Tuesday, October 4, 2011

Forex trading courses

I have received a report that some people have paid several thousand dollars to attend a forex trading course on the expectation that they can learn some trading techniques to make money. Most of these people earn up losing money on the trading activities. And they are too shy to admit that they have made a big mistake in entering into this line.

If you have been misled into paying money for the course, and you have proof of the mis-representation, e.g. the trainer has told a lie about the profit made by other traders using his technique or about his past trading experience, you can recover your fees through the small claims court. See this past case.



Test your vocabulary

Test your vocabulary by rearranging the letters to form the correct words that fit the definitions.

Word Power 2-1
Word Power 2-2

I will be launching a new book that has the scrambled words at various levels, suitable for primary and secondary students.

Please give your views on whether this type of exercise can help the student to learn more words and if it is interesting and fun to attract their attention. I have organised the book to have 80 puzzles of 20 words each, in order of difficulty. It allows the student to record the time taken to solve each puzzle and also the number of words that are obtained correctly.


Request for assistance

If you need my assistance, you have to submit a report based on the following:

Mis-selling of financial product
Insurance claim

Warren Buffett and US economy

Warren Buffet said that all the businesses under the Berkshire Hathaway group are booming, except for those connected with the housing market. This means that the US economy is expected to rebound and do well. It is worth watching. Read this report.

Invest in foreign currency

If you find that interest rate is too low in Singapore and you wish to earn a higher interest rate by investing in foreign currency, e.g. Australian dollar, you should be aware of the following:
  • You have to bear the risk of currency fluctuation
  • You have to incur the cost of converting your Singapore dollars to the foreign currency and to convert back to Singapore dollars on maturity
After you take these factors into account, it is better to avoid investing in foreign currencies. But if you still wish to consider it, you should read this FAQ.

My preference is to invest in blue chip shares, REITS or the STI ETF. You can find shares that give an attractive dividend yield of 3% or higher and enjoy the benefit of capital appreciation. Although these shares may be risky in the short term, the risk is reduced considerably for a long term investor. These concepts are explained in the FISCA workshop on financial planning. Register here

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Bravo to the New York Attorney General

The New York Attorney General is active in looking after the interest of ordinary people. If they find evidence that a bank has been defrauding its customers, it is ready to take legal action on behalf of the people. It recognizes that the AG office is really the lawyer for the people, and not just for the Government. Read this report.

I hope that our AG office in Singapore and the Minister for Law will recognize that it has a duty to the people of Singapore to uphold justice and to protect the interest of ordinary people when there is suspicion that the business enterprises are set up to defraud the people, e.g. collecting deposits with the likelihood of folding up or designing financial or investment contracts that are unfair to consumers. If they need financial expertise they can cooperate with the Monetary Authority of Singapore.

It is not reasonable to expect that the ordinary people can afford to engage lawyers to pursue civil actions against these business enterprises. Many cases need to be investigated, and ordinary people do not have the resources or the power to carry out the investigation.


  

Financial Planning Workshop

Register early for this workshop.  Do not wait until the last minute, as the workshop will be cancelled if there is insufficient response.

Due to the high cost of booking the venue, we have to cancel a talk if there is insufficient response within one week of the talk. Do not wait until the last minute to register, if you are interested for the talk to be conducted.

Note:
The talk on life insurance scheduled earlier had to be cancelled due to insufficient response. After the talk was cancelled, a few people wrote to me to ask about how to register for the talk. If they had registered earlier, we would have continued the talk.


Business Time Blog ? Blog Archive ? Reading A Management Blog

Experts always say that your business-management skills are the nub between success and mediocrity. To have a business up and running, you will have to think of practical and effective business management plans. With such plans in mind, you will then have to work hard during the early and difficult stages to construct good strategies, and methods to achieve them. One of the best ways to build strong plans is by reading through what experts have to say in a management blog posted by them on the Internet.

Things To Take Care Of When Reading A Blog

When going through a management blog that explains the role of a business manager and the various business strategies, try ensuring that it is not by organizations looking to employ new people, or wanting to promote their services. Remember, if the information offered sounds too unrealistic then switch over to the next management blog. Do not waste time on ?pipe dreams?, as facts are important to you at this juncture. A good blog will focus on things such as- how to set clear specific goals and objectives. It is by far easier to accomplish goals that are unique and focused. Moreover, they will take far less time and generate better results repeatedly.

Also, reading a management blog written by someone who is bitter about his or her present position is just as bad as browsing a blog, which looks too much like an ad. If you go through the blog and it sounds unbiased you can know precisely what are the fundamentals and characteristics of business management.

Things Discussed By These Blogs

The writers of these blogs stress upon organizing the ?to-dos? for every day so that the focus on each task is better. These management blogs also talk about the importance of aligning ones own goals and aspirations with that of their company and giving them complete focus till the time each goal has been achieved. Remember, it?s good to try a blog about management because the info offered will be completely unbiased.

A successful business entrepreneur is one who learns through other people?s efforts, and knowledge, especially those who have been in this industry for long. Capitalizing on ideas and concepts provided on a management blog will help expand ones business with far lesser effort within a small duration of time.

To Summarize

Because of continual changes and transformations, good business management is a constant progression to regularly assess strategies and observe performance to figure out if there is any better way to achieve the objectives and goals or whether upgrading and adjustments are required to be made. This could even mean changing the mission or vision of the company.

Reading a blog pertaining to business management is a good idea whether you are a new businessman or are an established entrepreneur. These blogs keep you updated with the latest trends and strategies. They also give you ideas about how to enhance your business and make it more profitable. In this aggressively competitive market, it is important to stay on your toes all the time. One of the best ways to do so is to invest your time on reading these blogs every now and then. They can help you shift your business to another notch.

Tags: Blog, Management, Reading

Source: http://www.bt8j.com/reading-a-management-blog/

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4x4 Cars For Sale - The Buying Tips

The performance of a 4x4 car is simply unmatched that once you get hold of one, it is likely that you will never revert back to driving the normal RWD or FWD cars. They are very safe and reliable as the perfect companion if you are the adventurous type of individual who loves to explore countryside and unknown terrains where may have to get through unexpected challenges scubas muddy grounds or hilly areas





4x4 cars are perfect if you live in areas where the terrains are highly challenging. Just imaging climbing up a snowy hill with a regular car either with a FWD (front wheel drive or a RWD (rear wheel drive). But with a 4x4 car, this can be achieved easily and effortlessly. If you are curious to know just how powerful these cars are, just tune in to watch the World Rally Championship where dozens of cars compete in 15 rallies across different ground conditions-from the muddy paths, snowy, ice and gravel. Now you can get a good idea if just how great these cars are in getting you across the different terrains. If these sound exceptionally exciting for you, you may want to know a few things more about this miraculous engineering work before you start searching for 4X4cars for sale.


We Buy Any Car


Here are some tips to help you decide the best choice for you among the various 4X4 cars for sale.


Manual Locking Hub

Manual locking hub 4x4 cars come with a small piece of equipment that must be manually turned before the car is shifted into a 4x4 mode. This is the oldest kind of technology in making 4x4 cars and may not be the right choice if you plan on using the car to drive through snowy grounds. Imagine what would happen when you are out in the snowy region in freezing cold weather and the equipment gets stuck and won't budge when you desperately need to get into a 4x4 mode. Therefore if you need to buy a 4x4 car for sale that comes with this type of manual locking hub,

please check the functioning many times over to make sure it works fine before you pay.

Automatic Locking Hub

These types of 4x4 drives has the ability to engage the change into a 4x4 dome automatically but you need to stop the car before you can make the transition The car has to be stopped to engage and then back a little to disengage. If you get stuck in a muddy path when using this car, and it is impossible to move forward or backwards to disengage, then thus car isn't; suitable for the occasion at all. You need to complete the necessary distance to disengage the hub.

Shift on the Fly

This is the best kind of 4x4car. You simply need to push a button and the car will be engaged into a 4x4 drive mode even when it is still in motion. However, you need to slow down a little before you do this to avoid any problems to their performance of the car due to the sudden change, Different models have different requirement for the speed to use when engaging or disengaging so be sure to check it out.


4x4 Cars For Sale - The Buying Tips

Profit without tax

It seems that large companies lobby for a tax holiday but does not help to protect jobs. http://www.cnbc.com//id/44769782