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Tuesday, October 12, 2010
Franklin Covey Refills-The Choice is Endless | Franklin Covey Binders
US housing crisis
Read this interesting story of the US housing crisis from 2006-08 and the actions taken by the top people in charge in the US government.
www.tankinlian.com/latest.aspx
www.tankinlian.com/latest.aspx
Easy to buy, hard to claim
Contributed by DareToAct
Delay, Denied, Defend by Jay M. Feinman.
A book on how insurance companies in the US used tactics to refuse claims. The author said that in 1990s, insurance companies hired consultants to help them redesign claim processes. It transformed claim departments from customer service centers to profit centers and changed claims adjustors job scope from "assisting customers" to "helping company save money".
The sad state is that consumers do not know enough to know that they have been taken advantage of. And those who know so do not know how to go about getting their money back. The most shameful thing of all is that insurance commissioners were busy making sure that the insurance companies have enough reserves set aside to pay for claims but did not do enough to ensure fair treatment of claimants.
DareToAct
Delay, Denied, Defend by Jay M. Feinman.
A book on how insurance companies in the US used tactics to refuse claims. The author said that in 1990s, insurance companies hired consultants to help them redesign claim processes. It transformed claim departments from customer service centers to profit centers and changed claims adjustors job scope from "assisting customers" to "helping company save money".
The sad state is that consumers do not know enough to know that they have been taken advantage of. And those who know so do not know how to go about getting their money back. The most shameful thing of all is that insurance commissioners were busy making sure that the insurance companies have enough reserves set aside to pay for claims but did not do enough to ensure fair treatment of claimants.
DareToAct
Singapore President
Contributed by DareToAct
In 1992, our constitution was amended to provide for an Elected President. In 1993, the late Mr. Ong Teng Cheong was elected as our first Elected President. In both 1999 and 2005, current President Nathan became President without the need for election as there were no other worthy candidates. For the past 18 years, I personally do not feel at all the difference with an Elected President. Am I the only one with this feeling?
DareToAct
My reply
A friend told me that in Singapore, we do meaningless things just for show. He said "wayang". It seems that a top person has an idea and it is implemented. Later, no one dare to ask, "is it still useful"?
In 1992, our constitution was amended to provide for an Elected President. In 1993, the late Mr. Ong Teng Cheong was elected as our first Elected President. In both 1999 and 2005, current President Nathan became President without the need for election as there were no other worthy candidates. For the past 18 years, I personally do not feel at all the difference with an Elected President. Am I the only one with this feeling?
DareToAct
My reply
A friend told me that in Singapore, we do meaningless things just for show. He said "wayang". It seems that a top person has an idea and it is implemented. Later, no one dare to ask, "is it still useful"?
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