The Financial Regulator in conjunction with the National Consumer Agency did a house insurance comparison in Ireland in February 2011 and their survey is pretty comprehensive and is well worth a look.
The comparison looked at a number of different houses in various parts of Ireland including in Limerick, Dublin, Donegal, Mayo and Kilkenny.
Each house was quoted for on the basis of the information supplied which varied in terms of rebuilding cost, contents value, age of home, security locks present or not, smoke alarms fitted, previous claims, alarms fitted and so on.
It is worth noting that none of the prices quoted were from insurance brokers but were from leading insurers such as Zurick, Royal Sun Alliance, Allianz, Aviva, Axa, ChartisDirect, Lloyds through Getcover.com, Quinn Direct and FBD.
Wednesday, May 25, 2011
House Insurance Comparison in Ireland | Home Insurance Ireland
Tuesday, May 24, 2011
Holiday Home Insurance | Second Home Insurance | Home Insurance Ireland
Finding good holiday home insurance can be problematic for many Irish people who have a second home either in Ireland or abroad. Many Irish people who bought second homes in countries such as Spain, France, the UK or other overseas locations encounter difficulty in getting decent quotes for their second property.
Saturday, May 21, 2011
Axa Home Insurance | Home Insurance Ireland
As with all insurance policies you will want to check your policy document closely as notwithstanding the attractive features mentioned above in both the home and contents policies extras that you may choose to buy include accidental damage cover, personal effects cover and personal injury. See also home insurance Ireland and house insurance quotes in Ireland.
If you shop around you will find that accidental damage cover is included as standard in many policies from FBD, Bank of Ireland, AA, Quinn and others so the advice is to always compare like with like to compare properly.
Axa also insure holiday homes, investment properties, homes during construction and fine art collections for the luckier members of society who have such collections.
Friday, May 20, 2011
House Insurance Quotes Ireland | Home Insurance Ireland
This allows you to compare quotes without the hassle of a hard talking salesperson trying to pressurize you into buying their companies products and you can always come back to your research if you are disturbed of have to do something else by simply saving your quotes in a file on your computer.
When comparing quotes ensure that you are comparing like with like and that if you are getting a quotation from one company which includes contents insurance check that the comparators also include contents insurance. See also home insurance Ireland and Axa home insurance.
Working out the most competitive rates can be tricky because many insurance companies offer incentives to deal with them. When comparing quotes bear in mind some key terms such as accidental damage which provides cover for damage to contents in your home as a result of an accident. Accidental damage would be standard with most home insurance policies but check out the offers carefully and read the small print because accidental damage is actually an option with NoNonsense.ie and not standard.
In fact NoNonsense builds it’s model of pricing on you purchasing the precise cover you want with many options costing extra such as accidental damage, theft of garden items and all risks cover which would be included with the standard home insurance cover provided by other companies such as Bank of Ireland and the AA.
Aviva house insurance includes extra cover at Christmas and family weddings and visitors’ belongings and many companies provide a “new for old” feature in their contents insurance which means that they will provide for the replacement of old property stolen with new versions.
Home Insurance Ireland
Whether you are looking for mobile or holiday home insurance for your property you should do a little research online first and get a range of quotes because it will pay off in the end with a competitive insurance quotation.
When you are carrying out your comparison we would recommend that you keep a note pad and pencil handy and write down all of the quotes you get from the companies involved. The reason for this is that you can discuss the quotations with your partner without the distraction of the many gimmicks offered by the insurance companies.
A cursory glance at the websites of Axa, Allianz, AIB and others will show you that there are many incentives on offer ranging from online discounts (10% on Allianz) to competitions for a free IPod Touch to special offers on your car insurance. These offers and discount can be distracting so when you check your note book later on you can assess the best household insurance deal for you and your family without a lot of gimmicks cluttering your mind. Read house insurance quotes also.
Most insurance companies provide you with quotes online and 123.ie promise to give you one within 2 minutes.
