Hi Mr Tan
Recently my father (who is now 78 year old) received a letter from income to pay a sum of $400 plus in cash due to medisave can deduct up to maximum of $800 only. That meant the premium of this policy is $1200 plus per year for Medishield Plan B.
Usually I will help to pay for my father, but from the past years only need to pay $200 plus but this time might be due to age group different need to pay higher( $400 plus ).
Why does Medisave set a limit of $800, as senior citizens sure have problem paying in cash. How Do you think about this kind of policy?
REPLY
Your father can move to Medishield and pay a lower premium (compared to private Shield) up to age 80.
Beyond age 80, there is no point in going for expensive health care, as it is not likely to do much for an elderly patient - as it can be very costly, whether as insurance or paid out of Medisave.
Elderly patients (and their family members) should decide on what can or cannot be done, rather than spend the money unnecessarily in medical fees. Insurance may encourage people to spend unnecessarily. There is no point in treating certain illness at an advanced age.
Sunday, April 3, 2011
Staedtler Pens | Legal Office Supplies
There are many times and places where you are going to need to have a quality pen, and you can always rely on a pen made by Staedtler.
Staedtler pen
A Staedtler pen is a quality-writing instrument. A good pen is one, which enables the user to write smoothly and can maintain an even flow of ink. You can always tell a poor quality pen by the inconsistency of the ink on the page. A defective pen will leave ink blobs and then fail to write and often turn a project into a total mess. Even if you are not an artist or perfectionist, it is important that if you do have to do any kind of work using a pen, you have one that can do a proper job.
Loss of identity for Sg
Dear Mr Tan,
A friend from Sg just visited my wife in HK and below is a brief summary of her experience in Sg for the past few years:
1. Felt like a minority in a university where she is teaching. Majority of her students are foreigners.
2. A junior colleage are recruiting up to 33% students outside of Sg, mainly from vietnam in an aim to boost the college results.
It saddens me that schools funded by public are no longer meant for citizens but to create opportunities for others. I have nothing against foreigner (I myself came from HK) but my existence do not create an opportunity cost for the citizens of HK, however Sgreans who could have gotten a proper education in Sg may now be deprived of a place.
Sg is a country with such a short history and i have concerns that true blue Sgreans may soon be history. I felt like I have served my NS in vain and I know of others who feel the same and unfortunately they do not have options elsewhere.
A friend from Sg just visited my wife in HK and below is a brief summary of her experience in Sg for the past few years:
1. Felt like a minority in a university where she is teaching. Majority of her students are foreigners.
2. A junior colleage are recruiting up to 33% students outside of Sg, mainly from vietnam in an aim to boost the college results.
It saddens me that schools funded by public are no longer meant for citizens but to create opportunities for others. I have nothing against foreigner (I myself came from HK) but my existence do not create an opportunity cost for the citizens of HK, however Sgreans who could have gotten a proper education in Sg may now be deprived of a place.
Sg is a country with such a short history and i have concerns that true blue Sgreans may soon be history. I felt like I have served my NS in vain and I know of others who feel the same and unfortunately they do not have options elsewhere.
Worker's Party
hi mr tan please join workers party in the coming general election 2011. This will be the last chance for all native singaporeans to vote before we all singaporeans become minority. Presently only 57% of our population are true singaporeans by then in the next generation 2016 the margin would be below 50%. For the sake of the development of singapore opposition politics progress please consider to join opposition. i hope you will consider. thankyou so much
You true supporter
MY REPLY
You can vote for the opposition, even if I do not stand for election. But it is quite sad that many people now consider the PAP to be bad for local Singaporeans.
You true supporter
MY REPLY
You can vote for the opposition, even if I do not stand for election. But it is quite sad that many people now consider the PAP to be bad for local Singaporeans.
HDB Flat - Price and quality
Here are three views about the price of HDB flats. Which view do you support? Give your views in this survey.
Poor service from DBS Bank
I have been a customer of DBS Bank for 30 over years. They even classified me as a Treasures customer and assigned a Relationship Manager to look after me. The RM seemed to be more interested to sell their financial products to me, such as the famous High Notes - which I avoided. After that, I never heard from the RM - who do not reply to my e-mail.
I have all along arranged for my GIRO transactions to be deducted through my POSB account. When the money runs down, I top up the account from my main account. Recently, due to an oversight, I forgot to top up my POSB account - and the money run out. Nobody from DBS called me - not the RM nor anybody else. They also did not send an e-mail to me.
When I realised the problem, several of my GIRO transactions had been rejected. Even IRAS cancelled my GIRO and asked me to pay property tax in advance, threatening to levy a fine for late payment of tax.
But I do receive phone calls from all types of people wanting to market their products to me. This is the practice in Singapore - businesses are interested only to market their products, but failed to provide customer service.
When will Singapore leaders wake up to this sad state of affairs - a country where most people are greedy to chase profits, higher salaries and commission!. They forget their responsibility to their customers or to the citizens! Sigh!
I have all along arranged for my GIRO transactions to be deducted through my POSB account. When the money runs down, I top up the account from my main account. Recently, due to an oversight, I forgot to top up my POSB account - and the money run out. Nobody from DBS called me - not the RM nor anybody else. They also did not send an e-mail to me.
When I realised the problem, several of my GIRO transactions had been rejected. Even IRAS cancelled my GIRO and asked me to pay property tax in advance, threatening to levy a fine for late payment of tax.
But I do receive phone calls from all types of people wanting to market their products to me. This is the practice in Singapore - businesses are interested only to market their products, but failed to provide customer service.
When will Singapore leaders wake up to this sad state of affairs - a country where most people are greedy to chase profits, higher salaries and commission!. They forget their responsibility to their customers or to the citizens! Sigh!
New ishop is easier to order books
Hi Mr.Tan
I visited you new ishop and find it easy to use, much better than the old ishop (which was quite confusing and buggy - pardon my saying so). I like the attractive discount that you are giving on your books, including the new books that are now selling at the book stores.
However, I like to make an observation. The handling charge has now been increased to $3 (compared to $1 in the past - if I remember correctly). So, the discount of $3 on your new book is offset by the high handling charge).
REPLY
You pay one handling charge for each order, regardless of the number of books that you buy. So, you will enjoy a bigger discount when you buy a few books in one order. You should consider buying books on behalf of your friends - to enjoy the discount.
The handling charge is inclusive of postage. If you have bought books from Amazon or other online book stores in America, you will find the handling charge to be $20 or more - so the handling charge of $3 is still quite small. Even if you drive to the bookstores, the parking fee will be more than $3.
It is better to buy online. It is more convenient and cheaper.
www.tankinlian.com/ishop
http://easyapps.sg/ishop2/Quantity.aspx?id=4
I visited you new ishop and find it easy to use, much better than the old ishop (which was quite confusing and buggy - pardon my saying so). I like the attractive discount that you are giving on your books, including the new books that are now selling at the book stores.
However, I like to make an observation. The handling charge has now been increased to $3 (compared to $1 in the past - if I remember correctly). So, the discount of $3 on your new book is offset by the high handling charge).
REPLY
You pay one handling charge for each order, regardless of the number of books that you buy. So, you will enjoy a bigger discount when you buy a few books in one order. You should consider buying books on behalf of your friends - to enjoy the discount.
The handling charge is inclusive of postage. If you have bought books from Amazon or other online book stores in America, you will find the handling charge to be $20 or more - so the handling charge of $3 is still quite small. Even if you drive to the bookstores, the parking fee will be more than $3.
It is better to buy online. It is more convenient and cheaper.
www.tankinlian.com/ishop
http://easyapps.sg/ishop2/Quantity.aspx?id=4
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