Monday, July 26, 2010
Sudoku Fans
If you are a Sudoku fan, you can try different levels of the puzzle online at www.easysearch.sg (Logic9). If you are able to achieve level 4, try the puzzles with different symbols, e.g. animals or flowers. This will train your mind to visualize.
Logic9
Logic9
TKL Website - PDF document
I have organised a lot of information in PDF documents that are uploaded to the database in my website.
The PDF documents have now been designed to have a nicer look. Can you look at the documents under "Consultancy" or "Internet Portal" and give me your views?
www.tankinlian.com
The PDF documents have now been designed to have a nicer look. Can you look at the documents under "Consultancy" or "Internet Portal" and give me your views?
www.tankinlian.com
TKL Website - Tangram book prize
I have selected the following participants in the survey to receive the Tangram book prize:
- Warren
- Kalimuthu
- Komatineni
- Chua H T
3 participants gave favorable comments and 1 was critical. But all their contributions were useful to me. I have sent them an e-mail to give me their mailing address.
Visit: www.tankinlian.com
Donate to FISCA
Some visitors to my blog sent individual questions to seek my views. I tried my best to answer them. If you find the answer to be suitable and useful to you, please make a donation to FISCA or join as a member of FISCA ($36 a year).
FISCA has the goal of educating consumers on financial products and need funds to pay an honorarium to volunteers and maintain a website. Please be generous. Give financial support to FISCA, so that it can be more effective in its work.
You can also buy my book, Practical Guide on Financial Planning (on promotion until 31 July 2010)
www.fisca.sg
FISCA has the goal of educating consumers on financial products and need funds to pay an honorarium to volunteers and maintain a website. Please be generous. Give financial support to FISCA, so that it can be more effective in its work.
You can also buy my book, Practical Guide on Financial Planning (on promotion until 31 July 2010)
www.fisca.sg
10 stock market myths
Read this article.
My view
I usually advise people to invest in the stock market at regular intervals, using dollar cost averaging and avoid timing the market.
I wish to make an exception here. The outlook for the global economy is not good with too many unresolved issues - low interest rate, bubble in asset prices, government deficits, trade imbalances. It may be better to hold cash (even though interest rate is almost nil) and wait for a big market correction. If that happens, you must have the courage to move in.
My view
I usually advise people to invest in the stock market at regular intervals, using dollar cost averaging and avoid timing the market.
I wish to make an exception here. The outlook for the global economy is not good with too many unresolved issues - low interest rate, bubble in asset prices, government deficits, trade imbalances. It may be better to hold cash (even though interest rate is almost nil) and wait for a big market correction. If that happens, you must have the courage to move in.
Selling a HDB flat
Read this story.
My view
We can stop the price escalation of HDB flats by providing a supply of flats for rental at controlled prices. The Government has the means to achieve this goal, if they wish to. We have plenty of land and idle manpower (remember the unemployed PMETs) that can be put to build these flats. If rental flats are available at affordable prices, there is no need for citizens to panic and buy a HDB resale flat at inflated price.
When the property prices come down to a sensible level, i.e.5 years of average income, we will have a better economic and social structure. We will not have some people, e.g. land owners, property developers, property agents, lawyers and government leaders, making so much money at the expense of the ordinary people.
For this to be possible, we need a government that truly care for the welfare of the people.
My view
We can stop the price escalation of HDB flats by providing a supply of flats for rental at controlled prices. The Government has the means to achieve this goal, if they wish to. We have plenty of land and idle manpower (remember the unemployed PMETs) that can be put to build these flats. If rental flats are available at affordable prices, there is no need for citizens to panic and buy a HDB resale flat at inflated price.
When the property prices come down to a sensible level, i.e.5 years of average income, we will have a better economic and social structure. We will not have some people, e.g. land owners, property developers, property agents, lawyers and government leaders, making so much money at the expense of the ordinary people.
For this to be possible, we need a government that truly care for the welfare of the people.
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