Saturday, December 3, 2011

Live a happy life

Here are some tips to live a happy life, while you are still alive.
http://exposingthetruth.info/top-five-regrets-of-the-dying/


Wireless@SG and 3G

The IDA wishes to encourage more people to use the free WiFi service called Wireless@SG, so as to reduce the data load on the 3G network.  Why are people using the chargeable 3G instead of the free WiFi service? There are many WiFi hotspots, and users can save on the data charge and also get faster access.

I hardly use Wireless@SG because it is quite troublesome to login to many hotspots, especially on a mobile hone. What is your experience?



Russia vote watchdog head detained before election (Reuters)

MOSCOW (Reuters) ? Russian customs officers held the director of an independent election watchdog for 12 hours at a Moscow airport on Saturday and seized her laptop computer in what the group said was an attempt to stop it monitoring Sunday's parliamentary election.

Liliya Shibanova, executive director of Western-funded group Golos, was detained at Sheremetyevo airport after returning from abroad for the election, which Vladimir Putin's United Russia party is likely to win with a reduced majority.

"The pressure on Golos and its leaders (is) an attempt to block their activities involving independent public monitoring of the election," said a lawyer for Golos, Ramid Akhmetgaliyev.

Campaigning ended on Friday but election posters were allowed on Saturday far away from polling stations if they had been posted earlier. Moscow neighbourhoods were dotted with United Russia posters, but other parties' posters had gone.

Opposition parties say they expect voting irregularities on Sunday as part of efforts to boost United Russia's result, and complain the ruling party had more air time during the campaign.

Speaking to reporters after she surrendered her computer and let go, Shibanova said she had been told she "allegedly had very dangerous software on her laptop."

A Moscow court ruled late on Friday that Golos had violated a ban on the publication of opinion poll results within five days of the election to the State Duma lower house.

A leading expert with Golos, Alexander Kynev, said Shibanova's detention and the court case amounted to "a coordinated operation" against the group and added: "I am convinced that these are actions of government authorities."

Golos and its lawyers said they would appeal against the court decision, which came with a 30,000-rouble ($970) fine. They said Golos had published allegations of campaign violations, not opinion poll results.

Prime Minister Putin has accused foreign countries of meddling in the preparations for the election -- and for a March presidential vote he is expected to win -- by funding organisations in Russia.

The U.S. government issued a statement on Friday condemning the court ruling against Golos and "what appears to be a pattern of harassment directed against this organization."

Russian lawmakers had earlier objected to Golos' foreign financing and urged it to stop vote monitoring.

Golos, a non-profit organisation, has a hotline for electoral violation allegations and an interactive map showing more than 5,500 reported violations linked to Sunday's vote.

It acknowledges it is funded from Europe and the United States, saying this helps it remain objective.

PUTIN SAYS WEST MEDDLING

During his 2000-2008 presidency, Putin repeatedly accused the West of seeking to weaken Russia and of meddling in its affairs, including by funding non-governmental organisations meant to strengthen democracy.

Formally launching his bid to return to the Kremlin next year by accepting United Russia's nomination at a party congress last Sunday, Putin reiterated these accusations.

He said "representatives of some foreign countries are gathering those they are paying money to, so-called grant recipients, to instruct them and assign work in order to influence the election campaign in our country themselves."

He said any such activity was a "wasted effort" because Russians would reject foreign-funded politicians.

Russia's NTV television broadcast a film on Friday that portrayed Golos as a dishonest group working for U.S. cash and alleged that the Swedish embassy in Moscow had been teaching students to use social networks to organise mass protests.

The Swedish embassy issued a statement rejecting the allegations and dismissing suggestions one of its staff had been spying.

Critics in Russia and the West accuse Putin of curtailing democracy through a series of electoral reforms during his presidency, which coincided with an oil-fueled economic boom.

His announcement in September of plans to swap jobs with President Dmitry Medevedev upset some Russians who saw it as a back-room deal agreed with no regard for voters. Putin, 59, could be in power until 2024 if he wins two more terms.

If United Russia, which has dominated the State Duma lower house since 2003, does not retain its two-thirds majority, the biggest gainers could be the Communist Party, which is likely to remain the second biggest force. Vladimir Zhirinovsky's nationalist LDPR also hopes to gain votes from United Russia.

Medvedev, who is leading United Russia into the election, also criticised the West on Saturday, urging Russia's chief prosecutor to study ways to bring to justice foreigners who abuse children they adopted in Russia.

Russia's children's rights commissioner, Pavel Astakhov, said on Friday the United States had "inexcusably" failed to inform Moscow for years about the 2005 death of a Russian-born toddler adopted by an American couple.

(Additional reporting by Gleb Bryanski and Maria Tsvetkova, Editing by Timothy Heritage)

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/nm/20111203/wl_nm/us_russia_election

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CONSIDERATIONS, WHY EDU INSURANCE FOR CHILDREN

As parents, we certainly agree that education has a major role on the future of their children. So to get the best education, then education prepares children to higher education is one way to make children able to compete in this era.
Have you imagine the future of education costs? What a value which is pretty much send their children to the college level. Some people can afford but do not forget those who can afford that risk to life is next to us namely:
   
Ill
    Critical Illness
    
Defect
    
Died even faster than expected
Actually, things like this do not have happened if the parents plan children's education as early as possible. Simply put we have to start the parents have to set aside income to plan children's education or saving for the future.


Many roads lead to Rome or to save a lot of ways to prepare for the cost of education. Could save money in the bank, insurance, real sector investment, stock, mutual funds, or even in other forms of investment such as gold and land. Here are tips and tricks to anticipate future education costs our baby:



1) Educational Goal Setting
Plan with your partner where the baby to school, Are in the country or outside. Classify Higher Education  that interest you based on priorities one and two.


2) Calculate the Cost of Education planned
Calculate the cost of future education (future value) with the assumption that the inflation rate per year (usually 20% per year for education) So that we know to prepare a mature level of costs necessary to accommodate future.

3) Start Saving with Set aside funds
Set aside funds in accordance with your plan in the amount required under point 2 above, so that funds will be ready in time and meet the entire cost of education dispose of the liver.


4) Determine ways / means to invest.
Choose a way or means that you do not understand in places not known for good and put the risk is going to happen so easily that is comfortable for you and customize to your risk profile. 

 
5) Perform periodic monitoring of selecting products.
This step should be taken to ensure that education funds are cool target is reached. By conducting regular evaluations will be known whether your plan is in conformity the target plan or not, so it can be done immediately change action plan for improvement. By planning for education expenses from now, surely no more constraints on the cost of our children's education.

TYPES OF AIR TRANSPORT INSURANCE

I will discuss about the various insurance that is provided by the airline's air freight. Some of the parties involved in the activities of the aviation industry can cover insurance in accordance with the risk that it faces each, including:

Insurance of closure made ​​by the operator, air carrier or owner of this form:
- Insurance order plane
- Insurance carrier responsibilities to passengers and passenger baggage
- Insurance of responsibility towards the crew of third insurance
- Insurance of aircraft hijacking

Employers' liability insurance aircraft factories and workshops reparation "air transport company which conducts transportation is responsible for:
• Death or injury of passengers transported
• destroyed, lost or damaged goods transported.
• Delays in transportation of passengers and goods transported or if it is proven it is a transport error "
 
Therefore, as often happens the case of the plane crash then the airline should be responsible to the victims of aircraft accidents through insurance companies designated by the airline.

TYPES AND BENEFITS OF INSURANCE

Generally, insurance consists of three categories, namely:

Insurance Losses
Consisting of insurance for property (property, vehicles), financial interests (pecuniary), the legal responsibility (liability) and self-insurance (accident or health).

Life Insurance
In essence is a form of cooperation between the people who avoid or at least reduce the risk posed by the risk of death (which would happen but not sure when it happened), the risk of old age (which is inevitable and predictable when it happens, but it is uncertain how old) and the risk of accidents (which is not inevitable, but not impossible). Where cooperation is coordinated by the insurance company, which works on the basis of the law of large numbers (the law of large numbers), which spread the risk to people who want to cooperate. Included in life insurance programs such as: insurance for education, retirement, investment, stages, health.

Social Insurance

Social insurance is compulsory insurance program organized by the government under the Act. The aims and objectives of social insurance is to provide a basic guarantee for the public and is not intended for commercial gain.

hopes meaningful.

The 'cheapest' primary in a decade: 5 theories (The Week)

New York ? Confounding expectations, GOP candidates have spent considerably less so far than their counterparts in the last several presidential races. Why?

The 2012 presidential election is expected to be the most expensive ever: The Center for Responsive Politics forecasts that an astonishing $6 billion will be spent. President Obama is aiming to raise $1 billion, his GOP rival will surely try to match him, and ? thanks to loosened campaign-finance rules ? outside groups' spending on campaign ads could reach record levels. Odd, then, that so far, the GOP race has been "one of the cheapest primaries in more than a decade," Bloomberg reports. The top nine Republican candidates spent just $53 million through September, versus $132 million in the same period four years ago. What's going on? Here, five theories:

1. The glut of debates gives candidates free advertising
The candidates grouse about the grueling debate schedule, but it's the 11 televised face-offs that "have made this the cheapest Republican primary season since 1996," says Don Surber in the Charleston, W.V., Daily Mail. The much-watched debates have been great for most of the candidates ? sorry, Rick Perry ? by allowing cash-strapped contenders like Newt Gingrich and Herman Cain to rise to the top while helping "Mitt Romney conserve all that cash he has." With this much "free airtime" from the TV networks, who needs to pay for ads?

SEE MORE: Have Republicans 'gone off the rails' by endorsing waterboarding?

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2. Viral web videos are cheaper and better than TV ads
The "profusion of 'web ads' being put out by the campaigns" has slashed expenses, says Jazz Shaw at?Hot Air. The cost of producing ads was always far less than paying TV stations to air them, so free web distribution is a boon. And since people choose to watch them, says Ann Althouse at her blog, these viral web ads will "become more important than those paid ads on television." Bonus: If a web video is "flamboyant" or bizarre enough, adds Shaw, cable news shows replay it "in endless loops to the target audience" that the campaigns want to reach.?

3. Social media has streamlined campaigning
The campaigns are getting smart about using new, "free resources like Twitter and Facebook to get some buzz going,"?says Shaw at?Hot Air. The rise of social media has also changed how campaigns spend by giving candidates "greater opportunity to connect with voters electronically and build databases of potential donors and volunteers without investing large amounts of time on the ground," says Jeff Zeleny in The New York Times.

SEE MORE: The 'disgraceful' CBS debate: Did the network mess up?

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4. Fox News has replaced costly retail politics
The biggest change in this election cycle has been the death of traditional meet-and-greet retail politics, says Zeleny in The New York Times. Why should candidates spend time and money to visit Iowa and New Hampshire voters when "it's like a town hall every day on Fox News," says Gov. Sam Brownback (R-Kan.). The "Fox News effect" can be seen in the numbers: The network has interviewed Cain 63 times since he entered the race, and Gingrich has made 52 appearances.

5. The candidates are hoarding their cash for Obama
Leave it to tightfisted Republicans to slash their campaign spending during a recession, says Libby Spencer at?The Impolitic. But don't worry: "This is just the pre-game show." While some candidates, like Gingrich, don't have the cash to run ads now, wealthy ones like Romney and Perry are just keeping their powder dry. Once the GOP settles on a nominee, that candidate and allied political-action groups will "unleash a tsunami of cash to defeat Obama."

SEE MORE: Iowa's 'soul-baring' GOP debate: 6 highlights

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Source: http://us.rd.yahoo.com/dailynews/rss/politicsopinion/*http%3A//news.yahoo.com/s/theweek/20111202/cm_theweek/222057

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