Personal budget

I need some real life examples from Singaporeans who are able to save at least 15% of their earnings, in addition to contributing to CPF: Please send your details to kinlian@gmail.com

Single
1. Your monthly income
2. Contribution to parents
3. Essential personal expenses - e.g. travel, food, clothes
4. Repayment of loans - type and amount
5. Monthly savings
6. Balance available for holidays and other discretionary items

Family

1. Your monthly income incluidng spouse 

2. Number of children

3. Essential personal expenses - e.g. travel, food, clothes, mobilephone

4. Repayment of loans - type and amount, e.g. house, car

5. Household expenses

6. Car or transport expenses

7. Expenses of children

8. Monthly savings

9. Balance available for holidays and other discretionary items