Blog: NTU Chartist

Hi Mr Tan,

I am the owner of the blog www.NTUchartist.blogspot.com . This is a site where I share my views of the economy, opinions of events and even business ideas with fellow netizens.

I was wondering if you would mind adding my link on your blog?

Daniel

www.NTUchartist.blogspot.com

Property bubble

Malaysia also face the same challenge of preventing speculation in property.

Car and flooding

This reader has an innovative idea on how to save your car from flooding of the basement car park.

http://www.tankinlian.com/Information.aspx?CatID=15

http://tankinlian.com/admin/file.aspx?id=168

Mortgage Loans

Posted at request of Vinod Nair, www.SmartLoans.sg

So you're looking at buying a property and come to realize that you need to get a home loan as well. You call a banks' hotlines, only to speak with a generic customer service rep who's not specialized in home loans. You then wait to be directed to someone who IS a mortgage specialist in the bank, and then have to comprehend a whole lot of mortgage jargon. Even when the banker gives you the rate packages available, you're not sure how exactly it matches up to the other banks and whether you're getting the best deal. Then you call the next bank and go through the same process again. 

New Home Loan

SmartLoans.sg is Singapore's first Online Mortgage Comparison Platform that allows consumers to directly compare rates and packages from all major banks. All the latest rates and packages are consolidated and available directly onSmartLoans.sg. Our Home Loan Wizard allows you to calculate monthly and cumulative interest payments, and rates them from lowest cumulative interest to highest. You can also set your interest calculation period from 1-3 years also if you plan to refinance your loan in the future.

Mortgage Refinancing

If you currently have an outstanding mortgage, you can save thousands with SmartLoans.sg. The refinancing calculator helps you calculate exactly how much you stand to save if you refinance your home loan to any of the current packages. 

Other Loans

SmartLoans also helps you get the best deal for Commercial Property Loans, Renovation Loans, Cash Out Refinancing,Education Loans and Business Loans. 

Check out www.SmartLoans.sg now!

Land at Gerrards Cross, UK

Hello Mr Tan

A company is currently offering land in Gerrards Cross in the UK to investors via Friday evening sales events at some of the major hotels in Singapore and Malaysia. Apparently if you buy land at these  events you may get a free Apple IPad computer. 
According to this Freedom of Information request below the land being sold  is green belt and protected until at least  2026. South Bucks  say they have enough land to meet housing requirements until that time.  
I wonder if this information which is clearly in the public domain and must be known to the marketeer, is being disclosed to investors at these events ?  
SF

----------------------------------------------------------------------------------------------------------------------------------------------

    You have a new response to the Freedom of Information request

    'Status Of Land In Gerrards Cross' that you made to South Bucks
    District Council.
    To view the response, click on the link below.
    http://www.whatdotheyknow.com/request/status_of_land_in_gerrards_cross#incoming-112225
    When you get there, please update the status to say if the response
    contains any useful information.
    Although all responses are automatically published, we depend on
    you, the original requester, to evaluate them.

Family3 for a child

A parent bought a Family3 policy for a child. He was attracted to the limited 10 year payment and the series of cash bonus and survival benefits, but was not aware about the cost of the insurance. Here is an analysis of the policy and the alternative of investing the same sum of money in a low cost investment fund.


Go to www.tankinlian.com/latest.aspx (search for Family3).

What is Talent?

Read this article.

My view
The word "talent" was invented to provide excuse for excessive greed and predatory practices of people earning obscene incomes, e.g. the talented people who created the derivative products and swaps or professionals who charge excessive fees. It was also used to fool the local people to accept foreigners to work in Singapore on favorable terms, while the locals have to bear the burden of national service.