Wednesday, May 25, 2011

Website - Mortgage sense

Hi Mr Tan,
May I humbly request to have a link in your website? I wish to highlight my business model to you to give you the assurance that your client will be well taken care of.

I been working in the banking industry for 5 years and won numerous awards. The reason for me to start this business consultancy is due to this knowledge gap in the market. In 2009, I decided to leave my company to set up my business. Since day 1, I been giving back to society - every successful closure, I will donate $30 to charity in the name of my client. On top of that, my team has been participating in other charity events like flag day etc. You can visit our website for more details. 

There are more I could share but prefer to do it face to face. I hope you could agree to but a link "home loan singapore"  link to "www.mortgagesense.com.sg". It will definitely help me alot in the grow of my business. 

Warm Regards,
Alan Koh
Director

Get a fair price on your motor insurance

Dear Mr. Tan,
I received a renewal for my motor insurance and am shocked at the increase in premium. I try to call other insurance companies and they also charge more than I paid before. Which company do you recommend?

REPLY
Try Direct Asia. Read this FAQ
You can also read this article on how to pay road tax and get the vehicle inspection done easily.

House Insurance Comparison in Ireland | Home Insurance Ireland

The Financial Regulator in conjunction with the National Consumer Agency did a house insurance comparison in Ireland in February 2011 and their survey is pretty comprehensive and is well worth a look.

house-insurance-comparison-ireland
The comparison looked at a number of different houses in various parts of Ireland including in Limerick, Dublin, Donegal, Mayo and Kilkenny.

 

Each house was quoted for on the basis of the information supplied which varied in terms of rebuilding cost, contents value, age of home, security locks present or not, smoke alarms fitted, previous claims, alarms fitted and so on.

 

It is worth noting that none of the prices quoted were from insurance brokers but were from leading insurers such as Zurick, Royal Sun Alliance, Allianz, Aviva, Axa, ChartisDirect, Lloyds through Getcover.com, Quinn Direct and FBD.

house-insurance-comparison-ireland1

Auto Insurance Buyer's Guide

Step 1. Understand What Factors Affect Your Rates

Become an informed insurance consumer. Every insurance company takes a slightly different approach to pricing auto insurance, and that’s why rates vary so much from one company to the next. The basic facts -- who you are, where you live and what you drive -- are used by all insurance companies. Prior claims, traffic tickets, annual mileage, zip code, and even education and occupation will affect your rate. In some states, insurers may use an insurance credit score for rating or underwriting. Lastly, your coverage, deductibles, and the safety features of your cars will contribute to your final rate.

Drivers With No Accidents

VS.

Drivers With 2 or More Accidents

Average rate increase = $1,000

Step 2. Decide How Much to Buy

Choose your coverage with confidence. If you’re already insured, start by comparing rates for the same coverage you have today. If you recently bought a home, but haven’t increased your policy limits, it’s time to think about upping your limits to protect your investment. If you're a renter or simply can’t afford as much coverage as you’d like, minimum limits of liability may be enough for now.

Don’t let your coverage lapse, because insurance is mandatory in almost every state and a lapse in coverage may lead to higher rates in the future.

Top 10 Most Expensive States for Auto Insurance

  1. New Jersey
  2. Louisiana
  3. New York
  4. Florida
  5. Massachusetts
  6. Rhode Island
  7. Delaware
  8. Nevada
  9. Connecticut
  10. Alaska
Source: Insurance Information Institute.

Step 3. Shop Smart and Save

Get fast, free comparisons to make sure you’re not overpaying. Many insurance companies change their rates annually, so it’s a good idea to compare your own rates each year, too. We provide a quick way to check for new rates from well-known auto insurers, each with a wide range of discounts that could save you hundreds – or even thousands on your insurance bill. In fact, our customers report saving over $500 a year on average when they switch companies.

Step 4. Learn How Auto Insurance Really Works

We help you understand the required coverages in your state. And, the optional coverages, too. We calculate your comparison quotes based on the personal information you provide either online or by phone. To get an apples-to-apples comparison, not just an estimate, we ask for detailed facts. The more accurate your info, the more accurate your quote.

It’s fast and it’s free. Once you answer these questions, we give you comparison auto insurance quotes from the most competitive companies we represent. You save time – and find out quickly whether you can save money. Ready to see how much you can save today?

Mobile Home Insurance | Home Insurance Ireland

There are a number of significant exclusions though which we will look at below.

mobile-home-insurance2

Firstly when looking for the best deal in mobile home insurance you will need some basic information to hand such as

  • The model of mobile or caravan
  • The serial number
  • It’s permanent location
  • Whether you let it out for hire or only use it for personal use
  • The value of your mobile home/caravan and whether you want personal effects insured.

mobile-home-insurance

Most insurers who provide cover for mobile homes will give you a separate policy or you can add it as an extra to your home insurance, for example Allianz offer mobile home insurance as an extra option to their regular house insurance. See also holiday home insurance.