I used Google Chrome previously as my internet browser to access G Mail and other Google applications. It gave problem in downloading a PDF attachment. I tried ways to get around this problem, but it failed. I waited for Google to fix this problem. It was reported in Google website, but there was no fix.
After some time, I decided to switch to Internet Explorer, even for the Google applications. It worked fine. So, I have stayed with Internet Explorer since. If Google fixed the problem with the Chrome, I may try it again. My colleague tried Firefox and it worked well.
Can you share your experience on using the various internet browsers?
Tan Kin Lian
Saturday, July 10, 2010
Friday, July 9, 2010
Prototype website
I have developed this prototype website for a government agency or business organisation. It allows the public to access the information and forms of the organisation. This prototype website allows the information to be stored in separate PDF documents that can be retrieved easily and saved on the user's computer or printed. This will be easier to use than the spiderweb that is now used by most large organisations.
Please give your views about this prototype and suggestions for improvements. If you like this style, please help to encourage more organisations to move to this style.
Tan Kin Lian
Please give your views about this prototype and suggestions for improvements. If you like this style, please help to encourage more organisations to move to this style.
Tan Kin Lian
FIFA World Cup - Predict the Winners
Note: the correct number should be 8202 8866. As this is not a 1900 number, there is no charge for sending this SMS).
Are you better than Paul the Octopus or Mani the parrot? Try this game.
1. Predict the ranking of the top four countries in the World Cup 2010 - Spain, Holland, Germany, Uruguay.
2. Send a SMS to 8202 8866 as follows SMS FIFA {NRIC} {ABCD}where A, B, C and D are the winner, 2nd, 3rd and 4th place. For example: SMS FIFA S1234567A SHUG (i.e. Spain, Holland, Uruguay, Germany).
3. Closing date: midnight 10 July 2010.
3. Three prizes (Tangram Book) will be awarded to the 3 winners, picked at random, from the all-correct entries.
4. Each participant can submit only 1 entry. If more than 1 entry is submitted on the same mobile phone, the earlier entry is replaced automatically by the contest software.
Are you better than Paul the Octopus or Mani the parrot? Try this game.
1. Predict the ranking of the top four countries in the World Cup 2010 - Spain, Holland, Germany, Uruguay.
2. Send a SMS to 8202 8866 as follows SMS FIFA {NRIC} {ABCD}
3. Closing date: midnight 10 July 2010.
3. Three prizes (Tangram Book) will be awarded to the 3 winners, picked at random, from the all-correct entries.
4. Each participant can submit only 1 entry. If more than 1 entry is submitted on the same mobile phone, the earlier entry is replaced automatically by the contest software.
A fair investment product
Here is a typical example.
A young consumer is advised by an agent to buy a life insurance policy.
The benefit illustration shows the premium over 25 years to be $250,000
The policy gives a projected return of $300,000, which looks attractive compared to the total premium
The value of the accumulated premium, at a projected yield of 5%, is $500,000
The effect of deduction is $300,000 (40% of $500,000)
The consumer is not aware of the following:
a) the above figures in the benefit illustration - as they are hidden among less important information
b) a fair amount to be deducted to cover expenses, profit and insurance, should be 20%
A fair investment product will give $100,000 more to the consumer.
Generally, the consumer should avoid life insurance products that are sold by an insurance agent, as the outcome is likely to be quite close to the figures shown above.
To look for a better investment choice, read Practical Guide on Financial Planning or attend a talk on financail planning organised by FISCA.
A young consumer is advised by an agent to buy a life insurance policy.
The benefit illustration shows the premium over 25 years to be $250,000
The policy gives a projected return of $300,000, which looks attractive compared to the total premium
The value of the accumulated premium, at a projected yield of 5%, is $500,000
The effect of deduction is $300,000 (40% of $500,000)
The consumer is not aware of the following:
a) the above figures in the benefit illustration - as they are hidden among less important information
b) a fair amount to be deducted to cover expenses, profit and insurance, should be 20%
A fair investment product will give $100,000 more to the consumer.
Generally, the consumer should avoid life insurance products that are sold by an insurance agent, as the outcome is likely to be quite close to the figures shown above.
To look for a better investment choice, read Practical Guide on Financial Planning or attend a talk on financail planning organised by FISCA.
Motor insurance and claims
This letter is written by a financial adviser who faces difficulty in getting renewal for her client after two accidents.
My view
The current insurer refuses to renew the policy. The association representing the insurance companies asked her to try a list of over 27 insurance companies but all of them declined.
If a financial adviser finds this process to be difficult, you can imagine the trouble that will be faced by a consumer who has to get renewal on his or her own. The consumer may not be a bad driver. It may be just bad luck to have two accidents.
This is another example of the failure of the "free market" system. What can MAS do? In many states in America, there is the concept of the "residual market". If the consumer cannot get insurance, they can place the risk with a specified insurer (managing the residual market) who must accept the risk and share it with all the insurance companies. In some jurisdictions, the motor insurance market is run by the state, to overcome this difficulty.
Tan Kin Lian
My view
The current insurer refuses to renew the policy. The association representing the insurance companies asked her to try a list of over 27 insurance companies but all of them declined.
If a financial adviser finds this process to be difficult, you can imagine the trouble that will be faced by a consumer who has to get renewal on his or her own. The consumer may not be a bad driver. It may be just bad luck to have two accidents.
This is another example of the failure of the "free market" system. What can MAS do? In many states in America, there is the concept of the "residual market". If the consumer cannot get insurance, they can place the risk with a specified insurer (managing the residual market) who must accept the risk and share it with all the insurance companies. In some jurisdictions, the motor insurance market is run by the state, to overcome this difficulty.
Tan Kin Lian
FAQ - Shield insurance
This article contains some tips on how to decide on Medishield or a private Shield plan.
Youth Olympic Games
Here are two views:
http://singaporemind.blogspot.com/2010/07/why-yog-will-be-big-success.html
http://theonlinecitizen.com/2010/07/yog-%e2%80%93-another-farce/
My views
It is important for Singapore that the YOG be a success. It is better for the success to be spontaneous and spark the enthusiasm of the youths, but if this is not the case, we should still make it a success through other means, including buying the tickets for the schools.
Anyway, the activities of the YOG will flow back into the economy and benefit the local businesses in many ways, as a large portion of the money spent (I believe) is kept within the domestic economy.
http://singaporemind.blogspot.com/2010/07/why-yog-will-be-big-success.html
http://theonlinecitizen.com/2010/07/yog-%e2%80%93-another-farce/
My views
It is important for Singapore that the YOG be a success. It is better for the success to be spontaneous and spark the enthusiasm of the youths, but if this is not the case, we should still make it a success through other means, including buying the tickets for the schools.
Anyway, the activities of the YOG will flow back into the economy and benefit the local businesses in many ways, as a large portion of the money spent (I believe) is kept within the domestic economy.
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