Terminate a Revosave policy

Hi Mr Tan,
I need you advice. I have a friend who bought Reovsave last November. She paid the premium in full for the year. I am thinking if it is better to terminate the plan and do investment for the rest of 25 years. What do you think?

REPLY
Ask her to send the benefit illustration for me to talk a look. But, it could be quite complicated to analyse. I will try and see what the "effect of deduction" is for this policy.

Maybe, one way of looking at this question is to see the distribution cost. If the premium paid is less than the distribution cost, it would be better to terminate the policy and save on the balance of the distribution cost.