Child custody rights are a source of great concern and worry to separating or divorcing parents of a child or children. Even grandparents become increasingly concerned and wonder if there are child custody rights for grandparents.
Sunday, December 5, 2010
Child Custody Rights-For Fathers, Mothers and Grandparents | Child Joint Custody
Blatant cheating
Some insurance agents cheat their customers blatantly. I have just received an e-mail from a consumer who was asked to invest $40,000 from cash. Originally, she was supposed to invest from the CPF account but was later persuaded by the agent to pay in cash.
She was shocked to learn that the investment had depreciated by a lot for 1 year. Now, she received a notice to pay an additional $40,000. The agent must have sold her an annual premium policy. She certainly could not afford this amount of annual premium.
From her e-mail, she is quite ignorant about the policy, and signed for the policy only on the vague promise by the agent that it will earn a higher interest rate than CPF (which is also a blatant lie, as there is a large amount deducted to pay commission).
I advised the consumer to write a letter of complaint to the insurance company and to MAS and will assist her to draft the letter.
She was shocked to learn that the investment had depreciated by a lot for 1 year. Now, she received a notice to pay an additional $40,000. The agent must have sold her an annual premium policy. She certainly could not afford this amount of annual premium.
From her e-mail, she is quite ignorant about the policy, and signed for the policy only on the vague promise by the agent that it will earn a higher interest rate than CPF (which is also a blatant lie, as there is a large amount deducted to pay commission).
I advised the consumer to write a letter of complaint to the insurance company and to MAS and will assist her to draft the letter.
Why Some People Almost Always Fail Online-2 Major Reasons for Failure with Your Online Business | BusinessAndLegal.ie
The vast majority of people who start their own online business are destined for failure. This is the harsh reality which you can avoid if you avoid the most common reasons for this failure.
Prolaw Software-Prolaw Law Office Software Review | Law Office Software
ProLaw Ready for the smaller law firm
Juggling the demands of a law practice between case management, time management and financial management is a difficult task. ProLaw Ready and indeed all ProLaw software integrates seamlessly with legal research databases such as WestLaw’s and allows more efficient case and matter management, client and contact management, document assembly and management, email and electronic file management, calendaring, court docketing and many other useful features for the law office.
Pay premium for the whole of life
The insurance agent says that you need whole life insurance, because the cash value is so poor that you need to continue paying the premium and be insured for the whole of your lifetime.
If you buy a 25 year term insurance and invest the savings in an indexed fund, you can accumulate sufficient savings over 30 years to stop your life insurance policy. You would have accumulated sufficient savings that will be more than the sum assured. You will not need life insurance any more.
Remember, if you listen to the bad advice of an agent, you will certainly need whole life insurance, because you will never be financially independent. But, if you invest your savings in an indexed fund, you do not need life insurance after 30 years!
If you buy a 25 year term insurance and invest the savings in an indexed fund, you can accumulate sufficient savings over 30 years to stop your life insurance policy. You would have accumulated sufficient savings that will be more than the sum assured. You will not need life insurance any more.
Remember, if you listen to the bad advice of an agent, you will certainly need whole life insurance, because you will never be financially independent. But, if you invest your savings in an indexed fund, you do not need life insurance after 30 years!
Saturday, December 4, 2010
Mobile games on Windows Phone 7
I have developed 4 applications for the Windows Phone 7. This link allows you to view the videos of the applications:
http://www.tankinlian.com/Information.aspx?CatID=12
The applications are:
http://www.tankinlian.com/Information.aspx?CatID=12
The applications are:
- 4D Simulator - simulate the 4D draws over 1 year and shows how many times your number (including permutations) appear.
- Toto Luck - take your date of birth to generate random numbers and shows you the 7 Toto numbers that appears most often out of 10,000 numbers in the series.
- One in a Million - takes your date of birth to generate random numbers and shows you the 4D numbers that appear most often out of 1 million numbers drawn at random
- Entrepreneur - allows you to play the game of pricing, marketing and capacity for a product against 9 simulated players over 12 months.
These applications will be made available on Apple and other mobile platforms soon.
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