Sunday, October 2, 2011

Solving the shortage of nurses

Hi Mr Tan,
There is a problem but isn't there any "localised" solution;

http://www.channelnewsasia.com/stories/singaporelocalnews/view/1156669/1/.html

Who is bold enough to initiate mandatory National Service Nurses programme?  If no policy maker is willing to initiate NS for female, then perhaps tapping on the NS guys to be NS nurses might be better than tapping on FTs.  Cheers.

Eugene

Tell the truth

Politicians should tell the truth and not mislead the public by controlling the flow of information. Who wrote this article? Kishore Mahubani, Dean of LKY School.

Solar Panels and Electric Cars - Never Buy Gas Again

Solar power and an electric car can free you from paying for gasoline forever. Imagine, no more gas taxes, no more dependence on foreign oil, and no more electric bills. And the best part is you can build your own solar panels and convert your own car to run on electricity!





This isn't a pie-in-the-sky electric dream, it's reality. The technology to produce your own solar power is here. The technology to convert your own electric vehicle is here. All you need is the know-how and a few tools that are probably in your garage right now. Remember, we're not talking about a hybrid car, we're talking about an all-electric vehicle that uses no gas at all.


We Buy Any Car


One disadvantage to an electric car is that the power to run it is usually generated by a utility company using coal, natural gas or nuclear fuel. If you have to buy electricity, where's the savings and the good for the environment? That's where solar panels come in. You can use the sun to create your own electricity to run your car and your whole house to boot. Get off the grid and be truly energy independent.


This is the point where people usually ask, "Isn't it prohibitively expensive to install solar panels? And aren't electric cars expensive, too?" That might be if you pay someone to install commercial solar panels and you go out and buy a brand new electric car. But now you can install DIY solar panels and convert an existing car to electricity. A few weekends and some sweat equity are a great substitute for cash.


Solar Panels and Electric Cars - Never Buy Gas Again

$105000 :: 24139 Twin Ct, Land O Lakes FL, 34639 | Tampa ...

Property Photo

3 beds, 2 full baths
Home size: 1,484 sq ft
Lot Size: 8,276 sq ft
Added: 09/27/11, Last Updated: 09/29/11
Property Type: Residential / All, Residential / Single Family
MLS Number: T2489187
Tract: Twin Lake Ph 1

Short Sale

Listed with RESIDENTIAL CONNECTIONS LLC



Brought to you by Marc Vitorillo, Florida Team Realty. Call me today at 813-641-4477!

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Posted on September 29, 2011. Data is believed to be reliable, but not guaranteed. Login for current updates.

Source: http://foreclosures.etamparealestate.com/105000-24139-twin-ct-land-o-lakes-fl-34639/

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Saturday, October 1, 2011

Word Power - test your vocabulary

Test for vocabulary by rearranging the letters on the left to form the correct word that fits the definition on the right.

Occupy Wall Street

There is a growing group of people in America who are demonstrating against the greed of Wall Street and politicians .... " yet its two weeks of noisy occupation has lured a sturdily faithful and fervent constituency willing to express discontentment with what they feel is an inequitable financial system until, well, whenever." 

To keep or terminate an existing life insurance policy?

I have been asked quite often on whether a specific life insurance policy taken previously should be terminated for its low yield. The right approach is to calculate the yield on the policy for the next (say) five years and to compare this yield with the yield from alternative investments, e.g. an ETF or a REIT.

This paper explains how to calculate the yield on a life insurance policy. Although a life insurance policy gives a poor yield for its entire duration, most of the expenses are deducted upfront. After the initial loss is written of, the running yield on the policy may be quite acceptable, e.g. close to 4% per annum. In most cases, it is better to continue the existing policy (although the consumers should have avoided it in the first place).