Warm Regards,
Alan Koh
Director
The Financial Regulator in conjunction with the National Consumer Agency did a house insurance comparison in Ireland in February 2011 and their survey is pretty comprehensive and is well worth a look.
The comparison looked at a number of different houses in various parts of Ireland including in Limerick, Dublin, Donegal, Mayo and Kilkenny.
Each house was quoted for on the basis of the information supplied which varied in terms of rebuilding cost, contents value, age of home, security locks present or not, smoke alarms fitted, previous claims, alarms fitted and so on.
It is worth noting that none of the prices quoted were from insurance brokers but were from leading insurers such as Zurick, Royal Sun Alliance, Allianz, Aviva, Axa, ChartisDirect, Lloyds through Getcover.com, Quinn Direct and FBD.
Drivers With No Accidents | VS. | Drivers With 2 or More Accidents |
Average rate increase = $1,000 |
Choose your coverage with confidence. If you’re already insured, start by comparing rates for the same coverage you have today. If you recently bought a home, but haven’t increased your policy limits, it’s time to think about upping your limits to protect your investment. If you're a renter or simply can’t afford as much coverage as you’d like, minimum limits of liability may be enough for now.
Don’t let your coverage lapse, because insurance is mandatory in almost every state and a lapse in coverage may lead to higher rates in the future.
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We help you understand the required coverages in your state. And, the optional coverages, too. We calculate your comparison quotes based on the personal information you provide either online or by phone. To get an apples-to-apples comparison, not just an estimate, we ask for detailed facts. The more accurate your info, the more accurate your quote.
It’s fast and it’s free. Once you answer these questions, we give you comparison auto insurance quotes from the most competitive companies we represent. You save time – and find out quickly whether you can save money. Ready to see how much you can save today?
There are a number of significant exclusions though which we will look at below.
Firstly when looking for the best deal in mobile home insurance you will need some basic information to hand such as
- The model of mobile or caravan
- The serial number
- It’s permanent location
- Whether you let it out for hire or only use it for personal use
- The value of your mobile home/caravan and whether you want personal effects insured.
Most insurers who provide cover for mobile homes will give you a separate policy or you can add it as an extra to your home insurance, for example Allianz offer mobile home insurance as an extra option to their regular house insurance. See also holiday home insurance.