Insurance Quotes Online: May 18, 2011

Wednesday, May 18, 2011

My views on the new cabinet lineup

The new cabinet line-up signals clearly that there will be significant changes in the political landscape in Singapore. Will it be for the better or for the worse? Here are some observations:

In spite of being unhappy over many government policies, 60% of the voters voted for PAP and stability. The sweeping changes in the cabinet line-up cannot be seen as representing stability. Are these voters being given what they were expecting?
The underlying problem is that, in the past, the government made its decisions behind closed doors using inputs by a small group of elites. This system needs to be changed for new policies and approaches to be produced.

We need a new system of governance based on the following:

Inputs from a broad group of knowledgeable people (outside of the elites and scholars)
Active discussion in Parliament - and MPs have to spend more time in this duty
An active media to bring up the issues.

I will be writing more on this topic later.

Tan Kin Lian

CPF Money

A reader of my blog sent this question to me. His spouse passed away and he submitted proof of death the CPF Board. The Board said that the CPF money would be paid to the nominees named by the deceased spouse, but refused to tell who were the nominees. The husband did not receive the money. He checked with his mother-in-law, i.e. the mother of the deceased spouse, and she said that she did not receive the money. The husband asked me - how can he check on whether the money was paid to anybody at all? Could it be possible for the money to be taken away by someone else?

I advised him to write to the Minister for Manpower (who is in charge of CPF matters) and also to see his Member of Parliament. The Government should be aware about this type of problem which arises from the way that matters are being done in Singapore. Why has this type of matter be handled in secrecy? What about transparency and accountability?

Tan Kin Lian

New cabinet lineup in Singapore

For a good summary of views from various sources, read SGEP

Debt Problems and Bankruptcy Procedure In Ireland | BusinessAndLegal.ie

In the article below you can read about the bankruptcy procedure, the consequences of bankruptcy and other bankruptcy information surrounding the bankruptcy procedure in Ireland.

Debt problems can have negative long term consequences and will lead to further difficulties in obtaining finance in the future because of a bad credit report. But whether you are trying to carry out a debt collection or whether you are the creditor being pursued the article below will set out the debt collection procedure in Ireland today.

Debt collection Ireland

The small claims court might be the most appropriate forum for you if the amount of debt is small and you can read about the small claims court procedure in the article below.

Small claims court Ireland-the small claims procedure

Foreign judgments-how to enforce them

Help with credit card debt is a huge growth area with many people simply unable to pay their credit card debt having lost jobs, pay cuts, loss of bonuses and overtime etc. If you find yourself in this position you should alert the bank early and try to negotiate your credit card debt with the lending institution.

Consolidating your credit card debts and coming to an arrangement with the banks combined with a change in lifestyle will be necessary if you are to settle your credit card debt.

Registering a judgment mortgage

Judgment mortgage

The Civil Summons procedure

A New Beginning in Ireland-The Saviour of Hard Pressed Home Owners?

Bankruptcy Ireland-Bankruptcies In Ireland

Debt Collection In Ireland-Debt Collections

How To Enforce A Foreign Judgment In Ireland

The Civil Summons Procedure in Ireland

The Small Claims Court in Ireland

Enforcement of judgments in the District Court

How to make a debtor bankrupt

Consequences of bankruptcy

For a detailed look at bankruptcy in Ireland