Khanacademy - learn for free

Watch & Practice. Learn almost anything—for free.

What started out as Sal making a few algebra videos for his cousins has grown to over 2,100 videos and 100 self-paced exercises and assessments covering everything from arithmetic to physics, finance and history.  

This link is very good!

 

You can learn almost anything .... for free

 

http://www.khanacademy.org/

 

Rent or buy a home?

Is it better to rent or buy a home? Watch this video for an explanation of the factors that you need to consider. Please note that the situation in America is different from Singapore, so you have to do a separate calculation in Singapore to get the economics right. Here are some important differences:

• Interest rates are different between the two countries
• There is no deduction for mortgage interest from income tax in Singapore

But, the general conclusion applies. At the high level of prices of properties, it is better to rent rather than to buy a property. People overpay for their property in the hope that the property will continue to appreciate in price, but up to a point, the price is too high and will fall. This is what has happened in America and is likely to happen in Singapore as well.

Legal Document Software

Legal document software provides law firms and businesses with ready to go legal documents and on many occasions it will be necessary to run your documents past a legal advisor to ensure that you are not leaving any hostages to fortune from a legal perspective.

But many law firms and businesses can benefit greatly from the prudent use of legal document software to reduce their costs and increase efficiency in either a legal or business environment.

For any attorney document management should form a major part of the ongoing business and procedural processes of the professional law office. Management software therefore should be one area of expenditure where you need to buy the best case management and document management software you can afford.

via legaldocumentsoftware.org

Buying a HDB flat (part 2)

This article is available for members at the FISCA website, www.easysearch.sg/fisca

Wine at inflated prices

Here is an example of a potential scam ....
http://www.easyapps.sg/assn/Org/Default.aspx?id=8
Login as a member (membership is free) to view the details.

PM Lee has to share the blame

Here is a view of a small man to the changes in the sweeping changes in the cabinet. He pointed out that PM Lee also had to share the blame for the failings during the past years. TKL website

You now have the chance to express your small man's view in this survey.

My views on the new cabinet lineup

The new cabinet line-up signals clearly that there will be significant changes in the political landscape in Singapore. Will it be for the better or for the worse? Here are some observations:

• In spite of being unhappy over many government policies, 60% of the voters voted for PAP and stability. The sweeping changes in the cabinet line-up cannot be seen as representing stability. Are these voters being given what they were expecting?
• The underlying problem is that, in the past, the government made its decisions behind closed doors using inputs by a small group of elites. This system needs to be changed for new policies and approaches to be produced. 

 We need a new system of governance based on the following:

• Inputs from a broad group of knowledgeable people (outside of the elites and scholars)
• Active discussion in Parliament - and MPs have to spend more time in this duty
• An active media to bring up the issues.

I will be writing more on this topic later.

Tan Kin Lian