Too many investment choices

This article explains about the difficulty faced by consumers in investing their money, when they have too many choices. http://money.cnn.com/2011/10/20/pf/expert/401k_retirement.moneymag/index.htm?section=money_topstories&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmoney_topstories+%28Top+Stories%29

My recommendation is for most consumers, who are not financially experienced, to invest in an indexed fund, such as the Straits Times Index Exchange Traded Fund. If you are financially experienced, you can make your own choice, i.e. DIY (do it yourself).

How Come All Captchas Don't Just Work Like This? [Video]

Is it just me or have Captchas gotten insanely freaking impossible these days? I mean, I can't even make out if I'm supposed to type in a letter, a number or a hieroglyphic. Annoying! We need a new Captcha method. What about drawing a shape? More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/MPy8hm62upQ/how-come-all-captchas-dont-just-work-like-this

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Sharing of medical records

There is law in USA regarding the rights of patients for access to their medical records and the duty of the health care providers to protect privacy of these records. We need similar laws in Singapore. http://www.tankinlian.com/Redirect.aspx?PK=2c77701b4c43102f8aebde1ae83d78a1   

Electronic Health Records

Medical costs have been escalating for the past few decades. As people get older, they have to spend more on health care. The experts have identified ways to improve the efficiency of health care and to cut down on wastage. They have suggested that electronic medical records of each person, that is available to their doctors can cut down on repeated tests.

President Obama actively proposed the creation of a central system to keep the health records. Google launched its innovative Google Health system to meet this need. But Google has decided to scrap this system, due to insufficient interest to use it. It seems that electronic medical record will not take off, at least for the immediate future.

What is the problem? If escalating health care cost has to be contained, why did these initiatives fail? Why are people reluctant to use electronic health records - which can help to improve efficiency and bring down cost?

Which of these factors are most important?

1) Doctors want to keep control of the records, so that the patients will keep going back to them
2) The Government failed to pass the law to give political support to these measures
3) Patients are reluctant to have their health records kept electronically
4) Consumers are weak in enforcing their rights and interest.

Please share  your views here.

Financial Planning Test

Take this test and find out how much you really know:
http://tankinlian.com/admin/file.aspx?id=458

You can register for the financial planning workshop to be held soon:
 http://easyapps.sg/assn/Org/Event.aspx?id=5

Racing Watches Versus Racing Cars

Racing cars are designed for racing activities while racing watches are produced for the same purpose. Both of them work for the race. Races, as we all know, are a matter of speed. To afford the high speed, cars for races are required much stricter than ordinary cars. The same case goes to racing watches, which are demanded more by their wearers.

The material:

We Buy Any Car

Racing cars require the material to be able to resist high pressure, high temperature and strong abrasion. Therefore, most racing cars are made of carbon fiber and those steels that are currently applied in the aeronautic industry. For the racing watches, they need to be harder and lighter too in order to be fit for wearing in the race. Therefore, they also require the steel to reach the standard of aeronautic use.

The performance:

For the cars, their engines are required to provide the explosive power needed by the nature of the activity while for racing watches, their clock mechanism is required more on its shockproof, antimagnetic and precise time keeping ability. It is believed that in the near future, their mechanic clock movements could reach 1/100 second's precision.

The presence:

Cars for races need to meet the requirements of aerodynamics while similar watches are designed to follow the body lines of a person so as to ensure the comfortableness while wearing.

We could see from the above that both the requirements for racing cars and watches are very strict. It is not easy to be a racing athlete, and it is not easy to make its accessories either. Enjoy wearing the watch while you are enjoying the game.

Racing Watches Versus Racing Cars

Problem with big audit firms

There are problems with big audit firms - not only in America but also with the China firms. This could lead to another source of issue between America and China. But the problem of auditing in a world of greed and accounting fraud is more widespread. http://www.cnbc.com//id/44967737