Hi Mr Tan,
Morgan Stanley has just informed investors that another two of Pinnacle Notes, Series 6 & 7 have failed due to mandatory redemption (see attached).
For those who still hold hope they can hang on till maturity dates and they may still get back their principle if nothing else fails, this is a wake-up call and they should just join the legal action organized by the US lawyer. Please help to post this in you Blog.
The Town Council who invested in this “created-to-fail” product is also looking at $3 million dollar loss as reported in this 2008 News report. Who is accountable?
http://www.channelnewsasia.com/stories/singaporelocalnews/view/390407/1/.html
Benedict
My comment
Investors who wish to join the legal action to be held in US courts by a reputable US legal firm working on a contigency fee basis can send an e-mail to tkla.km@gmail.com. The lawyer will take the fee and expenses only on successful outcome. If the lawyer is unsuccessful, they will bear the expenses and the investors will not need to pay any fee or expenses.
Sunday, June 20, 2010
Security on MRT trains
Read this article by Yoong Siew Wah.
My observations
It is a Singaporean habit to point fingers at other people and to avoid responsibility. We learn from our leaders.
My observations
It is a Singaporean habit to point fingers at other people and to avoid responsibility. We learn from our leaders.
Saturday, June 19, 2010
Working from home
Here are some tips of working from home, and setting up a home office.
My observation
An alternative is to work in a low cost office near your home. I rented a low cost office at an industrial park near my home. I employ a few persons who live nearby to work for me in I.T. development and administrative work. Working near home has most of the covenience of working from home.
My observation
An alternative is to work in a low cost office near your home. I rented a low cost office at an industrial park near my home. I employ a few persons who live nearby to work for me in I.T. development and administrative work. Working near home has most of the covenience of working from home.
Employment of older workers
Can we identify organisations that are willing to spend money to employ older workers to provide customer service?
I saw some customer guides at MRT stations. They are employed by SMRT to guide commuters. I appreciate the work by SMRT in creating employment and to provide good customer service.
Let us identify other organisations that make this positive effort.
Tan Kin Lian
I saw some customer guides at MRT stations. They are employed by SMRT to guide commuters. I appreciate the work by SMRT in creating employment and to provide good customer service.
Let us identify other organisations that make this positive effort.
Tan Kin Lian
Customer Service
I have written several postings about the standard of customer service in Singapore. I have examples of good and bad customer service. Sadly, the examples of bad service are overwhelming.
It is quite easy to improve the customer service by simple changes to their operating procedures. But this require attention by decision makers.
Sadly, the culture in Singapore is for too many people, including service quality managers and customer service managers of large organisations, to follow instructions and preserve the status quo, rather than to innovate and change for the better. It seems that only the few people at the time can decide.
I like to ask my readers to help share the experience. Can you identify examples of good and bad service provided by the large organisations in Singapore, i.e. where it has a large impact on customers? Examples are bad call centers and websites that make life difficult for thousands of customers daily.
Tan Kin Lian
It is quite easy to improve the customer service by simple changes to their operating procedures. But this require attention by decision makers.
Sadly, the culture in Singapore is for too many people, including service quality managers and customer service managers of large organisations, to follow instructions and preserve the status quo, rather than to innovate and change for the better. It seems that only the few people at the time can decide.
I like to ask my readers to help share the experience. Can you identify examples of good and bad service provided by the large organisations in Singapore, i.e. where it has a large impact on customers? Examples are bad call centers and websites that make life difficult for thousands of customers daily.
Tan Kin Lian
Comment moderation
When I moderate the comment, I can read the first line of all the comments that have been posted. From the first line, I am usually able to detect the znonymous comments of the two vile persons who keeps making personal attacks against me. I know these two persons as being a top manager of an insurance company (or an insurance agent working for him) and a cranky unemployed person.
I delete their comments without reading the rest of the comments.
I write this blog to educate the public about investment and insurance, to select the fair products and to avoid the over-priced products. Insurance and land banking agents who dislike my views are not welcomed in this blog. They can promote their views in their own blogs or facebooks.
Tan Kin Lian
I delete their comments without reading the rest of the comments.
I write this blog to educate the public about investment and insurance, to select the fair products and to avoid the over-priced products. Insurance and land banking agents who dislike my views are not welcomed in this blog. They can promote their views in their own blogs or facebooks.
Tan Kin Lian
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