Difference of views

Mr. Tan,
You seem to block opinion that differs from yours. Don't you allow other people to post their differing views

REPLY
I have to block comments that are potentially defamatory. I suspect that some people may get their own people to put ananymous comments to attack themselves, and then get a lawyer to give me trouble. This is dishonest, but is possible.

There are comments that attack my views. If you wish your comments to be accepted, you have to show respect for my views and be courteous. Do not be abusive or arrogant.

Some people post views for the sake of debating. This causes confusion and is not helpful. My blog is intended to educate people, and is not intended to be a place for academic debate.

Some people want to argue the perceived advantages of their products. Please go to your own company's website to do your marketing.

Finally, those who dislike my views are not required to visit this blog. Goodbye.

Articles in my blog

I post several articles in my blog every day.

A few regular visitors to my blog send articles to me, usually of news clippings from other newspapers on insurance, finance and other issues covered in my blog. If I find them relevant, I post them into my blog with my comments.

Some contributors have a specific purpose. For example, they had bad investments in land banking products and send articles to me to warn others about the bad experience.

Some had a bad opinion about insurance agents. They continue to post comments to attack insurance agents. I find these comments to be unjustified and have blocked many of them.

I write some articles on my own based on my knowledge and research. These articles will usually carry my name.

Dislike of CPF Life

I met a retiree. He expressed a strong dislike of CPF Life. He said that the four options are misleading. The Government said that there is a refund to the beneficiary on the death of the annuitant. He argued that if the annuitant lives long enough, there will be no further refund.

I disagree with his reasoning. He should not complain about the available of options or the fact that there is no refund, if the annuitant lives to an advanced age. But, he refuses to listen.

I am quite sad at the distrust of the Government expressed by this person. This distrust seems to be quite widespread. It is not justified in this particular instance about the CPF Life.

Tan Kin Lian

Wasteful reserving of parking spaces

It is wasteful to reserve parking spaces for season parking in HDB estates as many of the spaces are empty during the day time and visitors had a difficult time to find an empty space to park the car. Read here.

Confusing road names in Singapore

An American, who now lives in Singapore, found the road names to be confusing. Read her views here.

Financial planning - Practical Steps (draft 5a)

I have re-written the book to be more substantial in content. Draft 5a now contains 55 pages. It can be downloaded here.

Please give your feedback here.

Jobs in Life Insurance industry

Mr. Tan,
You have recommended people to buy Term insurance. If everyone takes your advice, will there be enough jobs for the people working in the life insurance industry?

REPLY
Yes. There will be enough jobs - as many as there are now working in the industry. They will be providing a better quality of service to customers in financial planning and insurance. I shall talk about this matter in a separate article.