Saturday, April 23, 2011

Md Child Support | Maryland Child Support Synopsis | Child Joint Custody

maryland-child-support

Md child support calculator

Oftentimes, when a parent is first looking at getting court-ordered child support, the first question is: how much will I get? This is not an easy question to answer all the time. The best way to determine this is to use a MD child support calculator. For the most part, these calculators will give you a good sense of how much money you can expect to receive. However, they are not entirely accurate.

Investment alert - spa packages

An investor sends in a collection of materials about spa packages and advised consumers to avoid them. Details can be found in Investment Alert, after you register as a member (it's free)
http://www.easyapps.sg/assn/Org/Default.aspx?id=8

Videos for the General Election, 2011

Watch these videos and vote for change.



Manifestos of the Political Parties

Read the manifestos of the political parties here:
http://www.easyapps.sg/SGEP/Information.aspx?CatID=18

Judge for yourself, which party has a better vision for the future of Singapore!

Civil servants and pension scheme

Quote from Diary of a Singaporean Mind


In 1996, 103 veteran civil servants sued the govt[Link]. When they signed up to join civil service, they did so under a pension scheme left behind by the British govt. In 1973, the PAP govt persuaded them to sign up for a new scheme called CPF. They were told this scheme was better because they would take home more pay every month and they would be better off in the long run. When they switched to this "better" CPF scheme, they would have to give up their medical benefits and pensions.There were many civil servants put under pressure in the 80s and 90s to switch to the CPF scheme. I remember the Straits Times had article after article on the benefits of switching to the CPF scheme including calculation to show how much these civil servants will benefit from the switch. 


The man pushing for the civil servants to convert from the old scheme was Lee Hsien Loong. 2-3 decades later many of these civil servants who gave up their pensions realized they are worse off due the the inadequacy of CPF and escalating healthcare cost. They sued the govt and lost...then they appealed and lost again. When they made the wrong choice and believed what was presented to them, they committed an irreversible mistake which they regretted the rest of their lives. The pension scheme and medical benefits that these low ranking civil servants gave up was retained for top civil servants whose salaries also rose much faster than the average civil servant.


In a few weeks all of us have to make an important decision. We are shown numbers and calculations on how the foreign influx has created jobs for Singaporeans, how HDB remains affordable and massive upgrading carrots dangled to sway you to vote for them. Just remember what happened to those veteran civil servants who believed what they were told.

Buying votes

I overheard a conversation at the coffee shop between a middle age man and a Malay stall holder. The man said " I will vote for the PAP because they gave me $800. If they did not give me the money, I will not vote for them:". He lived in a 3 room flat. The stall holder said that her mother stayed in 1 room HDB flat and received $1,000.  It seems to be buying votes - a bad reason for the political development of a country. What a questionable leadership and its bad influence on the people.

Eldershield and Eldershield supplements

If you have received a recent brochure from CPF about Eldershield, please send it to me at kinlian@gmail.com. I wish to analyse if the current premium rates give good value to consumers, compared to keeping the money in the Medsave account (to earn 4% per annum). Most claims are likely to occur at the advanced ages, and by that time, the premiums would have amounted to a large sum.

You can also send to me the premium rates for the Eldershield supplements offered by the participating life insurance companies.