they are not entirely accurate.
Saturday, April 23, 2011
Md Child Support | Maryland Child Support Synopsis | Child Joint Custody
Investment alert - spa packages
An investor sends in a collection of materials about spa packages and advised consumers to avoid them. Details can be found in Investment Alert, after you register as a member (it's free)
http://www.easyapps.sg/assn/Org/Default.aspx?id=8
http://www.easyapps.sg/assn/Org/Default.aspx?id=8
Manifestos of the Political Parties
Read the manifestos of the political parties here:
http://www.easyapps.sg/SGEP/Information.aspx?CatID=18
Judge for yourself, which party has a better vision for the future of Singapore!
http://www.easyapps.sg/SGEP/Information.aspx?CatID=18
Judge for yourself, which party has a better vision for the future of Singapore!
Civil servants and pension scheme
Quote from Diary of a Singaporean Mind
In 1996, 103 veteran civil servants sued the govt[Link]. When they signed up to join civil service, they did so under a pension scheme left behind by the British govt. In 1973, the PAP govt persuaded them to sign up for a new scheme called CPF. They were told this scheme was better because they would take home more pay every month and they would be better off in the long run. When they switched to this "better" CPF scheme, they would have to give up their medical benefits and pensions.There were many civil servants put under pressure in the 80s and 90s to switch to the CPF scheme. I remember the Straits Times had article after article on the benefits of switching to the CPF scheme including calculation to show how much these civil servants will benefit from the switch.
The man pushing for the civil servants to convert from the old scheme was Lee Hsien Loong. 2-3 decades later many of these civil servants who gave up their pensions realized they are worse off due the the inadequacy of CPF and escalating healthcare cost. They sued the govt and lost...then they appealed and lost again. When they made the wrong choice and believed what was presented to them, they committed an irreversible mistake which they regretted the rest of their lives. The pension scheme and medical benefits that these low ranking civil servants gave up was retained for top civil servants whose salaries also rose much faster than the average civil servant.
In a few weeks all of us have to make an important decision. We are shown numbers and calculations on how the foreign influx has created jobs for Singaporeans, how HDB remains affordable and massive upgrading carrots dangled to sway you to vote for them. Just remember what happened to those veteran civil servants who believed what they were told.
In 1996, 103 veteran civil servants sued the govt[Link]. When they signed up to join civil service, they did so under a pension scheme left behind by the British govt. In 1973, the PAP govt persuaded them to sign up for a new scheme called CPF. They were told this scheme was better because they would take home more pay every month and they would be better off in the long run. When they switched to this "better" CPF scheme, they would have to give up their medical benefits and pensions.There were many civil servants put under pressure in the 80s and 90s to switch to the CPF scheme. I remember the Straits Times had article after article on the benefits of switching to the CPF scheme including calculation to show how much these civil servants will benefit from the switch.
The man pushing for the civil servants to convert from the old scheme was Lee Hsien Loong. 2-3 decades later many of these civil servants who gave up their pensions realized they are worse off due the the inadequacy of CPF and escalating healthcare cost. They sued the govt and lost...then they appealed and lost again. When they made the wrong choice and believed what was presented to them, they committed an irreversible mistake which they regretted the rest of their lives. The pension scheme and medical benefits that these low ranking civil servants gave up was retained for top civil servants whose salaries also rose much faster than the average civil servant.
In a few weeks all of us have to make an important decision. We are shown numbers and calculations on how the foreign influx has created jobs for Singaporeans, how HDB remains affordable and massive upgrading carrots dangled to sway you to vote for them. Just remember what happened to those veteran civil servants who believed what they were told.
Buying votes
I overheard a conversation at the coffee shop between a middle age man and a Malay stall holder. The man said " I will vote for the PAP because they gave me $800. If they did not give me the money, I will not vote for them:". He lived in a 3 room flat. The stall holder said that her mother stayed in 1 room HDB flat and received $1,000. It seems to be buying votes - a bad reason for the political development of a country. What a questionable leadership and its bad influence on the people.
Eldershield and Eldershield supplements
If you have received a recent brochure from CPF about Eldershield, please send it to me at kinlian@gmail.com. I wish to analyse if the current premium rates give good value to consumers, compared to keeping the money in the Medsave account (to earn 4% per annum). Most claims are likely to occur at the advanced ages, and by that time, the premiums would have amounted to a large sum.
You can also send to me the premium rates for the Eldershield supplements offered by the participating life insurance companies.
You can also send to me the premium rates for the Eldershield supplements offered by the participating life insurance companies.
Singapore has lost the high moral ground
An excellent article by Lucky Tan
http://singaporemind.blogspot.com/2011/04/pap-has-lost-moral-high-ground.html
Quote
When the PAP hiked the GST to 7% we were all told it was done to help the poor. Several weeks ago, Tharman went on TV and show some statistics to prove that GST benefits the poor - his flawed argument was the rich pay more GST than the poor. Before GST, the poor paid no taxes and the rich paid more in income tax and corporate taxes. Yesterday, the PAP govt announced there will be no GST hikes in the next 5 years. Great! But cynics on the Internet joked that the PAP will not be helping the poor more for the next 5 years using their original argument that GST hike was to help the poor.
......
Mah Bow Tan angered many by saying the reserves are raided if HDB flats are more reasonably priced based on income. A quick look at the larger scheme of things it is clear now to most Singaporeans that the purchase of HDB has drained our CPF and it looks more like the PAP has raided our retirement accounts to build massive reserves.
Unquote
http://singaporemind.blogspot.com/2011/04/pap-has-lost-moral-high-ground.html
Quote
When the PAP hiked the GST to 7% we were all told it was done to help the poor. Several weeks ago, Tharman went on TV and show some statistics to prove that GST benefits the poor - his flawed argument was the rich pay more GST than the poor. Before GST, the poor paid no taxes and the rich paid more in income tax and corporate taxes. Yesterday, the PAP govt announced there will be no GST hikes in the next 5 years. Great! But cynics on the Internet joked that the PAP will not be helping the poor more for the next 5 years using their original argument that GST hike was to help the poor.
......
Mah Bow Tan angered many by saying the reserves are raided if HDB flats are more reasonably priced based on income. A quick look at the larger scheme of things it is clear now to most Singaporeans that the purchase of HDB has drained our CPF and it looks more like the PAP has raided our retirement accounts to build massive reserves.
Unquote
Early payout critical illness policy
Dear Mr. Tan
What are your views about the early payout critical illness policy that has been advertised by Great Eastern. Is it necessary to have this insurance?
REPLY
It covers some of the important risks in life, but you have to observe the following points:
What are your views about the early payout critical illness policy that has been advertised by Great Eastern. Is it necessary to have this insurance?
REPLY
It covers some of the important risks in life, but you have to observe the following points:
- Take the cover for not more than 20 years
- Compare the premium rates offered by three companies for the same cover
- Read the policy wordings to make sure that you understand the cover, i.e. do not rely on the explanation of the insurance agent.
I like to make a comparison of the premium rates for the following ages - 20, 25, 30, 35, 40, 45 - separately for males and females, and for terms of 5, 10, 15 and 20 years. Please get me the premium rates for this cover charged by different insurance companies. I will prepare the comparison for those that contributed to this research and for FISCA members,.
Why I will vote for Opposition
Family Life Game
It is quite fun to play the family life game. The game at 8 pm and 9 pm takes only 40 minutes to complete. It is quite fast. You can practice the game now, and get ready for the Family Life Competition to be launched in May. Prizes will be given to winners. Go to www.easysearch.sg and click on Family Life. Watch the video.
HDB loan and Gen Y
A gen Y citizen talks about the burden of HDB loan on her parents and siblings. Click here.
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