Sunday, September 18, 2011

home contents insurance : should you buy transportation insurance ?

home contents insurance : should you buy transportation insurance ?

If your business is involved in shipping, you must ensure that these products are adequately protected against any risk they may be exposed to transportation. This is when the insurance carrier allows you to choose between two different protection depending on the type of transport used by your business.




Forms of transport, insurance If your business is specialized in freight over water, you will need to purchase insurance to cover any ocean marine and maritime transport as well as their legal liability of the carrier or the ship owner. However, you will need different types of coverage for shipment to commercial operations associated with the transport of goods on land. All you need domestic marine insurance which will protect your goods during transport, domestic, imported and exported through the bridges and tunnels, etc.. The Ocean Insurance. • Cargo Insurance can be purchased for delivery or for delivery is based on an open cargo policy. Cargo cover for protection of transport of the goods if the goods have been suffering any damage or loss. • Shipping insurance is designed to compensate the owner for any loss of profit arising from the goods were not delivered in condition, expected or not at all sent. • Hull insurance under the physical damage to the ships or vessels to compensate for some of the deductible stated in the policy payout. • Protection and indemnity (P & I) insurance is a type of liability insurance for any injury or property damage to boats or ships may transport the insured business owner. The freshwater insurance. Here are some of the major types of insurance, marine and fresh water are offered by service providers.



 



 • domestic goods are covered by marine insurance in the country while they are in transit, the potential to cause loss of face, such as collision, derailment, etc. in a vehicle used for transport • Location of mobile phones and computing devices such as signs and drawings, also are covered. • fixed assets used for transportation, such as tunnels, bridges, harbors, and other equipment can be insured under inland marine insurance

home contents insurance : should you buy transportation insurance ?

Social insurance - to pay for large medical bills

My friend asked me to help publicise an appeal for a little girl called Chloe who has a rare disorder called Pompe Disease and needs $200,000 to $300,000 a year to be treated. This is a lot of money and is likely to be beyond the means of compassionate, ordinary people.

This issue raises the following questions:
  • Should something be done to help people like Chloe who are borne with a rare disorder? 
  • Should the state take this burden from the parents?
  • Can a solution be found using private insurance?
I must first rule out private insurance as most people are not likely to take up insurance against the unexpected and undefined risks of life - until it happened. There are other problems associated with the profit motive of insurance companies, leading to dispute on claim settlement or unfair rejection of legitimate claims.

The best approach is through social insurance, i.e. insurance provided by the state. It should cover all  eligible people and be funded by taxation or compulsory contribution (that can be adjusted based on actual experience) or a mix of both sources of funding.

Some issues to be considered by the state are:
  • Should the social insurance pay for expensive treatment that boost the profit of pharmaceutical companies?
  • Should there be a cap on the amount that are to be funded by the state?
Some possible approaches that are helpful are:
  • The compensation should be for the actual cost of treatment and can be subject to a cap of say $100,000 and should be used under proper guidance.
  • The cap may not be sufficient to meet the needs of serious cases, but it does help to provide some relief to the parents. It may be possible for the pharmaceutical company to reduce the cost of the drugs. 
  • More importantly, there could be many cases where this type of compensation would be helpful to the parents.
It may be difficult to design a social insurance scheme, but this should not stop us from giving attention to this matter. If nothing is done, then the burden has to be met by the parents or family members (who may not have the financial means) or the patient will not be treated due to lack of funds. 

It is not a good approach to leave these problems to charity. Apart from the high cost of collecting and accounting for the donations, there is the risk that some of these cases may be exploited by unscrupulous people who wish to make a personal profit from the effort. (However, in Chloe's case, I find that the donations will be administered by the hospital).

Tan Kin Lian

Mobile optimized website

Dear Mr Tan,
My company is launching an exciting mobile marketing platform to local companies and entrepreneurs to help them reach out to large and increasing mobile market in Singapore.

Qrion Entreprise specializes in designing mobile-optimised websites that can be saved as mobile apps by customers.


We would like to seek for a business opportunity with your esteemed organisation to market your events, mobile applications and book publications on a mobile platform that people can access while they are on the move. One of the key benefits of this mobile platform is that interested parties can call/ SMS/email the organizer directly from their mobile phones.


We strongly believe that harnessing mobile platform to publish events will gain popularity as more people are getting themselves connected to the internet wirelessly through portable devices such as smart phones and tablets.


Qrion provides the enabling platform for event organisers to design their mobile websites with our easy-to-use Mobile Site Creator and Content Management System. We can also design mobile websites upon customer request.


You can view our sample mobile website indicated below (Note: please view by smart phone or tablet):


- Event Publicity (http://eventhub.mviso.com)

- Products/Services Showcase (http://raffles.mviso.com and http://meiosis.mviso.com)

If it is convenient, we will also appreciate very much if you can mention our mobile marketing services in your public blog.


William Ng

Director
Qrion Enterprise

Bla Bla ? Positive aspects of Social Media Management

Social Media is about you and your business turning into socially energetic and communicating with your target marketplace by means of various social media channels which consist of social networks, blogging platforms, on the web forums, and a lot of a lot more exactly where online communities are dynamic. For that reason, Social Media Management is about arranging and using these social media channels in an effective and progressive method.

There are several rewards to social media management. The most frequent ones consist of the most evident one which is the capability to be able to right tackle your clients, get their comments about your merchandise and supply them up promotions or options to their issues or demands. As many a lot more folks join in and communicate with your firm, social network management will make positive that you are in a position to compile this form of suggestions and make use of this special info to offer your buyers with an improved product or service good quality. The aim is not only to right participate in on the internet discussions relevant to your product or business, but also to get and analysis ways to make your supplying better.

Another unique benefit of social media management contains social network monitoring. This is the typical and ongoing scanning of on the internet conversations in social networks, online discussion boards, posts, blog site posts, and information feeds on chosen search phrases this sort of as the business or brand identify, item type, or even the sector. The sort of content contains text, picture and video clip material. Social network monitoring also gives insight into the kind of conversations taking place associated to your brand name or firm. Positive suggestions it the preferred conversations as this contribute to growing the track record of the business, even though detrimental conversations require to be downplayed and responded to so that the influence of the lousy discussion is lessened.

Other positive aspects from social network administration incorporate driving improved web site visitors or site visitors, develop a far better return on investment for on the internet and conventional marketing and advertising efforts, increase item or support consciousness, specific marketing communications to particular audiences depending on demographics, improve sales sales opportunities, better opportunity of producing viral subject material, and boost brand name and company recognition and status.

By way of Social Media Management, businesses receive a entire list of advantages that most other marketing efforts can not match. In purchase to see the total positive aspects of social network administration, a organization must dedicate time and manpower to the campaign and the advertising and marketing messages ought to be sincere, complete and timely. I hope this article helps you recognize a lot more about the entire market of management.

Social Media Management

Source: http://blasite.com/2011/09/positive-aspects-of-social-media-management/

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Divorce Laws in Florida

Amplify’d from onlinedivorceforms.net

A couple must meet certain requirements in order to file for a divorce in FL such as one spouse must reside in the state for 6 months prior to filing.


divorce-laws-in-florida


Present children under the age of 18 will also need to be taken into consideration when filing for a divorce. While divorces are tough on a family, and each spouse involved, a child may have a harder time dealing with it and will need a lot of support during this difficult period. Check out Texas divorce laws and Florida divorce forms also.


Florida is an equitable distribution state; therefore property is divided under “fair” terms, rather than “equal.” The spouses involved are encouraged to reach their own agreements on property distribution, child custody and support, and other debt issues present at the time of filing.

Read more at onlinedivorceforms.net
 

Texas Divorce Laws

Amplify’d from onlinedivorceforms.net

It’s important that any child (children) under the age of 18 needs to be listed when filing for a divorce. You will need to refer to Texas Custody laws to conclude what information is needed.


texas-divorce-laws


A lawyer can make this process a lot easier because they have the knowledge and ability. The same goes for an uncontested, summary dissolution, or no fault divorce. Once you file the divorce papers a couple can expect to wait up to 60 days before receiving a Decree of Divorce. Check out Texas divorce forms and online divorce forms also.

Read more at onlinedivorceforms.net
 

This Is How 72 Bags of Cocaine Look Inside Your Intestines [Drugs]

A 20-year-old Irish man was caught by the Brazilian Federal Police with 72 bags of cocaine inside his intestines. This is how he looked inside, using a three-dimensional computed tomography body scanner. It's actually more disgusting than I expected. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/7LctcUbIGPA/this-is-how-72-bags-of-cocaine-look-inside-your-intestines

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Texas Divorce Forms

Amplify’d from onlinedivorceforms.net

Free divorce forms online


When using free divorce forms online, make sure you understand how to fill them out. Many places will include how-to instructions to make it easier for you.


If you have children involved, it might become a little trickier. Certain, separate documentation, is required for a divorce involving children under 18. (Check out legal forms for free and online divorce forms too)


texas-divorce-forms1


Texas custody laws


Reading the Texas Custody Laws will help you better understand what is needed. If you are not familiar with law it might be beneficial to seek legal help. They might be more costly than an online do-it-yourself divorce kit, but you can be assured everything is properly filled out.

Read more at onlinedivorceforms.net
 

Twitter Marketing-Car Crash Marketing?


Shopping for Home Flooring on a Budget

 Shopping for Home Flooring on a Budget

The do This, Get That Guide on home flooring

There?s no doubt about it: Shopping for the floor of the house is fun. There are so many styles and colors available, you will be excited about new ways and creative that you can reinvent your home. What usually comes as a surprise is how the floor can be expensive. many people see the cost per square foot and multiply this number by the size of the room. but the cost per square foot is only one factor in the overall cost of the project. Knowing all the factors that influence the price floor will help you stay within a reasonable budget.

Some other factors that affect the total cost of floor covering installation, equipment, removal of existing flooring and furniture removal and setup. Fortunately, there are many ways to keep costs down without sacrificing the quality of the floor. The most important is the type of home flooring you choose. Some floors are known for value, while others are known because they are more expensive. Examples of budget-friendly flooring including laminate, vinyl and linoleum. This choice of flooring is durable, resistant and resistant to scratches and stains length. Another consideration is the type of flooring installation needs. For example, many people believe that affordable carpet, but once you factor in cost padding and installation of professional quality, costs can skyrocket. with options such as engineered wood flooring, and bamboo laminate, the cost for materials may be more expensive, but the floors can be installed on your own. And as someone who has completed a home improvement project knows, the cost of labor you will save enough /> to stay on budget, it?s also a good idea to choose a floor that is naturally strong. with a few such as carpets or laminate floors, there are different grades or qualities of the floor. This allows to choose the floor of lower quality that will not last you long. Some are naturally durable floor that does not matter the brand or price range you choose, including wood and ceramic. with a floor, it?s easier to have all the options laid out, knowing that you will get a quality floor no matter what.

For other factors that affect the cost of the house floor, consider taking part in removing some of the costs. For example, if you have a professionally installed floor, talking to retailers to see if you can remove the existing flooring and subflooring preparation prior to installation. This will often reduce the price by several hundred dollars. Just make sure that you always ask, because salespeople do not always offer this as a way to save money.

to keep the budget, it is very important that you compare prices, and not just among retailers. thanks to the internet, there are many ways to save money when buying flooring materials. Look through wholesalers to see if they have a floor that you like. You may be able to buy materials for a fraction of the cost. This is especially useful if you plan to install their own floors. also look through the retailers to see if they can offer competitive deals for the ?bundling? of materials and installation costs. The best way to be prepared is to ask lots of questions and other resources to take advantage of affordable prices.

Installing new flooring is always an investment, but the end result and the increase in home values ??far exceed the initial cost. but knowing how to save money without cutting corners on the quality of the floor will ensure your overall happiness with the project.

Problems with laminate flooring can arise if it is used in the wrong areas, such as placed in the kitchen that can get wet, causing the underlying material to swell and split. Discover why it can be difficult to replace small sections of laminate flooring withhelp from a professional carpenter in this free video on home improvement and flooring. Expert: Stephen G. Anthony Bio: Stephen G. Anthony is a professional carpenter, woodworker and handyman based in new York City and south Florida. Filmmaker: Paul Muller

Video tags: home flooring

We understand that original craftsman homes used Oak flooring. We?d like to keep the home looking and feeling original, but we love teak flooring. Would it ruin the feeling of an authentic craftsman home to use a warm/medium deep toned teak instead of oak? The teak we?re looking at is called Asian Teak and has red tones in it. Question by nutty

Best answer:

Answer by Louisif you like teak, then by all means use. with a natural color stain it is nice. or use a darker stain to get that warn, cozy and welcome feeling.

Add your own answer in the comments!

Related posts:

Tags: Square Foot, Stains

Source: http://flooringstores.org/shopping-for-home-flooring-on-a-budget/

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