An excellent article by Lucky Tan
http://singaporemind.blogspot.com/2011/04/pap-has-lost-moral-high-ground.html
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When the PAP hiked the GST to 7% we were all told it was done to help the poor. Several weeks ago, Tharman went on TV and show some statistics to prove that GST benefits the poor - his flawed argument was the rich pay more GST than the poor. Before GST, the poor paid no taxes and the rich paid more in income tax and corporate taxes. Yesterday, the PAP govt announced there will be no GST hikes in the next 5 years. Great! But cynics on the Internet joked that the PAP will not be helping the poor more for the next 5 years using their original argument that GST hike was to help the poor.
......
Mah Bow Tan angered many by saying the reserves are raided if HDB flats are more reasonably priced based on income. A quick look at the larger scheme of things it is clear now to most Singaporeans that the purchase of HDB has drained our CPF and it looks more like the PAP has raided our retirement accounts to build massive reserves.
Unquote
Saturday, April 23, 2011
Early payout critical illness policy
Dear Mr. Tan
What are your views about the early payout critical illness policy that has been advertised by Great Eastern. Is it necessary to have this insurance?
REPLY
It covers some of the important risks in life, but you have to observe the following points:
What are your views about the early payout critical illness policy that has been advertised by Great Eastern. Is it necessary to have this insurance?
REPLY
It covers some of the important risks in life, but you have to observe the following points:
- Take the cover for not more than 20 years
- Compare the premium rates offered by three companies for the same cover
- Read the policy wordings to make sure that you understand the cover, i.e. do not rely on the explanation of the insurance agent.
I like to make a comparison of the premium rates for the following ages - 20, 25, 30, 35, 40, 45 - separately for males and females, and for terms of 5, 10, 15 and 20 years. Please get me the premium rates for this cover charged by different insurance companies. I will prepare the comparison for those that contributed to this research and for FISCA members,.
Why I will vote for Opposition
Family Life Game
It is quite fun to play the family life game. The game at 8 pm and 9 pm takes only 40 minutes to complete. It is quite fast. You can practice the game now, and get ready for the Family Life Competition to be launched in May. Prizes will be given to winners. Go to www.easysearch.sg and click on Family Life. Watch the video.
HDB loan and Gen Y
A gen Y citizen talks about the burden of HDB loan on her parents and siblings. Click here.
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