What is REITS
and how to get monthly dividend payments from it
http://biz.thestar.com.my/news/story.asp?file=/2010/10/21/business/7257528&sec=business
Thursday, October 21, 2010
Need for a multi-party system
Singapore citizens should ask a few questions about their role in Singapore. Read
General Election Portal
General Election Portal
More disclosure to come on finance advisers
Bank customers will soon be able to find out professional details about their respective relationship managers or sales representatives on a Monetary Authority of Singapore (MAS) register as part of a move to improve disclosure.
According to MAS, 'This will provide consumers with more info on their reps, and enhance market discipline.' Serial job-hoppers, for instance, will be exposed as customers will be able to see the number of times that the manager of representative has changed employers in the past three years.
Under the new Representative Notification Framework (RNF), all financial representatives who provide financial advisory or capital market services will be listed on a public register. The RNF, which will be launched on Nov 26, replaces the existing licensing system for financial institutions that exempts banks and insurers.
Currently, only representatives of holders of capital market service licences and licensed financial advisers are issued hardcopy licences.
Read the full report in this website after 6 pm:
http://www.businesstimes.com.sg/sub/news/story/0,4574,409300,00.html?
According to MAS, 'This will provide consumers with more info on their reps, and enhance market discipline.' Serial job-hoppers, for instance, will be exposed as customers will be able to see the number of times that the manager of representative has changed employers in the past three years.
Under the new Representative Notification Framework (RNF), all financial representatives who provide financial advisory or capital market services will be listed on a public register. The RNF, which will be launched on Nov 26, replaces the existing licensing system for financial institutions that exempts banks and insurers.
Currently, only representatives of holders of capital market service licences and licensed financial advisers are issued hardcopy licences.
Read the full report in this website after 6 pm:
http://www.businesstimes.com.sg/sub/news/story/0,4574,409300,00.html?
Avoid insurance agents that tell lies or misleads
Some insurance agents tell lies to sell their life insurance policies. They tell the clients that they can earn 9% per annum when they invest in an investment linked policy. The 9% is not an expected yield but is just used for illustration. It is too optimistic under the current economic environment. Even if it is achieved, the real return, after deduction of the charges, is below 4% per annum. This is explained here:
http://tankinlian.com/admin/file.aspx?id=250.
Consumers should be careful about the misleading or untruthful statements made by some insurance agents. Other agents, while not deliberately lying, will avoid telling the real facts to the consumers, i.e. that a large proportion of their accumulated savings is taken away to make excessive profits for insurance companies and large commission for the agents. The consumer could have bought the protection under a 5 years term insurance policy or critical illness policy (expiring before age 55) at a much lower cost.
http://tankinlian.com/admin/file.aspx?id=250.
Consumers should be careful about the misleading or untruthful statements made by some insurance agents. Other agents, while not deliberately lying, will avoid telling the real facts to the consumers, i.e. that a large proportion of their accumulated savings is taken away to make excessive profits for insurance companies and large commission for the agents. The consumer could have bought the protection under a 5 years term insurance policy or critical illness policy (expiring before age 55) at a much lower cost.
FISCA Talks - Nov & Dec 2010
Register early for these two talks organised by FISCA
a) Invest for the Long Term ($10 only - after sponsorship by SGX)
b) Financial Planning - A Practical Guide
http://www.fisca.sg/events
a) Invest for the Long Term ($10 only - after sponsorship by SGX)
b) Financial Planning - A Practical Guide
http://www.fisca.sg/events
Wednesday, October 20, 2010
Funny Best Man Speeches-Where To Get Best Man Speech Ideas | Presentation Skills Course
Best Man Speech Ideas
The situation goes like this-your friend of many years is tying the knot and you are the lucky pal chosen to write a speech. You might get carried away with the pleasantness of being chosen and overlook the fact that, you need to write a speech. One of the best types of speeches you can choose as the best man is to write one of the many funny best man speeches out there.
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